Stock Ratings / Financials / SFNC / insiders

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Simmons First National Corporation (Class A) (SFNC) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$23.37 +1.30% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $23.38

Simmons First National Corporation (Class A) (SFNC) carries a Roarable Rating of C- (Hold) with 60/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 60/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.4% avg 90D alpha vs SPY) →

ROARABLE C- • HOLD / WATCH Cap $3.38B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on SFNC Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is SFNC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-01, Simmons First National Corporation (Class A) (NASDAQ: SFNC) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 60/100 at a spot price of $23.37 (+1.30% 1D, market cap $3.38B). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 14/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 10/20. Across 1096 tracked Financials issuers, SFNC ranks #485 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does SFNC compare to CBU and FFBC in the Financials sector?

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Within the Financials sector (Major Banks), SFNC carries a Roarable C- (60/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -11.1%. By comparison, CBU (Community Financial System Inc.) holds a C grade (63/100 RQD, P/E 15.8x, ROIC 10.5%, cap $3.33B) and FFBC (First Financial Bancorp.) posts a C grade (64/100 RQD, P/E N/A, ROIC 0.0%, cap $3.45B). Among the 5-stock peer group, MCHB leads on earnings multiple (12.2x) while PRK leads on capital efficiency (13.3% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for SFNC?

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Per SFNC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000090498), Simmons First National Corporation (Class A) generated $0 in revenue, -$379.6M in net income, and $411.4M in free cash flow against $24.54B in total assets and $335.0M in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $23.38 (+0.04%)🧬 Cannibal Buyback (-0.68% YoY Shares)⚙️ Cash Engine: 10/20 (D) • 10.3% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 60/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.4% avg 90D alpha vs SPY • 53.5% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C-

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE+0.9% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for SFNC)Realized 20D OHLCV Swing Band: ±4.4%

Deterministic 5-Pillar Attribution (60/100 Composite)

🔍 WHY SFNC SCORES 60/100 (C-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+16/20 pts (27% of score)

FRED Regime × Technicals: 87% of 52W Range • RSI-14 at 55.9 (BULLISH MOMENTUM)

▲ #2 Bullish Driver: Whale & Options Positioning+14/20 pts (23% of score)

20D Institutional Volume Accumulation (±4.4% realized swing band)

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution10/20 pts (-10 pt drag)

Cannibal Buyback (-0.68% YoY Shares) & executive Form 4 sales trim 10 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C-$22.18-0.5% Next Q

Q2 (-2Q)

Grade C$22.07+5.6% Next Q

Q3 (-1Q)

Grade C$23.31+0.3% Next Q

Current

Grade C-$23.37+0.4% Hist 90D α

Trajectory: C- (52) → C- (60)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the SFNC Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 60/100 (C-) score, SFNC faces multiple-compression risk if current valuation multiples re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Company executives have done more routine share selling than personal cash buying lately.

⚠️ Forensic Kill-Switch #2

Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($22.80) or 200D SMA ($21.73) invalidates the momentum regime and cuts Target Base ($23.58) toward Bear Floor ($18.39).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $SFNC• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “SFNC Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 60%NO 40%Trade / Inspect Odds →

SEC FORM 4 × 13F HEDGE FUNDS × CONGRESSIONAL STOCK ACT

SFNC Smart-Money Thermometer: BALANCED INSTITUTIONAL POSITIONING

Explore All 13F & Congress Whales →

▲ Disclosed Buys: 0 ($0)▼ Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (SFNC)

No recent open-market Form 4 cluster sales or emergency dumps flagged on SFNC. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (SFNC Tape Review)

✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
✓Forensic Red-Light accounting & dilution traps to review on your watchlist
✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

SFNC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +9.92%📐 HORIZONTAL RANGE

2026-10-30O $23.43H $23.45L $23.02C $23.37VOL 1.38M

RES: $24.08SUP: $21.62SMA50: $22.80SMA200: $21.73

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

SFNC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 SFNC Butterfly Map → + Track SFNC →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on SFNC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for SFNC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for SFNC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (SFNC)

Financials Rank #485 of 1096 ⚔️ CBU vs SFNC Full Matrix →

1. Head-to-Head Financials Peer Comparison (SFNC vs. CBU, FFBC, PRK, MCHB)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Simmons First National Corporation (Class A) (SFNC) ranks #485 by composite RQD confidence (60/100, grade C-) and #337 by equity capitalization ($3.38B). Within this direct 5-issuer industry benchmark cohort, MCHB leads on earnings valuation at 12.2x trailing P/E, while PRK leads on capital efficiency and profitability with 13.3% ROIC and — gross margin. PRK currently holds the highest overall quantitative score in the immediate peer group at 73/100 (B) compared with SFNC at 60/100 (C-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
SFNC ACTIVE Simmons First National Corporation (Class A)	C-	60/100	—	—	-11.1%	+1.30%	$3.38B	Benchmark Subject
CBU Community Financial System Inc.	C	63/100	15.8x	—	10.5%	+0.96%	$3.33B	/cbu-vs-sfnc →
FFBC First Financial Bancorp.	C	64/100	—	—	0.0%	+0.34%	$3.45B	/ffbc-vs-sfnc →
PRK Park National Corporation	B	73/100	18.2x	—	13.3%	+1.53%	$3.27B	/prk-vs-sfnc →
MCHB Mechanics Bancorp (Class A)	D+	58/100	12.2x	—	9.3%	-1.81%	$3.23B	/mchb-vs-sfnc →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000090498

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Simmons First National Corporation (Class A) (SFNC) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of -$379.6M, operating cash flow of $449.5M, and free cash flow of $411.4M (+8.1% YoY). On the balance sheet, SFNC closed FY2025 with $24.54B in total assets against $335.0M in total debt (Altman Z-Score: N/A, Piotroski F-Score: 3/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	-$379.6M	$449.5M	$411.4M	$24.54B	$335.0M
FY2024 (FY)	2024-12-31	$0	$152.7M	$425.9M	$380.4M	$26.88B	$386.7M
FY2023 (FY)	2023-12-31	$0	$175.1M	$541.0M	$541.0M	—	—

3. SFNC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is SFNC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does SFNC compare to CBU and FFBC in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for SFNC?

Where is SFNC trading relative to its 50-day, 200-day, and 52-week technical levels?

SFNC last traded at $23.37 (+1.30% on volume of 1,538,798 shares), positioning the stock +2.50% above its 50-day simple moving average ($22.80) and +7.55% above its 200-day simple moving average ($21.73). Across its 52-week range of $17.00 to $24.32, SFNC sits at the 87.0% percentile with a 14-day RSI of 55.9 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.4% ($22.34 to $24.40).

SFNC Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Are SFNC insiders and hedge funds buying or selling?

Roarable's SEC Form 4 and 13F Whale Thermometer currently classifies SFNC leadership and institutional positioning as: BALANCED INSTITUTIONAL POSITIONING.

Direct Sub-Reports: SFNC RQD Cockpit SFNC 12M Forecast SFNC Earnings & Move SFNC Dividends & DRIP SFNC Insiders & 13F SFNC Whale Options SFNC Profit Sankey SFNC News & Why