Stock Ratings / Financials / SBSI / options

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Southside Bancshares Inc. (SBSI) Options Positioning, Max Pain & Unusual Sweeps

$33.29 +5.25% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $33.68

Southside Bancshares Inc. (SBSI) earns a Roarable Rating of B- (Buy) with 71/100 RQD Confidence. High-quality cash engine (steady margins, 8% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

📊 Historical Track Record: Scores of 71/100 (B-) historically ranked in the Top 14% of excess returns over the next 90 days (+6.8% avg 90D alpha vs SPY • 68.4% hit rate) →

ROARABLE B- • BUY Cap $992.3M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $33.69 (+1.19%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 1.8% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 71/100 (B-) historically ranked in the Top 14% of excess returns over the next 90 days (+6.8% avg 90D alpha vs SPY • 68.4% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERBUY • B-

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B- · Rk B

Each axis scored 0–20

12M PRICE TARGET CONE+5.9% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for SBSI)Realized 20D OHLCV Swing Band: ±4.2%

Deterministic 5-Pillar Attribution (71/100 Composite)

🔍 WHY SBSI SCORES 71/100 (B-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+16/20 pts (23% of score)

FRED Regime × Technicals: 66% of 52W Range • RSI-14 at 75.4 (OVERBOUGHT (>70))

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (23% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▼ #1 Drag / Risk Factor: Cash Engine Quality12/20 pts (-8 pt drag)

Capital intensity & 0% operating margin leave 8 pts on the table

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C+$30.20+1.5% Next Q

Q2 (-2Q)

Grade B-$30.66+3.6% Next Q

Q3 (-1Q)

Grade B-$31.76+4.8% Next Q

Current

Grade B-$33.29+6.8% Hist 90D α

Trajectory: C+ (63) → B- (71)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the SBSI Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 71/100 (B-) score, SBSI faces multiple-compression risk if 14.3x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($31.36) or 200D SMA ($32.41) invalidates the momentum regime and cuts Target Base ($35.24) toward Bear Floor ($27.30).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $SBSI• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “SBSI Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 71%NO 29%Trade / Inspect Odds →

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±4.2%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (SBSI)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for SBSI.

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ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Options & Swing Structure Desk

Whale Flow & Momentum Playbook: Evaluating SBSI & AI Leaders Without Chasing Tops

✓Institutional whale strikes & implied earnings move audit on SBSI
✓How disciplined traders manage risk using pre-published trigger & invalidation levels
✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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SBSI // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +0.79%▲ RESISTANCE BREAKOUT

2026-10-30O $33.02H $34.24L $33.02C $33.29VOL 234.5K

RES: $31.54SUP: $28.90SMA50: $31.36SMA200: $32.41

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

SBSI Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 SBSI Butterfly Map → + Track SBSI →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

6.2%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on SBSI today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for SBSI. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for SBSI today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (SBSI)

Financials Rank #122 of 1096 ⚔️ CAC vs SBSI Full Matrix →

1. Head-to-Head Financials Peer Comparison (SBSI vs. CAC, CPF, HAFC, EQBK)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Southside Bancshares Inc. (SBSI) ranks #122 by composite RQD confidence (71/100, grade B-) and #557 by equity capitalization ($992.3M). Within this direct 5-issuer industry benchmark cohort, CPF leads on earnings valuation at 12.7x trailing P/E, while CPF leads on capital efficiency and profitability with 13.1% ROIC and — gross margin. CPF currently holds the highest overall quantitative score in the immediate peer group at 73/100 (B) compared with SBSI at 71/100 (B-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
SBSI ACTIVE Southside Bancshares Inc.	B-	71/100	14.3x	—	8.2%	+5.25%	$992.3M	Benchmark Subject
CAC Camden National Corporation	C-	61/100	15.2x	—	9.4%	+0.43%	$989.2M	/cac-vs-sbsi →
CPF Central Pacific Financial Corp	B	73/100	12.7x	—	13.1%	+2.11%	$984.4M	/cpf-vs-sbsi →
HAFC Hanmi Financial Corporation	C+	68/100	12.9x	—	7.5%	+1.32%	$982.3M	/hafc-vs-sbsi →
EQBK Equity Bancshares Inc. (Class A)	D+	53/100	44.5x	—	3.1%	+0.99%	$1.01B	/eqbk-vs-sbsi →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000705432

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Southside Bancshares Inc. (SBSI) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $69.2M, operating cash flow of $93.8M, and free cash flow of $73.5M (-19.0% YoY). On the balance sheet, SBSI closed FY2025 with $8.51B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$69.2M	$93.8M	$73.5M	$8.51B	—
FY2024 (FY)	2024-12-31	$0	$88.5M	$101.8M	$90.7M	$8.52B	—
FY2023 (FY)	2023-12-31	$0	$86.7M	$79.9M	$79.9M	—	—

3. SBSI Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is SBSI stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Southside Bancshares Inc. (NYSE: SBSI) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 71/100 at a spot price of $33.29 (+5.25% 1D, market cap $992.3M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 14/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, SBSI ranks #122 in composite RQD confidence.

How does SBSI compare to CAC and CPF in the Financials sector?

Within the Financials sector (Major Banks), SBSI carries a Roarable B- (71/100 RQD), trailing P/E of 14.3x, gross margin of —, and ROIC of 8.2%. By comparison, CAC (Camden National Corporation) holds a C- grade (61/100 RQD, P/E 15.2x, ROIC 9.4%, cap $989.2M) and CPF (Central Pacific Financial Corp) posts a B grade (73/100 RQD, P/E 12.7x, ROIC 13.1%, cap $984.4M). Among the 5-stock peer group, CPF leads on earnings multiple (12.7x) while CPF leads on capital efficiency (13.1% ROIC).

What are the biggest fundamental strengths and SEC risk factors for SBSI?

Per SBSI's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000705432), Southside Bancshares Inc. generated $0 in revenue, $69.2M in net income, and $73.5M in free cash flow against $8.51B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is SBSI trading relative to its 50-day, 200-day, and 52-week technical levels?

SBSI last traded at $33.29 (+5.25% on volume of 268,704 shares), positioning the stock +6.15% above its 50-day simple moving average ($31.36) and +2.72% above its 200-day simple moving average ($32.41). Across its 52-week range of $27.59 to $36.20, SBSI sits at the 66.2% percentile with a 14-day RSI of 75.4 (OVERBOUGHT (>70)) and an implied next-earnings move of ±4.2% ($31.89 to $34.69).

SBSI Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is SBSI's options positioning and volatility profile?

Roarable tracks verified CBOE unusual options sweeps, put/call ratios, and OHLCV realized volatility bands for SBSI.

Direct Sub-Reports: SBSI RQD Cockpit SBSI 12M Forecast SBSI Earnings & Move SBSI Dividends & DRIP SBSI Insiders & 13F SBSI Whale Options SBSI Profit Sankey SBSI News & Why