Stock Ratings / Financials / SAR / earnings

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Saratoga Investment Corp (SAR) Next Earnings Date & Expected ±8% Move

Q: Is SAR stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Saratoga Investment Corp (NYSE: SAR) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 52/100 at a spot price of $13.94 (+2.65% 1D, market cap $216.9M). Pillar breakdown: Fundamental Cash Engine 5/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 15/20, and SEC Balance-Sheet Forensics 10/20. Across 1096 tracked Financials issuers, SAR ranks #771 in composite RQD confidence.

Q: How does SAR compare to ETX and WHG in the Financials sector?

Within the Financials sector (Investment Managers), SAR carries a Roarable D+ (52/100 RQD), trailing P/E of 5.9x, gross margin of —, and ROIC of 8.9%. By comparison, ETX (Eaton Vance Municipal Income 2028 Term Trust of) holds a D grade (51/100 RQD, P/E N/A, ROIC —, cap $190.2M) and WHG (Westwood Holdings Group Inc) posts a C grade (62/100 RQD, P/E 25.5x, ROIC 4.0%, cap $180.7M). Among the 5-stock peer group, SAR leads on earnings multiple (5.9x) while SAR leads on capital efficiency (8.9% ROIC).

Q: What are the biggest fundamental strengths and SEC risk factors for SAR?

Per SAR's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-02-28, CIK 0001377936), Saratoga Investment Corp generated $0 in revenue, $36.6M in net income, and -$88.0M in free cash flow against $1.20B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Q: Where is SAR trading relative to its 50-day, 200-day, and 52-week technical levels?

SAR last traded at $13.94 (+2.65% on volume of 56,435 shares), positioning the stock -15.00% below its 50-day simple moving average ($16.40) and -32.10% below its 200-day simple moving average ($20.53). Across its 52-week range of $13.23 to $24.07, SAR sits at the 6.5% percentile with a 14-day RSI of 30.9 (OVERSOLD (<32)) and an implied next-earnings move of ±8.0% ($12.82 to $15.06).

Q: When is SAR's next earnings date?

Based on SEC filing cadence, Saratoga Investment Corp (SAR)'s next quarterly reporting window is estimated around Nov 28, 2026.

Q: How much is SAR stock expected to move on earnings?

Volatility modeling currently projects a ±8% event move for SAR, spanning a range between $12.82 and $15.06.

$13.94 +2.65% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $13.98

Saratoga Investment Corp (SAR) carries a Roarable Rating of D+ (Sell) with 52/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record: Scores of 52/100 (D+) historically posted market-perform odds over rolling 90-day windows (-1.1% avg 90D alpha vs SPY) →

ROARABLE D+ • SELL / AVOID Cap $216.9M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $13.98 (+0.29%)🧬 Cannibal Buyback (-0.68% YoY Shares)⚙️ Cash Engine: 5/20 (E) • 0% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 52/100 (D+) historically posted market-perform odds over rolling 90-day windows (-1.1% avg 90D alpha vs SPY • 50.1% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D+

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE-2.7% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for SAR)Realized 20D OHLCV Swing Band: ±8%

Deterministic 5-Pillar Attribution (52/100 Composite)

🔍 WHY SAR SCORES 52/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+15/20 pts (29% of score)

FRED Regime × Technicals: 7% of 52W Range • RSI-14 at 30.9 (OVERSOLD (<32))

▲ #2 Bullish Driver: Whale & Options Positioning+12/20 pts (23% of score)

20D Institutional Volume Accumulation (±8% realized swing band)

▼ #1 Drag / Risk Factor: Cash Engine Quality5/20 pts (-15 pt drag)

Capital intensity & 0% operating margin leave 15 pts on the table

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C$15.03+1.9% Next Q

Q2 (-2Q)

Grade C$15.32-11.4% Next Q

Q3 (-1Q)

Grade C$13.57+2.7% Next Q

Current

Grade D+$13.94-1.1% Hist 90D α

Trajectory: C (60) → D+ (52)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a SAR Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While SAR currently carries a cautious 52/100 (D+) rating due to Cash Engine Quality (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($16.40) and Max Pain ($14.64) forces dealer call-delta covering toward $25.27.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Cannibal Buyback (-0.68% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $SAR• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “SAR Beats Next Quarter EPS Consensus (Nov 28, 2026) & Holds Above 200D SMA”

YES 52%NO 48%Trade / Inspect Odds →

NEXT EST. WINDOW: Nov 28, 2026 (~26 DAYS)

Historical OHLCV Volatility ±8% Swing Band

±$1.12 Expected Swing

MODEL EARNINGS SETUP GAUGE

SAR Quantitative Pre-Earnings Setup: 52/100

Trailing EPS: $2.35 • YoY Revenue Growth: 12.4%

Model Bullish Setup (52/100)Model Risk Weight (48/100)

Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).

LOG YOUR PERSONAL PRE-EARNINGS STANCE (SAVED LOCALLY IN BROWSER):

Recent SEC Reported Revenue, Net Profit & Diluted EPS Cadence

Period	Filed	Revenue	Net Profit	Free Cash Flow	Gross Margin
FY 2025	2026-02-28	$0	$36.6M	-$88.0M	52%
FY 2024	2025-02-28	$0	$28.1M	$197.5M	52%
FY 2023	2024-02-29	$0	$8.9M	-$157.2M	52%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring SAR)

✓Walkthrough of SAR's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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Join Founding VIP Waitlist (No Card Required) →$100K Arena

SAR // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -40.17%▼ DESCENDING CHANNEL

2026-10-30O $14.00H $14.00L $13.55C $13.94VOL 100.6K

RES: $15.82SUP: $11.98SMA50: $16.40SMA200: $20.53

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

SAR Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 SAR Butterfly Map → + Track SAR →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

-11.1%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on SAR today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for SAR. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for SAR today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (SAR)

Financials Rank #771 of 1096 ⚔️ ETX vs SAR Full Matrix →

1. Head-to-Head Financials Peer Comparison (SAR vs. ETX, WHG, PAAC, ARDC)

Industry: Investment Managers (79 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Saratoga Investment Corp (SAR) ranks #771 by composite RQD confidence (52/100, grade D+) and #874 by equity capitalization ($216.9M). Within this direct 5-issuer industry benchmark cohort, SAR leads on earnings valuation at 5.9x trailing P/E, while SAR leads on capital efficiency and profitability with 8.9% ROIC and — gross margin. WHG currently holds the highest overall quantitative score in the immediate peer group at 62/100 (C) compared with SAR at 52/100 (D+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
SAR ACTIVE Saratoga Investment Corp	D+	52/100	5.9x	—	8.9%	+2.65%	$216.9M	Benchmark Subject
ETX Eaton Vance Municipal Income 2028 Term Trust of	D	51/100	—	—	—	+0.58%	$190.2M	/etx-vs-sar →
WHG Westwood Holdings Group Inc	C	62/100	25.5x	—	4.0%	+0.48%	$180.7M	/whg-vs-sar →
PAAC Proem Acquisition Corp I	D	49/100	—	—	—	0.00%	$177.3M	/paac-vs-sar →
ARDC Ares Dynamic Credit Allocation Fund Inc.	C-	59/100	—	—	—	+1.04%	$267.4M	/ardc-vs-sar →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2026-02-28 • CIK 0001377936

In its most recent audited fiscal period (FY2025, filed 2026-02-28), Saratoga Investment Corp (SAR) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $36.6M, operating cash flow of -$88.0M, and free cash flow of -$88.0M (-144.6% YoY). On the balance sheet, SAR closed FY2025 with $1.20B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 2/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2026-02-28	$0	$36.6M	-$88.0M	-$88.0M	$1.20B	—
FY2024 (FY)	2025-02-28	$0	$28.1M	$197.5M	$197.5M	$1.22B	—
FY2023 (FY)	2024-02-29	$0	$8.9M	-$157.2M	-$157.2M	—	—

3. SAR Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is SAR stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Saratoga Investment Corp (NYSE: SAR) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 52/100 at a spot price of $13.94 (+2.65% 1D, market cap $216.9M). Pillar breakdown: Fundamental Cash Engine 5/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 15/20, and SEC Balance-Sheet Forensics 10/20. Across 1096 tracked Financials issuers, SAR ranks #771 in composite RQD confidence.

How does SAR compare to ETX and WHG in the Financials sector?

Within the Financials sector (Investment Managers), SAR carries a Roarable D+ (52/100 RQD), trailing P/E of 5.9x, gross margin of —, and ROIC of 8.9%. By comparison, ETX (Eaton Vance Municipal Income 2028 Term Trust of) holds a D grade (51/100 RQD, P/E N/A, ROIC —, cap $190.2M) and WHG (Westwood Holdings Group Inc) posts a C grade (62/100 RQD, P/E 25.5x, ROIC 4.0%, cap $180.7M). Among the 5-stock peer group, SAR leads on earnings multiple (5.9x) while SAR leads on capital efficiency (8.9% ROIC).

What are the biggest fundamental strengths and SEC risk factors for SAR?

Per SAR's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-02-28, CIK 0001377936), Saratoga Investment Corp generated $0 in revenue, $36.6M in net income, and -$88.0M in free cash flow against $1.20B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is SAR trading relative to its 50-day, 200-day, and 52-week technical levels?

SAR last traded at $13.94 (+2.65% on volume of 56,435 shares), positioning the stock -15.00% below its 50-day simple moving average ($16.40) and -32.10% below its 200-day simple moving average ($20.53). Across its 52-week range of $13.23 to $24.07, SAR sits at the 6.5% percentile with a 14-day RSI of 30.9 (OVERSOLD (<32)) and an implied next-earnings move of ±8.0% ($12.82 to $15.06).

SAR Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

When is SAR's next earnings date?

Based on SEC filing cadence, Saratoga Investment Corp (SAR)'s next quarterly reporting window is estimated around Nov 28, 2026.

How much is SAR stock expected to move on earnings?

Volatility modeling currently projects a ±8% event move for SAR, spanning a range between $12.82 and $15.06.

Direct Sub-Reports: SAR RQD Cockpit SAR 12M Forecast SAR Earnings & Move SAR Dividends & DRIP SAR Insiders & 13F SAR Whale Options SAR Profit Sankey SAR News & Why