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Why STBA Stock advanced +1.21% Today — RQD Quant Desk Flash
$51.09 +1.21% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $51.10
S&T Bancorp Inc. (STBA) carries a Roarable Rating of C+ (Hold) with 67/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
ROARABLE C+ • HOLD / WATCH
Cap $1.80B
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Click Any Pre-Computed AI Quant Specialist Briefing on STBA Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is STBA stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-02, S&T Bancorp Inc. (NASDAQ: STBA) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 67/100 at a spot price of $51.09 (+1.21% 1D, market cap $1.80B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 14/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, STBA ranks #215 in composite RQD confidence.
✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does STBA compare to RBCAA and FSUN in the Financials sector?
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Within the Financials sector (Major Banks), STBA carries a Roarable C+ (67/100 RQD), trailing P/E of 13.4x, gross margin of —, and ROIC of 9.2%. By comparison, RBCAA (Republic Bancorp Inc. (Class A)) holds a C+ grade (67/100 RQD, P/E 13.7x, ROIC 11.9%, cap $1.80B) and FSUN (FirstSun Capital Bancorp) posts a C grade (63/100 RQD, P/E 18.3x, ROIC 8.5%, cap $1.79B). Among the 5-stock peer group, STBA leads on earnings multiple (13.4x) while RBCAA leads on capital efficiency (11.9% ROIC).
✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for STBA?
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Per STBA's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000719220), S&T Bancorp Inc. generated $0 in revenue, $134.2M in net income, and $128.8M in free cash flow against $9.87B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
✓ Pre-computed one-to-many AI Quant brief
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INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $51.11 (+0.03%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 11/20 (D+) • 3.2% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record: Scores of 67/100 (C+) historically posted market-perform odds over rolling 90-day windows (+1.6% avg 90D alpha vs SPY • 56.4% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →RQD QUANT TACHOMETERHOLD / WATCH • C+
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw C+ · Rk C
Each axis scored 0–20
12M PRICE TARGET CONE+4.1% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for STBA)Realized 20D OHLCV Swing Band: ±4.1%
Deterministic 5-Pillar Attribution (67/100 Composite)
🔍 WHY STBA SCORES 67/100 (C+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (24% of score)
SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)
▲ #2 Bullish Driver: Whale & Options Positioning+14/20 pts (21% of score)
20D Institutional Volume Accumulation (±4.1% realized swing band)
▼ #1 Drag / Risk Factor: Cash Engine Quality11/20 pts (-9 pt drag)
Capital intensity & 0% operating margin leave 9 pts on the table
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade C$48.41+0.2% Next Q
59
Q2 (-2Q)Grade C+$48.49+5.2% Next Q
62
Q3 (-1Q)Grade C+$51.02+0.1% Next Q
64
CurrentGrade C+$51.09+1.6% Hist 90D α
67
Trajectory: C (59) → C+ (67)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER
⚔️ Adversarial Opposing Case: Why the STBA Bull Thesis Could Fail
Even with a 67/100 (C+) score, STBA faces multiple-compression risk if 13.4x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
⚠️ Forensic Kill-Switch #1
Broader market pullbacks can still drag down strong stocks in the short run.
⚠️ Forensic Kill-Switch #2
Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
⚠️ Forensic Kill-Switch #3
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($49.59) or 200D SMA ($46.48) invalidates the momentum regime and cuts Target Base ($53.16) toward Bear Floor ($41.46).
🎲 LIVE PREDICTION MARKET ODDS TIED TO $STBA• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “STBA Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why STBA Stock advanced +1.21% Today — RQD Quant Desk Flash
S&T Bancorp Inc. (STBA) advanced +1.21% to $51.09, trading at 86% of its 52-week range ($36.13 – $53.5). Solid steady margins (9% return on capital), mixed timing at 13x P/E—hold if owned, no rush to chase.
- ▸Technical Tape: Trading at 86% of its 52-week range ($36.13 – $53.5) with RSI-14 at 60.2 (BULLISH MOMENTUM).
- ▸Volatility Profile: Historical 20-day realized swing band of ±4.1% around $51.09 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable C+ (Hold) backed by 52% gross margin and $128.8M annual free cash flow.
Live STBA Headlines & Catalysts
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Scheduled RQD Strong Buys & Whale Accumulation Briefing (STBA Tape Review)
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STBA // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +16.56%⚡ TESTING RESISTANCE
2026-11-02O $50.48H $51.09L $50.48C $51.09VOL 204.4K
RES: $51.74SUP: $46.91SMA50: $49.59SMA200: $46.48
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
STBA Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
4.8%/yr Implied 5Y Growth
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on STBA today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for STBA. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for STBA today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (STBA)
Financials Rank #215 of 1096
⚔️ RBCAA vs STBA Full Matrix →
1. Head-to-Head Financials Peer Comparison (STBA vs. RBCAA, FSUN, CNOB, BY)
Industry: Major Banks (248 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, S&T Bancorp Inc. (STBA) ranks #215 by composite RQD confidence (67/100, grade C+) and #446 by equity capitalization ($1.80B). Within this direct 5-issuer industry benchmark cohort, STBA leads on earnings valuation at 13.4x trailing P/E, while RBCAA leads on capital efficiency and profitability with 11.9% ROIC and — gross margin. STBA currently leads its immediate peer cohort in composite quantitative strength at 67/100 (C+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| STBA
ACTIVE
S&T Bancorp Inc. | C+ | 67/100 | 13.4x | — | 9.2% | +1.21% | $1.80B | Benchmark Subject |
| RBCAA Republic Bancorp Inc. (Class A) | C+ | 67/100 | 13.7x | — | 11.9% | +0.30% | $1.80B | /rbcaa-vs-stba → |
| FSUN FirstSun Capital Bancorp | C | 63/100 | 18.3x | — | 8.5% | +0.69% | $1.79B | /fsun-vs-stba → |
| CNOB ConnectOne Bancorp Inc. | C+ | 67/100 | 22.0x | — | 5.1% | +0.12% | $1.77B | /cnob-vs-stba → |
| BY Byline Bancorp Inc. | C+ | 67/100 | 13.5x | — | 10.3% | +0.75% | $1.76B | /by-vs-stba → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000719220In its most recent audited fiscal period (FY2025, filed 2025-12-31), S&T Bancorp Inc. (STBA) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $134.2M, operating cash flow of $133.6M, and free cash flow of $128.8M (-24.4% YoY). On the balance sheet, STBA closed FY2025 with $9.87B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $0 | $134.2M | $133.6M | $128.8M | $9.87B | — |
| FY2024 (FY) | 2024-12-31 | $0 | $131.3M | $173.4M | $170.4M | $9.66B | — |
| FY2023 (FY) | 2023-12-31 | $0 | $144.8M | $171.7M | $171.7M | — | — |
3. STBA Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs STBA stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-02, S&T Bancorp Inc. (NASDAQ: STBA) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 67/100 at a spot price of $51.09 (+1.21% 1D, market cap $1.80B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 14/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, STBA ranks #215 in composite RQD confidence.
How does STBA compare to RBCAA and FSUN in the Financials sector?
Within the Financials sector (Major Banks), STBA carries a Roarable C+ (67/100 RQD), trailing P/E of 13.4x, gross margin of —, and ROIC of 9.2%. By comparison, RBCAA (Republic Bancorp Inc. (Class A)) holds a C+ grade (67/100 RQD, P/E 13.7x, ROIC 11.9%, cap $1.80B) and FSUN (FirstSun Capital Bancorp) posts a C grade (63/100 RQD, P/E 18.3x, ROIC 8.5%, cap $1.79B). Among the 5-stock peer group, STBA leads on earnings multiple (13.4x) while RBCAA leads on capital efficiency (11.9% ROIC).
What are the biggest fundamental strengths and SEC risk factors for STBA?
Per STBA's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000719220), S&T Bancorp Inc. generated $0 in revenue, $134.2M in net income, and $128.8M in free cash flow against $9.87B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is STBA trading relative to its 50-day, 200-day, and 52-week technical levels?
STBA last traded at $51.09 (+1.21% on volume of 204,351 shares), positioning the stock +3.02% above its 50-day simple moving average ($49.59) and +9.92% above its 200-day simple moving average ($46.48). Across its 52-week range of $36.13 to $53.50, STBA sits at the 86.1% percentile with a 14-day RSI of 60.2 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.1% ($49.00 to $53.18).
STBA Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is STBA stock moving today?
Why STBA Stock advanced +1.21% Today — RQD Quant Desk Flash. Solid steady margins (9% return on capital), mixed timing at 13x P/E—hold if owned, no rush to chase.