Stock Ratings / Financials / SFBS / options

FFIN (57) UCB (74) CATY (71) FULT (64) ⌘ Pro Terminal →

ServisFirst Bancshares Inc. (SFBS) Options Positioning, Max Pain & Unusual Sweeps

$40.28 -0.59% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $40.16

ServisFirst Bancshares Inc. (SFBS) carries a Roarable Rating of C (Hold) with 63/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 63/100 (C) historically posted market-perform odds over rolling 90-day windows (+0.9% avg 90D alpha vs SPY) →

ROARABLE C • HOLD / WATCH Cap $4.43B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on SFBS Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is SFBS stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, ServisFirst Bancshares Inc. (NYSE: SFBS) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 63/100 at a spot price of $40.28 (-0.59% 1D, market cap $4.43B). Pillar breakdown: Fundamental Cash Engine 16/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 17/20. Across 1096 tracked Financials issuers, SFBS ranks #338 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does SFBS compare to FFIN and UCB in the Financials sector?

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Within the Financials sector (Major Banks), SFBS carries a Roarable C (63/100 RQD), trailing P/E of 16.0x, gross margin of —, and ROIC of 15.0%. By comparison, FFIN (First Financial Bankshares Inc.) holds a D+ grade (57/100 RQD, P/E 17.4x, ROIC 13.2%, cap $4.41B) and UCB (United Community Banks Inc.) posts a B grade (74/100 RQD, P/E 13.7x, ROIC 9.0%, cap $4.49B). Among the 5-stock peer group, FULT leads on earnings multiple (11.5x) while SFBS leads on capital efficiency (15.0% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for SFBS?

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Per SFBS's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001430723), ServisFirst Bancshares Inc. generated $0 in revenue, $276.6M in net income, and $355.2M in free cash flow against $17.73B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $40.16 (-0.30%)🧬 Cannibal Buyback (-2.64% YoY Shares)⚙️ Cash Engine: 16/20 (B+) • 8.9% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 63/100 (C) historically posted market-perform odds over rolling 90-day windows (+0.9% avg 90D alpha vs SPY • 54.8% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B- · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE+2.3% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for SFBS)Realized 20D OHLCV Swing Band: ±5.6%

Deterministic 5-Pillar Attribution (63/100 Composite)

🔍 WHY SFBS SCORES 63/100 (C) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+17/20 pts (27% of score)

SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)

▲ #2 Bullish Driver: Cash Engine Quality+16/20 pts (25% of score)

SEC XBRL FY 2025 (10-K): 8.9% FCF Margin ($355.2M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Macro Regime Fit8/20 pts (-12 pt drag)

Macro rate sensitivity & RSI-14 (51.9) create a -12 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C$38.73+0.1% Next Q

Q2 (-2Q)

Grade C$38.75+6% Next Q

Q3 (-1Q)

Grade C$41.09-2% Next Q

Current

Grade C$40.28+0.9% Hist 90D α

Trajectory: C (55) → C (63)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the SFBS Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 63/100 (C) score, SFBS faces multiple-compression risk if 16.0x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Sensitive to high interest rates and tighter Federal Reserve market liquidity.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($40.93) or 200D SMA ($40.81) invalidates the momentum regime and cuts Target Base ($41.19) toward Bear Floor ($32.13).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $SFBS• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “SFBS Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 63%NO 37%Trade / Inspect Odds →

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±5.6%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (SFBS)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for SFBS.

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ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Options & Swing Structure Desk

Whale Flow & Momentum Playbook: Evaluating SFBS & AI Leaders Without Chasing Tops

✓Institutional whale strikes & implied earnings move audit on SFBS
✓How disciplined traders manage risk using pre-published trigger & invalidation levels
✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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SFBS // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +2.86%📐 HORIZONTAL RANGE

2026-11-02O $39.86H $40.52L $39.86C $40.28VOL 396.8K

RES: $48.00SUP: $36.05SMA50: $40.93SMA200: $40.81

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

SFBS Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 SFBS Butterfly Map → + Track SFBS →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.6%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on SFBS today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for SFBS. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for SFBS today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (SFBS)

Financials Rank #338 of 1096 ⚔️ FFIN vs SFBS Full Matrix →

1. Head-to-Head Financials Peer Comparison (SFBS vs. FFIN, UCB, CATY, FULT)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, ServisFirst Bancshares Inc. (SFBS) ranks #338 by composite RQD confidence (63/100, grade C) and #296 by equity capitalization ($4.43B). Within this direct 5-issuer industry benchmark cohort, FULT leads on earnings valuation at 11.5x trailing P/E, while SFBS leads on capital efficiency and profitability with 15.0% ROIC and — gross margin. UCB currently holds the highest overall quantitative score in the immediate peer group at 74/100 (B) compared with SFBS at 63/100 (C).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
SFBS ACTIVE ServisFirst Bancshares Inc.	C	63/100	16.0x	—	15.0%	-0.59%	$4.43B	Benchmark Subject
FFIN First Financial Bankshares Inc.	D+	57/100	17.4x	—	13.2%	-0.52%	$4.41B	/ffin-vs-sfbs →
UCB United Community Banks Inc.	B	74/100	13.7x	—	9.0%	-1.29%	$4.49B	/ucb-vs-sfbs →
CATY Cathay General Bancorp	B-	71/100	13.8x	—	10.8%	-1.45%	$4.36B	/caty-vs-sfbs →
FULT Fulton Financial Corporation	C	64/100	11.5x	—	11.2%	-0.89%	$4.52B	/fult-vs-sfbs →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001430723

In its most recent audited fiscal period (FY2025, filed 2025-12-31), ServisFirst Bancshares Inc. (SFBS) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $276.6M, operating cash flow of $355.2M, and free cash flow of $355.2M (+40.4% YoY). On the balance sheet, SFBS closed FY2025 with $17.73B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$276.6M	$355.2M	$355.2M	$17.73B	—
FY2024 (FY)	2024-12-31	$0	$227.2M	$252.9M	$252.9M	$17.35B	—
FY2023 (FY)	2023-12-31	$0	$206.9M	$197.3M	$197.3M	—	—

3. SFBS Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is SFBS stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does SFBS compare to FFIN and UCB in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for SFBS?

Where is SFBS trading relative to its 50-day, 200-day, and 52-week technical levels?

SFBS last traded at $40.28 (-0.59% on volume of 577,111 shares), positioning the stock -1.59% below its 50-day simple moving average ($40.93) and -1.30% below its 200-day simple moving average ($40.81). Across its 52-week range of $33.60 to $46.04, SFBS sits at the 53.7% percentile with a 14-day RSI of 51.9 (NEUTRAL RANGE) and an implied next-earnings move of ±5.6% ($38.02 to $42.54).