Stock Ratings / Financials / RILY / financials

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BRC Group Holdings Inc. (RILY) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

Q: Is RILY stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, BRC Group Holdings Inc. (NASDAQ: RILY) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 55/100 at a spot price of $4.42 (+4.49% 1D, market cap $145.2M). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 15/20, and SEC Balance-Sheet Forensics 8/20. Across 1096 tracked Financials issuers, RILY ranks #703 in composite RQD confidence.

Q: How does RILY compare to GGZ and BVC in the Financials sector?

Within the Financials sector (Investment Managers), RILY carries a Roarable D+ (55/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of 85.0%. By comparison, GGZ (Gabelli Global Small and Mid Cap Value Trust of) holds a D+ grade (57/100 RQD, P/E N/A, ROIC —, cap $133.0M) and BVC (BitVentures Limited) posts a D grade (44/100 RQD, P/E N/A, ROIC —, cap $125.4M). Among the 5-stock peer group, SAMG leads on earnings multiple (15.2x) while RILY leads on capital efficiency (85.0% ROIC).

Q: What are the biggest fundamental strengths and SEC risk factors for RILY?

Per RILY's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001464790), BRC Group Holdings Inc. generated $789.0M in revenue (-20.0% YoY), $307.0M in net income, and -$59.7M in free cash flow against $1.71B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Q: Where is RILY trading relative to its 50-day, 200-day, and 52-week technical levels?

RILY last traded at $4.42 (+4.49% on volume of 1,254,274 shares), positioning the stock -21.21% below its 50-day simple moving average ($5.61) and -39.62% below its 200-day simple moving average ($7.32). Across its 52-week range of $3.64 to $11.24, RILY sits at the 10.3% percentile with a 14-day RSI of 31.9 (OVERSOLD (<32)) and an implied next-earnings move of ±11.7% ($3.90 to $4.94).

Q: How profitable is BRC Group Holdings Inc. (RILY)?

In FY 2025 (10-K), RILY converted $789.0M of revenue into a 52% gross margin, 9.6% operating margin, and $0 in free cash flow (0% FCF margin).

$4.42 +4.49% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $4.45

BRC Group Holdings Inc. (RILY) carries a Roarable Rating of D+ (Sell) with 55/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record: Scores of 55/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.5% avg 90D alpha vs SPY) →

ROARABLE D+ • SELL / AVOID Cap $145.2M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $4.45 (+0.62%)🧬 Disciplined Float (-0.12% YoY Shares)⚙️ Cash Engine: 9/20 (D) • 0% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 55/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.5% avg 90D alpha vs SPY • 51.4% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D+

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE-1.4% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for RILY)Realized 20D OHLCV Swing Band: ±11.7%

Deterministic 5-Pillar Attribution (55/100 Composite)

🔍 WHY RILY SCORES 55/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+15/20 pts (27% of score)

FRED Regime × Technicals: 10% of 52W Range • RSI-14 at 31.9 (OVERSOLD (<32))

▲ #2 Bullish Driver: Whale & Options Positioning+13/20 pts (24% of score)

20D Institutional Volume Accumulation (±11.7% realized swing band)

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution8/20 pts (-12 pt drag)

Disciplined Float (-0.12% YoY Shares) & executive Form 4 sales trim 12 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C+$5.11-9.8% Next Q

Q2 (-2Q)

Grade C$4.61-12.6% Next Q

Q3 (-1Q)

Grade C$4.03+9.7% Next Q

Current

Grade D+$4.42-0.5% Hist 90D α

Trajectory: C+ (63) → D+ (55)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the RILY Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 55/100 (D+) score, RILY faces multiple-compression risk if current valuation multiples re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Company executives have done more routine share selling than personal cash buying lately.

⚠️ Forensic Kill-Switch #2

Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($5.61) or 200D SMA ($7.32) invalidates the momentum regime and cuts Target Base ($4.36) toward Bear Floor ($3.40).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $RILY• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “RILY Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 55%NO 45%Trade / Inspect Odds →

VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How RILY Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$0 (0% FCF Margin)

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow

FY23

Rev $1.11B

FY24

Rev $986.0M

FY25

Rev $789.0M

Fiscal Year	Revenue	Gross Margin	Op Margin	Net Profit	Free Cash Flow	ROIC %
FY 2025	$789.0M	52%	9.6%	$307.0M	-$59.7M	95%
FY 2024	$986.0M	52%	-50.5%	-$764.0M	$263.6M	-45%
FY 2023	$1.11B	52%	8.6%	-$100.0M	$24.5M	85%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring RILY)

✓Walkthrough of RILY's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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RILY // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -48.54%🛡️ HOLDING TREND SUPPORT

2026-10-30O $4.33H $4.42L $4.00C $4.42VOL 1.24M

RES: $5.51SUP: $3.82SMA50: $5.61SMA200: $7.32

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

RILY Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 RILY Butterfly Map → + Track RILY →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. -20.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on RILY today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for RILY. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for RILY today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (RILY)

Financials Rank #703 of 1096 ⚔️ GGZ vs RILY Full Matrix →

1. Head-to-Head Financials Peer Comparison (RILY vs. GGZ, BVC, SAMG, PAAC)

Industry: Investment Managers (79 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, BRC Group Holdings Inc. (RILY) ranks #703 by composite RQD confidence (55/100, grade D+) and #931 by equity capitalization ($145.2M). Within this direct 5-issuer industry benchmark cohort, SAMG leads on earnings valuation at 15.2x trailing P/E, while RILY leads on capital efficiency and profitability with 85.0% ROIC and — gross margin. SAMG currently holds the highest overall quantitative score in the immediate peer group at 72/100 (B) compared with RILY at 55/100 (D+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
RILY ACTIVE BRC Group Holdings Inc.	D+	55/100	—	—	85.0%	+4.49%	$145.2M	Benchmark Subject
GGZ Gabelli Global Small and Mid Cap Value Trust of	D+	57/100	—	—	—	+0.10%	$133.0M	/ggz-vs-rily →
BVC BitVentures Limited	D	44/100	—	—	—	+1.65%	$125.4M	/bvc-vs-rily →
SAMG Silvercrest Asset Management Group Inc. (Class A)	B	72/100	15.2x	—	85.0%	-0.86%	$122.6M	/samg-vs-rily →
PAAC Proem Acquisition Corp I	D	49/100	—	—	—	0.00%	$177.3M	/paac-vs-rily →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001464790

In its most recent audited fiscal period (FY2025, filed 2025-12-31), BRC Group Holdings Inc. (RILY) reported GAAP revenue of $789.0M (-20.0% vs. FY2024 revenue of $986.0M , and -29.0% cumulative change since FY2023) , GAAP net income of $307.0M, operating cash flow of -$59.7M, and free cash flow of -$59.7M (-122.7% YoY). On the balance sheet, RILY closed FY2025 with $1.71B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 2/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$789.0M	$307.0M	-$59.7M	-$59.7M	$1.71B	—
FY2024 (FY)	2024-12-31	$986.0M	-$764.0M	$263.6M	$263.6M	$1.78B	—
FY2023 (FY)	2023-12-31	$1.11B	-$100.0M	$24.5M	$24.5M	—	—

3. RILY Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is RILY stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, BRC Group Holdings Inc. (NASDAQ: RILY) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 55/100 at a spot price of $4.42 (+4.49% 1D, market cap $145.2M). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 15/20, and SEC Balance-Sheet Forensics 8/20. Across 1096 tracked Financials issuers, RILY ranks #703 in composite RQD confidence.

How does RILY compare to GGZ and BVC in the Financials sector?

Within the Financials sector (Investment Managers), RILY carries a Roarable D+ (55/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of 85.0%. By comparison, GGZ (Gabelli Global Small and Mid Cap Value Trust of) holds a D+ grade (57/100 RQD, P/E N/A, ROIC —, cap $133.0M) and BVC (BitVentures Limited) posts a D grade (44/100 RQD, P/E N/A, ROIC —, cap $125.4M). Among the 5-stock peer group, SAMG leads on earnings multiple (15.2x) while RILY leads on capital efficiency (85.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for RILY?

Per RILY's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001464790), BRC Group Holdings Inc. generated $789.0M in revenue (-20.0% YoY), $307.0M in net income, and -$59.7M in free cash flow against $1.71B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is RILY trading relative to its 50-day, 200-day, and 52-week technical levels?

RILY last traded at $4.42 (+4.49% on volume of 1,254,274 shares), positioning the stock -21.21% below its 50-day simple moving average ($5.61) and -39.62% below its 200-day simple moving average ($7.32). Across its 52-week range of $3.64 to $11.24, RILY sits at the 10.3% percentile with a 14-day RSI of 31.9 (OVERSOLD (<32)) and an implied next-earnings move of ±11.7% ($3.90 to $4.94).

RILY Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

How profitable is BRC Group Holdings Inc. (RILY)?

In FY 2025 (10-K), RILY converted $789.0M of revenue into a 52% gross margin, 9.6% operating margin, and $0 in free cash flow (0% FCF margin).

Direct Sub-Reports: RILY RQD Cockpit RILY 12M Forecast RILY Earnings & Move RILY Dividends & DRIP RILY Insiders & 13F RILY Whale Options RILY Profit Sankey RILY News & Why