Stock Ratings / Consumer Discretionary / SFL / dividends

CMRE (55) NAT (62) TEN (72) FLNG (46) ⌘ Pro Terminal →

SFL Corporation Ltd (SFL) Dividend Safety Gauge & 10-Year DRIP Compounder

$13.17 +3.05% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $13.22

SFL Corporation Ltd (SFL) carries a Roarable Rating of D (Sell) with 51/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record: Scores of 51/100 (D) historically posted market-perform odds over rolling 90-day windows (-1.3% avg 90D alpha vs SPY) →

ROARABLE D • SELL / AVOID Cap $1.75B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on SFL Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is SFL stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, SFL Corporation Ltd (NYSE: SFL) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 51/100 at a spot price of $13.17 (+3.05% 1D, market cap $1.75B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 15/20, Executive Insider Alignment 3/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 9/20. Across 1011 tracked Consumer Discretionary issuers, SFL ranks #542 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does SFL compare to CMRE and NAT in the Consumer Discretionary sector?

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Within the Consumer Discretionary sector (Marine Transportation), SFL carries a Roarable D (51/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of 3.9%. By comparison, CMRE (Costamare Inc. $0.0001 par value) holds a D+ grade (55/100 RQD, P/E 4.8x, ROIC 12.8%, cap $1.74B) and NAT (Nordic American Tankers Limited) posts a C grade (62/100 RQD, P/E 139.9x, ROIC 4.6%, cap $1.72B). Among the 5-stock peer group, CMRE leads on earnings multiple (4.8x) while CMRE leads on capital efficiency (12.8% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for SFL?

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Per SFL's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001289877), SFL Corporation Ltd generated $733.0M in revenue (-18.9% YoY), -$26.4M in net income, and $267.1M in free cash flow against $3.64B in total assets and $1.96B in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $13.22 (+0.36%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 11/20 (D+) • 36.4% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 51/100 (D) historically posted market-perform odds over rolling 90-day windows (-1.3% avg 90D alpha vs SPY • 49.7% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk D-

Each axis scored 0–20

12M PRICE TARGET CONE-3.1% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for SFL)Realized 20D OHLCV Swing Band: ±6.8%

Deterministic 5-Pillar Attribution (51/100 Composite)

🔍 WHY SFL SCORES 51/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Whale & Options Positioning+15/20 pts (29% of score)

20D Institutional Volume Accumulation (±6.8% realized swing band)

▲ #2 Bullish Driver: Macro Regime Fit+13/20 pts (25% of score)

FRED Regime × Technicals: 88% of 52W Range • RSI-14 at 55.9 (BULLISH MOMENTUM)

▼ #1 Drag / Risk Factor: SEC 10-K Forensic Risk4/20 pts (-16 pt drag)

Balance-sheet & 10-K footnote risk deducts 16 pts from forensic ceiling

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C$13.56-11.7% Next Q

Q2 (-2Q)

Grade C$11.98+6.6% Next Q

Q3 (-1Q)

Grade C-$12.77+3.1% Next Q

Current

Grade D$13.17-1.3% Hist 90D α

Trajectory: C (59) → D (51)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a SFL Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While SFL currently carries a cautious 51/100 (D) rating due to SEC 10-K Forensic Risk (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Big institutional funds and options desks are actively positioning on the bullish side.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($12.88) and Max Pain ($13.83) forces dealer call-delta covering toward $15.06.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (-0.40% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $SFL• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “SFL Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 51%NO 49%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

8.94% Total Yield

7.14% Cash ($0.94/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

88/100 • FORTRESS PAYOUT

FREE CASH FLOW PAYOUT RATIO

30.4% of FCF

8 consecutive years of payout growth

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (12.4% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $32,186

Est. Year-10 Shareholder Yield: $2,877/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$11.2K

Yr 1

$12.6K

Yr 2

$14.2K

Yr 3

$16.0K

Yr 4

$17.9K

Yr 5

$20.2K

Yr 6

$22.7K

Yr 7

$25.5K

Yr 8

$28.6K

Yr 9

$32.2K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring SFL)

✓Walkthrough of SFL's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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Join Founding VIP Waitlist (No Card Required) →$100K Arena

SFL // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +13.34%📐 HORIZONTAL RANGE

2026-11-02O $12.78H $13.17L $12.78C $13.17VOL 1.26M

RES: $15.19SUP: $11.64SMA50: $12.88SMA200: $11.44

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

SFL Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 SFL Butterfly Map → + Track SFL →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

25.2%/yr Implied 5Y Growth

vs. -18.9% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on SFL today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for SFL. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for SFL today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (SFL)

Consumer Discretionary Rank #542 of 1011 ⚔️ CMRE vs SFL Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (SFL vs. CMRE, NAT, TEN, FLNG)

Industry: Marine Transportation (67 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, SFL Corporation Ltd (SFL) ranks #542 by composite RQD confidence (51/100, grade D) and #434 by equity capitalization ($1.75B). Within this direct 5-issuer industry benchmark cohort, CMRE leads on earnings valuation at 4.8x trailing P/E, while CMRE leads on capital efficiency and profitability with 12.8% ROIC and — gross margin. TEN currently holds the highest overall quantitative score in the immediate peer group at 72/100 (B) compared with SFL at 51/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
SFL ACTIVE SFL Corporation Ltd	D	51/100	—	—	3.9%	+3.05%	$1.75B	Benchmark Subject
CMRE Costamare Inc. $0.0001 par value	D+	55/100	4.8x	—	12.8%	-2.44%	$1.74B	/cmre-vs-sfl →
NAT Nordic American Tankers Limited	C	62/100	139.9x	62.3%	4.6%	+2.01%	$1.72B	/nat-vs-sfl →
TEN Tsakos Energy Navigation Ltd	B	72/100	10.2x	—	6.6%	+1.34%	$1.64B	/ten-vs-sfl →
FLNG FLEX LNG Ltd.	D	46/100	20.7x	—	6.9%	+1.34%	$1.55B	/flng-vs-sfl →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001289877

In its most recent audited fiscal period (FY2025, filed 2025-12-31), SFL Corporation Ltd (SFL) reported GAAP revenue of $733.0M (-18.9% vs. FY2024 revenue of $904.4M , and -2.6% cumulative change since FY2023) , GAAP net income of -$26.4M, operating cash flow of $267.1M, and free cash flow of $267.1M (-27.8% YoY). On the balance sheet, SFL closed FY2025 with $3.64B in total assets against $1.96B in total debt (Altman Z-Score: 0.56, Piotroski F-Score: 3/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$733.0M	-$26.4M	$267.1M	$267.1M	$3.64B	$1.96B
FY2024 (FY)	2024-12-31	$904.4M	$130.7M	$369.9M	$369.9M	$4.11B	$2.15B
FY2023 (FY)	2023-12-31	$752.3M	$83.9M	$343.1M	$343.1M	—	—

3. SFL Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is SFL stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does SFL compare to CMRE and NAT in the Consumer Discretionary sector?

What are the biggest fundamental strengths and SEC risk factors for SFL?

Where is SFL trading relative to its 50-day, 200-day, and 52-week technical levels?

SFL last traded at $13.17 (+3.05% on volume of 1,257,711 shares), positioning the stock +2.25% above its 50-day simple moving average ($12.88) and +15.12% above its 200-day simple moving average ($11.44). Across its 52-week range of $7.22 to $13.98, SFL sits at the 88.0% percentile with a 14-day RSI of 55.9 (BULLISH MOMENTUM) and an implied next-earnings move of ±6.8% ($12.27 to $14.07).

SFL Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does SFL pay a dividend and is it safe?

SFL Corporation Ltd (SFL) offers a 7.14% cash dividend yield ($0.94 annualized) and 8.94% total shareholder yield including buybacks. Roarable rates its payout coverage as FORTRESS PAYOUT.

Direct Sub-Reports: SFL RQD Cockpit SFL 12M Forecast SFL Earnings & Move SFL Dividends & DRIP SFL Insiders & 13F SFL Whale Options SFL Profit Sankey SFL News & Why