CATALYSTSeekingAlpha • 5d ago
Dividend Announcements: October 17-23, 2026 (Part 1 Of 2)See 25 dividend stocks with recent payout hikes, including top picks, fair value upside, yield, and risk flags.
Why SBFG Stock slipped -1.06% Today — RQD Quant Desk Flash
$30.89 -1.06% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $30.91
SB Financial Group Inc. (SBFG) earns a Roarable Rating of B- (Buy) with 71/100 RQD Confidence. High-quality cash engine (steady margins, 10% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.
ROARABLE B- • BUY
Cap $195.2M
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER
Click Any Pre-Computed AI Quant Specialist Briefing on SBFG Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is SBFG stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
▼
As of 2026-11-02, SB Financial Group Inc. (NASDAQ: SBFG) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 71/100 at a spot price of $30.89 (-1.06% 1D, market cap $195.2M). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, SBFG ranks #112 in composite RQD confidence.
✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does SBFG compare to LARK and CBFV in the Financials sector?
▼
Within the Financials sector (Major Banks), SBFG carries a Roarable B- (71/100 RQD), trailing P/E of 14.0x, gross margin of —, and ROIC of 9.9%. By comparison, LARK (Landmark Bancorp Inc.) holds a D+ grade (57/100 RQD, P/E N/A, ROIC 0.0%, cap $196.9M) and CBFV (CB Financial Services Inc.) posts a C grade (62/100 RQD, P/E 41.7x, ROIC 3.1%, cap $204.3M). Among the 5-stock peer group, GBFH leads on earnings multiple (10.6x) while GBFH leads on capital efficiency (12.6% ROIC).
✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for SBFG?
▼
Per SBFG's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000767405), SB Financial Group Inc. generated $0 in revenue, $14.0M in net income, and $24.0M in free cash flow against $1.55B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $30.91 (+0.05%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 15/20 (B) • 0.6% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record: Scores of 71/100 (B-) historically ranked in the Top 14% of excess returns over the next 90 days (+6.8% avg 90D alpha vs SPY • 68.4% hit rate).
Audit Bucket Track Record →RQD QUANT TACHOMETERBUY • B-
2-of-3 JEV AI Jury Bullish
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw B- · Rk B
Each axis scored 0–20
12M PRICE TARGET CONE+5.9% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for SBFG)Realized 20D OHLCV Swing Band: ±7.2%
Deterministic 5-Pillar Attribution (71/100 Composite)
🔍 WHY SBFG SCORES 71/100 (B-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Macro Regime Fit+16/20 pts (23% of score)
FRED Regime × Technicals: 86% of 52W Range • RSI-14 at 64.1 (BULLISH MOMENTUM)
▲ #2 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (23% of score)
SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)
▼ #1 Drag / Risk Factor: Whale & Options Positioning11/20 pts (-9 pt drag)
Put hedging (50% put share) caps near-term gamma upside (-9 pts vs max)
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade C+$29.21+1.1% Next Q
63
Q2 (-2Q)Grade B-$29.53+2.6% Next Q
66
Q3 (-1Q)Grade B-$30.30+1.9% Next Q
68
CurrentGrade B-$30.89+6.8% Hist 90D α
71
Trajectory: C+ (63) → B- (71)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER
⚔️ Adversarial Opposing Case: Why the SBFG Bull Thesis Could Fail
Even with a 71/100 (B-) score, SBFG faces multiple-compression risk if 14.0x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
⚠️ Forensic Kill-Switch #1
Broader market pullbacks can still drag down strong stocks in the short run.
⚠️ Forensic Kill-Switch #2
Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
⚠️ Forensic Kill-Switch #3
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($29.30) or 200D SMA ($24.49) invalidates the momentum regime and cuts Target Base ($32.70) toward Bear Floor ($25.33).
🎲 LIVE PREDICTION MARKET ODDS TIED TO $SBFG• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “SBFG Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why SBFG Stock slipped -1.06% Today — RQD Quant Desk Flash
SB Financial Group Inc. (SBFG) slipped -1.06% to $30.89, trading at 86% of its 52-week range ($18.72 – $32.93). High-quality cash engine (steady margins, 10% return on capital) with steady institutional support.
- ▸Technical Tape: Trading at 86% of its 52-week range ($18.72 – $32.93) with RSI-14 at 64.1 (BULLISH MOMENTUM).
- ▸Volatility Profile: Historical 20-day realized swing band of ±7.2% around $30.89 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable B- (Buy) backed by 52% gross margin and $24.0M annual free cash flow.
Live SBFG Headlines & Catalysts
MARKET WIREYahoo • 9d ago
SB Financial Group (SBFG) Q3 Results Reveal Margin Strength Behind Flat EPSSB Financial Group just delivered Q3 2026 numbers that quietly outperformed the market mood. The stock barely moved, up only 0.3% to about US$30 after the release, even as the bank posted US$17.9 million in revenue and U
CATALYSTYahoo • 9d ago
SB Financial: 3 Key Takeaways for Long-Term InvestorsManagement is accepting near-term cost spikes to build long-term operating leverage, betting that efficiency gains will outpace expense growth.
MARKET WIREYahoo • 10d ago
SB Financial Group (SBFG) Q3 2026 Earnings Call TranscriptLoan growth hit 10 consecutive quarters as net interest income climbed 8.8%.
MARKET WIREYahoo • 10d ago
SB Financial Group, Inc. Q3 2026 Earnings Call SummaryMoby summary of SB Financial Group, Inc.'s Q3 2026 earnings call
MARKET WIREYahoo • 10d ago
SB Financial Group Q3 Earnings Call HighlightsSB Financial Group (NASDAQ:SBFG) reported third-quarter net income of $3.9 million, or $0.63 per diluted share, compared with $4 million, or $0.64 per diluted share, in the preceding quarter. Chairman, President and CEO
MARKET WIREBenzinga • 10d ago
SB Finl Gr Q3 2026 Earnings Call TranscriptSB Finl Gr (NASDAQ:SBFG) reported third-quarter financial results on Thursday. The transcript from the company’s third-quarter earnings call has been provided below.This transcript is brought to you by Benzinga APIs.
CATALYSTYahoo • 10d ago
SB Financial Group, Inc. (SBFG) Beats Q3 Earnings and Revenue EstimatesSB Financial Group (SBFG) delivered earnings and revenue surprises of +1.61% and +3.29%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
CATALYSTBenzinga • 11d ago
SB Finl Gr Q3 Adj. EPS $0.63 Beats $0.62 Estimate, Sales $18.075M Beat $13.660M EstimateSB Finl Gr (NASDAQ:SBFG) reported quarterly earnings of $0.63 per share which beat the analyst consensus estimate of $0.62 by 1.61 percent. This is a 7.35 percent decrease over earnings of $0.68 per share from the same
MARKET WIREYahoo • 12d ago
Nicolet Bankshares (NIC) Surpasses Q3 Earnings and Revenue EstimatesNicolet Bankshares (NIC) delivered earnings and revenue surprises of +2.94% and +1.34%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk
Scheduled RQD Strong Buys & Whale Accumulation Briefing (SBFG Tape Review)
- ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
- ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
- ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
SBFG // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +48.22%▲ ASCENDING CHANNEL
2026-10-30O $30.98H $31.09L $30.16C $30.89VOL 23.4K
RES: $35.40SUP: $25.71SMA50: $29.30SMA200: $24.49
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
SBFG Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
5.7%/yr Implied 5Y Growth
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on SBFG today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for SBFG. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for SBFG today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (SBFG)
Financials Rank #112 of 1096
⚔️ LARK vs SBFG Full Matrix →
1. Head-to-Head Financials Peer Comparison (SBFG vs. LARK, CBFV, FINW, GBFH)
Industry: Major Banks (248 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, SB Financial Group Inc. (SBFG) ranks #112 by composite RQD confidence (71/100, grade B-) and #889 by equity capitalization ($195.2M). Within this direct 5-issuer industry benchmark cohort, GBFH leads on earnings valuation at 10.6x trailing P/E, while GBFH leads on capital efficiency and profitability with 12.6% ROIC and — gross margin. SBFG currently leads its immediate peer cohort in composite quantitative strength at 71/100 (B-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| SBFG
ACTIVE
SB Financial Group Inc. | B- | 71/100 | 14.0x | — | 9.9% | -1.06% | $195.2M | Benchmark Subject |
| LARK Landmark Bancorp Inc. | D+ | 57/100 | — | — | 0.0% | -0.62% | $196.9M | /lark-vs-sbfg → |
| CBFV CB Financial Services Inc. | C | 62/100 | 41.7x | — | 3.1% | -1.34% | $204.3M | /cbfv-vs-sbfg → |
| FINW FinWise Bancorp | D | 47/100 | 11.5x | — | 8.3% | -1.05% | $185.1M | /finw-vs-sbfg → |
| GBFH GBank Financial Holdings Inc. | D | 46/100 | 10.6x | — | 12.6% | -0.39% | $220.9M | /gbfh-vs-sbfg → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000767405In its most recent audited fiscal period (FY2025, filed 2025-12-31), SB Financial Group Inc. (SBFG) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $14.0M, operating cash flow of $24.0M, and free cash flow of $24.0M (+154.4% YoY). On the balance sheet, SBFG closed FY2025 with $1.55B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $0 | $14.0M | $24.0M | $24.0M | $1.55B | — |
| FY2024 (FY) | 2024-12-31 | $0 | $11.5M | $9.5M | $9.5M | $1.38B | $19.7M |
| FY2023 (FY) | 2023-12-31 | $0 | $12.1M | $14.0M | $14.0M | — | — |
3. SBFG Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs SBFG stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-02, SB Financial Group Inc. (NASDAQ: SBFG) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 71/100 at a spot price of $30.89 (-1.06% 1D, market cap $195.2M). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, SBFG ranks #112 in composite RQD confidence.
How does SBFG compare to LARK and CBFV in the Financials sector?
Within the Financials sector (Major Banks), SBFG carries a Roarable B- (71/100 RQD), trailing P/E of 14.0x, gross margin of —, and ROIC of 9.9%. By comparison, LARK (Landmark Bancorp Inc.) holds a D+ grade (57/100 RQD, P/E N/A, ROIC 0.0%, cap $196.9M) and CBFV (CB Financial Services Inc.) posts a C grade (62/100 RQD, P/E 41.7x, ROIC 3.1%, cap $204.3M). Among the 5-stock peer group, GBFH leads on earnings multiple (10.6x) while GBFH leads on capital efficiency (12.6% ROIC).
What are the biggest fundamental strengths and SEC risk factors for SBFG?
Per SBFG's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000767405), SB Financial Group Inc. generated $0 in revenue, $14.0M in net income, and $24.0M in free cash flow against $1.55B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is SBFG trading relative to its 50-day, 200-day, and 52-week technical levels?
SBFG last traded at $30.89 (-1.06% on volume of 23,435 shares), positioning the stock +5.43% above its 50-day simple moving average ($29.30) and +26.13% above its 200-day simple moving average ($24.49). Across its 52-week range of $18.72 to $32.93, SBFG sits at the 85.6% percentile with a 14-day RSI of 64.1 (BULLISH MOMENTUM) and an implied next-earnings move of ±7.2% ($28.67 to $33.11).
SBFG Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is SBFG stock moving today?
Why SBFG Stock slipped -1.06% Today — RQD Quant Desk Flash. High-quality cash engine (steady margins, 10% return on capital) with steady institutional support.