Stock Ratings / Consumer Discretionary / UP / options

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Wheels Up Experience Inc. (Class A) (UP) Options Positioning, Max Pain & Unusual Sweeps

$3.19 +3.91% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $3.21

Wheels Up Experience Inc. (Class A) (UP) carries a Roarable Rating of E (Strong Sell) with 27/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (27/100 · E) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE E • RED ALERT Cap $115.7M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $3.21 (+0.51%)🧬 Dilution Drag (+1.28% YoY Shares)⚙️ Cash Engine: 3/20 (E) • 0% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (27/100 · E) historically underperformed SPY in 71% of rolling 90-day windows (-10.3% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERRED ALERT • E

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw E · Rk E

Each axis scored 0–20

12M PRICE TARGET CONE-14.1% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for UP)Realized 20D OHLCV Swing Band: ±12.5%

Deterministic 5-Pillar Attribution (27/100 Composite)

🔍 WHY UP SCORES 27/100 (E) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Whale & Options Positioning+10/20 pts (37% of score)

20D Institutional Volume Accumulation (±12.5% realized swing band)

▲ #2 Bullish Driver: Macro Regime Fit+8/20 pts (30% of score)

FRED Regime × Technicals: 2% of 52W Range • RSI-14 at 41.9 (NEUTRAL RANGE)

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution4/20 pts (-16 pt drag)

Dilution Drag (+1.28% YoY Shares) & executive Form 4 sales trim 16 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade E$3.81-9.2% Next Q

Q2 (-2Q)

Grade E$3.46-7.5% Next Q

Q3 (-1Q)

Grade E$3.20-0.3% Next Q

Current

Grade E$3.19-10.3% Hist 90D α

Trajectory: E (35) → E (27)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a UP Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While UP currently carries a cautious 27/100 (E) rating due to Insider Conviction & Share Dilution (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Consumer Discretionary with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($3.77) and Max Pain ($3.35) forces dealer call-delta covering toward $30.81.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Dilution Drag (+1.28% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $UP• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “UP Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 27%NO 73%Trade / Inspect Odds →

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±12.5%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (UP)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for UP.

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ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring UP)

✓Walkthrough of UP's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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UP // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -40.71%⚡ TESTING RESISTANCE

2026-10-30O $3.10H $3.20L $2.96C $3.19VOL 55.4K

RES: $3.35SUP: $1.20SMA50: $3.77SMA200: $7.71

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

UP Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 UP Butterfly Map → + Track UP →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. -7.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on UP today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for UP. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for UP today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (UP)

Consumer Discretionary Rank #977 of 1011 ⚔️ SRFM vs UP Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (UP vs. SRFM, FLYX, PAL, YTRA)

Industry: Transportation Services (22 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, Wheels Up Experience Inc. (Class A) (UP) ranks #977 by composite RQD confidence (27/100, grade E) and #747 by equity capitalization ($115.7M). Within this direct 5-issuer industry benchmark cohort, UP leads on earnings valuation at N/A trailing P/E, while PAL leads on capital efficiency and profitability with -11.6% ROIC and — gross margin. SRFM currently holds the highest overall quantitative score in the immediate peer group at 53/100 (D+) compared with UP at 27/100 (E).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
UP ACTIVE Wheels Up Experience Inc. (Class A)	E	27/100	—	10.0%	-35.0%	+3.91%	$115.7M	Benchmark Subject
SRFM Surf Air Mobility Inc.	D+	53/100	—	—	-35.0%	+0.91%	$105.1M	/srfm-vs-up →
FLYX flyExclusive Inc. (Class A)	E	29/100	—	15.0%	-35.0%	0.00%	$130.0M	/flyx-vs-up →
PAL Proficient Auto Logistics Inc.	D-	41/100	—	—	-11.6%	-2.02%	$67.9M	/pal-vs-up →
YTRA Yatra Online Inc.	D+	53/100	—	—	—	-9.13%	$52.9M	/ytra-vs-up →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001819516

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Wheels Up Experience Inc. (Class A) (UP) reported GAAP revenue of $736.5M (-7.0% vs. FY2024 revenue of $792.1M , and -41.2% cumulative change since FY2023) , GAAP net income of -$294.2M, operating cash flow of -$166.3M, and free cash flow of -$259.9M (-29.5% YoY). On the balance sheet, UP closed FY2025 with $968.8M in total assets against $316.4M in total debt (Altman Z-Score: 0.20, Piotroski F-Score: 2/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$736.5M	-$294.2M	-$166.3M	-$259.9M	$968.8M	$316.4M
FY2024 (FY)	2024-12-31	$792.1M	-$339.6M	-$77.9M	-$200.7M	$1.16B	$376.3M
FY2023 (FY)	2023-12-31	$1.25B	-$487.4M	-$665.3M	-$665.3M	—	—

3. UP Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is UP stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Wheels Up Experience Inc. (Class A) (NYSE: UP) is rated E (Strong Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 27/100 at a spot price of $3.19 (+3.91% 1D, market cap $115.7M). Pillar breakdown: Fundamental Cash Engine 3/20, Institutional 13F & Options Flow 10/20, Executive Insider Alignment 5/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 3/20. Across 1011 tracked Consumer Discretionary issuers, UP ranks #977 in composite RQD confidence.

How does UP compare to SRFM and FLYX in the Consumer Discretionary sector?

Within the Consumer Discretionary sector (Transportation Services), UP carries a Roarable E (27/100 RQD), trailing P/E of N/A, gross margin of 10.0%, and ROIC of -35.0%. By comparison, SRFM (Surf Air Mobility Inc.) holds a D+ grade (53/100 RQD, P/E N/A, ROIC -35.0%, cap $105.1M) and FLYX (flyExclusive Inc. (Class A)) posts a E grade (29/100 RQD, P/E N/A, ROIC -35.0%, cap $130.0M). Among the 5-stock peer group, UP leads on earnings multiple (N/A) while PAL leads on capital efficiency (-11.6% ROIC).

What are the biggest fundamental strengths and SEC risk factors for UP?

Per UP's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001819516), Wheels Up Experience Inc. (Class A) generated $736.5M in revenue (-7.0% YoY), -$294.2M in net income, and -$259.9M in free cash flow against $968.8M in total assets and $316.4M in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is UP trading relative to its 50-day, 200-day, and 52-week technical levels?

UP last traded at $3.19 (+3.91% on volume of 45,192 shares), positioning the stock -15.38% below its 50-day simple moving average ($3.77) and -58.63% below its 200-day simple moving average ($7.71). Across its 52-week range of $2.83 to $29.34, UP sits at the 1.4% percentile with a 14-day RSI of 41.9 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($2.79 to $3.59).

UP Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is UP's options positioning and volatility profile?

Roarable tracks verified CBOE unusual options sweeps, put/call ratios, and OHLCV realized volatility bands for UP.

Direct Sub-Reports: UP RQD Cockpit UP 12M Forecast UP Earnings & Move UP Dividends & DRIP UP Insiders & 13F UP Whale Options UP Profit Sankey UP News & Why