Stock Ratings / Financials / SRCE / dividends

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1st Source Corporation (SRCE) Dividend Safety Gauge & 10-Year DRIP Compounder

$88.23 +0.97% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $88.22

1st Source Corporation (SRCE) carries a Roarable Rating of D+ (Sell) with 56/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record: Scores of 56/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.4% avg 90D alpha vs SPY) →

ROARABLE D+ • SELL / AVOID Cap $2.13B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $88.21 (-0.02%)🧬 Cannibal Buyback (-1.24% YoY Shares)⚙️ Cash Engine: 14/20 (B-) • 5.3% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 56/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.4% avg 90D alpha vs SPY • 51.8% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE-0.9% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for SRCE)Realized 20D OHLCV Swing Band: ±4.7%

Deterministic 5-Pillar Attribution (56/100 Composite)

🔍 WHY SRCE SCORES 56/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Cash Engine Quality+14/20 pts (25% of score)

SEC XBRL FY 2025 (10-K): 5.3% FCF Margin ($213.0M FCF) & 52% Gross Margin

▲ #2 Bullish Driver: Macro Regime Fit+12/20 pts (21% of score)

FRED Regime × Technicals: 90% of 52W Range • RSI-14 at 55.9 (BULLISH MOMENTUM)

▼ #1 Drag / Risk Factor: Whale & Options Positioning8/20 pts (-12 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-12 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade D$83.90+2.4% Next Q

Q2 (-2Q)

Grade C-$85.91+1.6% Next Q

Q3 (-1Q)

Grade C-$87.29+1.1% Next Q

Current

Grade D+$88.23-0.4% Hist 90D α

Trajectory: D (48) → D+ (56)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the SRCE Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 56/100 (D+) score, SRCE faces multiple-compression risk if current valuation multiples re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-1.24% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($86.03) or 200D SMA ($77.79) invalidates the momentum regime and cuts Target Base ($87.44) toward Bear Floor ($68.20).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $SRCE• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “SRCE Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 56%NO 44%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

3.61% Total Yield

1.81% Cash ($1.60/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

88/100 • FORTRESS PAYOUT

FREE CASH FLOW PAYOUT RATIO

14% of FCF

8 consecutive years of payout growth

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (8.6% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $22,819

Est. Year-10 Shareholder Yield: $824/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$10.9K

Yr 1

$11.8K

Yr 2

$12.8K

Yr 3

$13.9K

Yr 4

$15.1K

Yr 5

$16.4K

Yr 6

$17.8K

Yr 7

$19.3K

Yr 8

$21.0K

Yr 9

$22.8K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring SRCE)

✓Walkthrough of SRCE's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

SRCE // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +19.99%⚡ TESTING RESISTANCE

2026-10-30O $88.72H $88.84L $87.07C $88.23VOL 94.9K

RES: $89.99SUP: $82.33SMA50: $86.03SMA200: $77.79

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

SRCE Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 SRCE Butterfly Map → + Track SRCE →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on SRCE today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for SRCE. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for SRCE today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (SRCE)

Financials Rank #674 of 1096 ⚔️ HTH vs SRCE Full Matrix →

1. Head-to-Head Financials Peer Comparison (SRCE vs. HTH, OFG, TBBK, WAFD)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, 1st Source Corporation (SRCE) ranks #674 by composite RQD confidence (56/100, grade D+) and #419 by equity capitalization ($2.13B). Within this direct 5-issuer industry benchmark cohort, TBBK leads on earnings valuation at 9.0x trailing P/E, while TBBK leads on capital efficiency and profitability with 33.1% ROIC and — gross margin. TBBK currently holds the highest overall quantitative score in the immediate peer group at 75/100 (B) compared with SRCE at 56/100 (D+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
SRCE ACTIVE 1st Source Corporation	D+	56/100	—	—	—	+0.97%	$2.13B	Benchmark Subject
HTH Hilltop Holdings Inc.	D-	40/100	12.7x	—	7.7%	+1.58%	$2.12B	/hth-vs-srce →
OFG OFG Bancorp	C	63/100	10.5x	—	14.8%	+0.26%	$2.15B	/ofg-vs-srce →
TBBK The Bancorp Inc	B	75/100	9.0x	—	33.1%	+0.20%	$2.06B	/tbbk-vs-srce →
WAFD WaFd Inc.	B-	70/100	9.7x	—	7.5%	+1.16%	$2.19B	/wafd-vs-srce →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2024–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000034782

In its most recent audited fiscal period (FY2025, filed 2025-12-31), 1st Source Corporation (SRCE) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $0, operating cash flow of $223.1M, and free cash flow of $213.0M (+17.4% YoY). On the balance sheet, SRCE closed FY2025 with $9.06B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 2/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$0	$223.1M	$213.0M	$9.06B	—
FY2024 (FY)	2024-12-31	$0	$0	$193.9M	$181.5M	$8.93B	—

3. SRCE Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is SRCE stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, 1st Source Corporation (NASDAQ: SRCE) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 56/100 at a spot price of $88.23 (+0.97% 1D, market cap $2.13B). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 12/20. Across 1096 tracked Financials issuers, SRCE ranks #674 in composite RQD confidence.

How does SRCE compare to HTH and OFG in the Financials sector?

Within the Financials sector (Major Banks), SRCE carries a Roarable D+ (56/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, HTH (Hilltop Holdings Inc.) holds a D- grade (40/100 RQD, P/E 12.7x, ROIC 7.7%, cap $2.12B) and OFG (OFG Bancorp) posts a C grade (63/100 RQD, P/E 10.5x, ROIC 14.8%, cap $2.15B). Among the 5-stock peer group, TBBK leads on earnings multiple (9.0x) while TBBK leads on capital efficiency (33.1% ROIC).

What are the biggest fundamental strengths and SEC risk factors for SRCE?

Per SRCE's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000034782), 1st Source Corporation generated $0 in revenue, $0 in net income, and $213.0M in free cash flow against $9.06B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is SRCE trading relative to its 50-day, 200-day, and 52-week technical levels?

SRCE last traded at $88.23 (+0.97% on volume of 77,345 shares), positioning the stock +2.56% above its 50-day simple moving average ($86.03) and +13.42% above its 200-day simple moving average ($77.79). Across its 52-week range of $58.50 to $91.46, SRCE sits at the 90.2% percentile with a 14-day RSI of 55.9 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.7% ($84.08 to $92.38).

SRCE Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does SRCE pay a dividend and is it safe?

1st Source Corporation (SRCE) offers a 1.81% cash dividend yield ($1.60 annualized) and 3.61% total shareholder yield including buybacks. Roarable rates its payout coverage as FORTRESS PAYOUT.

Direct Sub-Reports: SRCE RQD Cockpit SRCE 12M Forecast SRCE Earnings & Move SRCE Dividends & DRIP SRCE Insiders & 13F SRCE Whale Options SRCE Profit Sankey SRCE News & Why