Stock Ratings / Financials / SBFG / options

LARK (57) CBFV (62) FINW (47) GBFH (46) ⌘ Pro Terminal →

SB Financial Group Inc. (SBFG) Options Positioning, Max Pain & Unusual Sweeps

$30.89 -1.06% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $30.91

SB Financial Group Inc. (SBFG) earns a Roarable Rating of B- (Buy) with 71/100 RQD Confidence. High-quality cash engine (steady margins, 10% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

📊 Historical Track Record: Scores of 71/100 (B-) historically ranked in the Top 14% of excess returns over the next 90 days (+6.8% avg 90D alpha vs SPY • 68.4% hit rate) →

ROARABLE B- • BUY Cap $195.2M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on SBFG Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is SBFG stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, SB Financial Group Inc. (NASDAQ: SBFG) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 71/100 at a spot price of $30.89 (-1.06% 1D, market cap $195.2M). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, SBFG ranks #112 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does SBFG compare to LARK and CBFV in the Financials sector?

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Within the Financials sector (Major Banks), SBFG carries a Roarable B- (71/100 RQD), trailing P/E of 14.0x, gross margin of —, and ROIC of 9.9%. By comparison, LARK (Landmark Bancorp Inc.) holds a D+ grade (57/100 RQD, P/E N/A, ROIC 0.0%, cap $196.9M) and CBFV (CB Financial Services Inc.) posts a C grade (62/100 RQD, P/E 41.7x, ROIC 3.1%, cap $204.3M). Among the 5-stock peer group, GBFH leads on earnings multiple (10.6x) while GBFH leads on capital efficiency (12.6% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for SBFG?

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Per SBFG's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000767405), SB Financial Group Inc. generated $0 in revenue, $14.0M in net income, and $24.0M in free cash flow against $1.55B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $30.91 (+0.05%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 15/20 (B) • 0.6% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 71/100 (B-) historically ranked in the Top 14% of excess returns over the next 90 days (+6.8% avg 90D alpha vs SPY • 68.4% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERBUY • B-

2-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B- · Rk B

Each axis scored 0–20

12M PRICE TARGET CONE+5.9% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for SBFG)Realized 20D OHLCV Swing Band: ±7.2%

Deterministic 5-Pillar Attribution (71/100 Composite)

🔍 WHY SBFG SCORES 71/100 (B-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+16/20 pts (23% of score)

FRED Regime × Technicals: 86% of 52W Range • RSI-14 at 64.1 (BULLISH MOMENTUM)

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (23% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▼ #1 Drag / Risk Factor: Whale & Options Positioning11/20 pts (-9 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-9 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C+$29.21+1.1% Next Q

Q2 (-2Q)

Grade B-$29.53+2.6% Next Q

Q3 (-1Q)

Grade B-$30.30+1.9% Next Q

Current

Grade B-$30.89+6.8% Hist 90D α

Trajectory: C+ (63) → B- (71)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the SBFG Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 71/100 (B-) score, SBFG faces multiple-compression risk if 14.0x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($29.30) or 200D SMA ($24.49) invalidates the momentum regime and cuts Target Base ($32.70) toward Bear Floor ($25.33).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $SBFG• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “SBFG Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 71%NO 29%Trade / Inspect Odds →

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±7.2%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (SBFG)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for SBFG.

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ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Options & Swing Structure Desk

Whale Flow & Momentum Playbook: Evaluating SBFG & AI Leaders Without Chasing Tops

✓Institutional whale strikes & implied earnings move audit on SBFG
✓How disciplined traders manage risk using pre-published trigger & invalidation levels
✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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SBFG // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +48.22%▲ ASCENDING CHANNEL

2026-10-30O $30.98H $31.09L $30.16C $30.89VOL 23.4K

RES: $35.40SUP: $25.71SMA50: $29.30SMA200: $24.49

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

SBFG Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 SBFG Butterfly Map → + Track SBFG →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

5.7%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on SBFG today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for SBFG. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for SBFG today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (SBFG)

Financials Rank #112 of 1096 ⚔️ LARK vs SBFG Full Matrix →

1. Head-to-Head Financials Peer Comparison (SBFG vs. LARK, CBFV, FINW, GBFH)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, SB Financial Group Inc. (SBFG) ranks #112 by composite RQD confidence (71/100, grade B-) and #889 by equity capitalization ($195.2M). Within this direct 5-issuer industry benchmark cohort, GBFH leads on earnings valuation at 10.6x trailing P/E, while GBFH leads on capital efficiency and profitability with 12.6% ROIC and — gross margin. SBFG currently leads its immediate peer cohort in composite quantitative strength at 71/100 (B-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
SBFG ACTIVE SB Financial Group Inc.	B-	71/100	14.0x	—	9.9%	-1.06%	$195.2M	Benchmark Subject
LARK Landmark Bancorp Inc.	D+	57/100	—	—	0.0%	-0.62%	$196.9M	/lark-vs-sbfg →
CBFV CB Financial Services Inc.	C	62/100	41.7x	—	3.1%	-1.34%	$204.3M	/cbfv-vs-sbfg →
FINW FinWise Bancorp	D	47/100	11.5x	—	8.3%	-1.05%	$185.1M	/finw-vs-sbfg →
GBFH GBank Financial Holdings Inc.	D	46/100	10.6x	—	12.6%	-0.39%	$220.9M	/gbfh-vs-sbfg →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000767405

In its most recent audited fiscal period (FY2025, filed 2025-12-31), SB Financial Group Inc. (SBFG) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $14.0M, operating cash flow of $24.0M, and free cash flow of $24.0M (+154.4% YoY). On the balance sheet, SBFG closed FY2025 with $1.55B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$14.0M	$24.0M	$24.0M	$1.55B	—
FY2024 (FY)	2024-12-31	$0	$11.5M	$9.5M	$9.5M	$1.38B	$19.7M
FY2023 (FY)	2023-12-31	$0	$12.1M	$14.0M	$14.0M	—	—

3. SBFG Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is SBFG stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does SBFG compare to LARK and CBFV in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for SBFG?

Where is SBFG trading relative to its 50-day, 200-day, and 52-week technical levels?

SBFG last traded at $30.89 (-1.06% on volume of 23,435 shares), positioning the stock +5.43% above its 50-day simple moving average ($29.30) and +26.13% above its 200-day simple moving average ($24.49). Across its 52-week range of $18.72 to $32.93, SBFG sits at the 85.6% percentile with a 14-day RSI of 64.1 (BULLISH MOMENTUM) and an implied next-earnings move of ±7.2% ($28.67 to $33.11).