MARKET WIREYahoo • 4d ago
Asian Equities Traded in the US as American Depositary Receipts Decline in Wednesday TradingAsian equities traded in the US as American depositary receipts were lower Wednesday morning, declin
Why QFIN Stock dropped -4.01% Today — RQD Quant Desk Flash
$5.27 -4.01% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)
Qfin Holdings Inc. (QFIN) carries a Roarable Rating of C (Hold) with 65/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
ROARABLE C • HOLD / WATCH
Cap $641.6M
INTERACTIVE SCENARIO DECK:
RQD QUANT TACHOMETERHOLD / WATCH • C
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw C- · Rk B
Each axis scored 0–20
12M PRICE TARGET CONE+3.2% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for QFIN)Realized 20D OHLCV Swing Band: ±10.1%
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why QFIN Stock dropped -4.01% Today — RQD Quant Desk Flash
Qfin Holdings Inc. (QFIN) dropped -4.01% to $5.27, trading at 2% of its 52-week range ($5.1 – $24.05). Solid steady margins (27% return on capital), mixed timing at current multiples—hold if owned, no rush to chase.
- ▸Technical Tape: Trading at 2% of its 52-week range ($5.1 – $24.05) with RSI-14 at 24.7 (OVERSOLD (<32)).
- ▸Volatility Profile: Historical 20-day realized swing band of ±10.1% around $5.27 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable C (Hold) backed by 52% gross margin and $1.6B annual free cash flow.
Live QFIN Headlines & Catalysts
RISK WATCHBenzinga • 11d ago
Lexin Faces Potential Nasdaq Delisting Amid Mounting Pressure For China FintechsThe online loan facilitator faces a potential delisting after its American depositary shares traded below $1 for 30 consecutive business days image credit: Bamboo Works Key Takeaways: Lexin’s American
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk
Scheduled RQD Strong Buys & Whale Accumulation Briefing (QFIN Tape Review)
- ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
- ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
- ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
QFIN // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -59.71%▼ DESCENDING CHANNEL
2026-10-30O $5.18H $5.36L $5.10C $5.27VOL 1.72M
RES: $9.39SUP: $4.00SMA50: $7.33SMA200: $12.46
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
QFIN Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
8.0%/yr Implied 5Y Growth
vs. +16.8% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on QFIN today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for QFIN. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for QFIN today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (QFIN)
Financials Rank #326 of 1096
⚔️ TRON vs QFIN Full Matrix →
1. Head-to-Head Financials Peer Comparison (QFIN vs. TRON, VEL, FINV, GAIN)
Industry: Finance: Consumer Services (156 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, Qfin Holdings Inc. (QFIN) ranks #326 by composite RQD confidence (65/100, grade C) and #652 by equity capitalization ($641.6M). Within this direct 5-issuer industry benchmark cohort, VEL leads on earnings valuation at 6.0x trailing P/E, while GAIN leads on capital efficiency and profitability with 31.0% ROIC and — gross margin. QFIN currently leads its immediate peer cohort in composite quantitative strength at 65/100 (C).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| QFIN
ACTIVE
Qfin Holdings Inc. | C | 65/100 | — | — | 27.2% | -4.01% | $641.6M | Benchmark Subject |
| TRON Tron Inc. | E | 26/100 | — | — | -0.9% | -11.40% | $645.2M | /tron-vs-qfin → |
| VEL Velocity Financial Inc. | C- | 59/100 | 6.0x | — | 15.6% | +2.44% | $629.7M | /vel-vs-qfin → |
| FINV FinVolution Group | C- | 60/100 | — | — | 15.4% | +0.71% | $672.9M | /finv-vs-qfin → |
| GAIN Gladstone Investment Corporation Business Development Company | D | 49/100 | — | — | 31.0% | +1.26% | $608.1M | /gain-vs-qfin → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001741530In its most recent audited fiscal period (FY2025, filed 2025-12-31), Qfin Holdings Inc. (QFIN) reported GAAP revenue of $2.75B (+16.8% vs. FY2024 revenue of $2.35B , and +19.7% cumulative change since FY2023) , GAAP net income of $0, operating cash flow of $1.58B, and free cash flow of $1.58B (+23.8% YoY). On the balance sheet, QFIN closed FY2025 with $8.14B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $2.75B | $0 | $1.58B | $1.58B | $8.14B | — |
| FY2024 (FY) | 2024-12-31 | $2.35B | $0 | $1.28B | $1.28B | $6.59B | — |
| FY2023 (FY) | 2023-12-31 | $2.29B | $0 | $1.00B | $1.00B | — | — |
3. QFIN Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs QFIN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-01, Qfin Holdings Inc. (NASDAQ: QFIN) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 65/100 at a spot price of $5.27 (-4.01% 1D, market cap $641.6M). Pillar breakdown: Fundamental Cash Engine 18/20, Institutional 13F & Options Flow 7/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 11/20. Across 1096 tracked Financials issuers, QFIN ranks #326 in composite RQD confidence.
How does QFIN compare to TRON and VEL in the Financials sector?
Within the Financials sector (Finance: Consumer Services), QFIN carries a Roarable C (65/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of 27.2%. By comparison, TRON (Tron Inc.) holds a E grade (26/100 RQD, P/E N/A, ROIC -0.9%, cap $645.2M) and VEL (Velocity Financial Inc.) posts a C- grade (59/100 RQD, P/E 6.0x, ROIC 15.6%, cap $629.7M). Among the 5-stock peer group, VEL leads on earnings multiple (6.0x) while GAIN leads on capital efficiency (31.0% ROIC).
What are the biggest fundamental strengths and SEC risk factors for QFIN?
Per QFIN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001741530), Qfin Holdings Inc. generated $2.75B in revenue (+16.8% YoY), $0 in net income, and $1.58B in free cash flow against $8.14B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is QFIN trading relative to its 50-day, 200-day, and 52-week technical levels?
QFIN last traded at $5.27 (-4.01% on volume of 2,840,496 shares), positioning the stock -28.10% below its 50-day simple moving average ($7.33) and -57.70% below its 200-day simple moving average ($12.46). Across its 52-week range of $5.10 to $24.05, QFIN sits at the 0.9% percentile with a 14-day RSI of 24.7 (OVERSOLD (<32)) and an implied next-earnings move of ±10.1% ($4.74 to $5.80).
QFIN Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is QFIN stock moving today?
Why QFIN Stock dropped -4.01% Today — RQD Quant Desk Flash. Solid steady margins (27% return on capital), mixed timing at current multiples—hold if owned, no rush to chase.