Stock Ratings / Financials / PRK / dividends

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Park National Corporation (PRK) Dividend Safety Gauge & 10-Year DRIP Compounder

$181.19 +1.53% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $182.12

Park National Corporation (PRK) earns a Roarable Rating of B (Buy) with 73/100 RQD Confidence. High-quality cash engine (steady margins, 13% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

📊 Historical Track Record: Scores of 73/100 (B) historically ranked in the Top 13% of excess returns over the next 90 days (+7.1% avg 90D alpha vs SPY • 69.0% hit rate) →

ROARABLE B • BUY Cap $3.27B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $182.13 (+0.52%)🧬 Cannibal Buyback (-2.08% YoY Shares)⚙️ Cash Engine: 14/20 (B-) • 28.9% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 73/100 (B) historically ranked in the Top 13% of excess returns over the next 90 days (+7.1% avg 90D alpha vs SPY • 69.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERBUY • B

2-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B- · Rk B+

Each axis scored 0–20

12M PRICE TARGET CONE+6.7% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for PRK)Realized 20D OHLCV Swing Band: ±5.1%

Deterministic 5-Pillar Attribution (73/100 Composite)

🔍 WHY PRK SCORES 73/100 (B) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+18/20 pts (25% of score)

FRED Regime × Technicals: 49% of 52W Range • RSI-14 at 40.1 (NEUTRAL RANGE)

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+15/20 pts (21% of score)

SEC Form 4 / 13F Thermometer: 75% Net Buy • Cannibal Buyback (-2.08% YoY Shares)

▼ #1 Drag / Risk Factor: SEC 10-K Forensic Risk13/20 pts (-7 pt drag)

Balance-sheet & 10-K footnote risk deducts 7 pts from forensic ceiling

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C+$176.50+1.2% Next Q

Q2 (-2Q)

Grade B-$178.65+2.4% Next Q

Q3 (-1Q)

Grade B$182.99-1% Next Q

Current

Grade B$181.19+7.1% Hist 90D α

Trajectory: C+ (65) → B (73)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the PRK Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 73/100 (B) score, PRK faces multiple-compression risk if 18.2x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.08% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($184.74) or 200D SMA ($177.90) invalidates the momentum regime and cuts Target Base ($193.42) toward Bear Floor ($148.58).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $PRK• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “PRK Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 73%NO 27%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

1.8% Total Yield

0% Cash ($0.00/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

74/100 • REINVESTING IN GROWTH + BUYBACKS

FREE CASH FLOW PAYOUT RATIO

0% (100% Reinvested)

Retains cash flow for R&D and share repurchases

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (5.5% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $17,081

Est. Year-10 Shareholder Yield: $307/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$10.6K

Yr 1

$11.1K

Yr 2

$11.7K

Yr 3

$12.4K

Yr 4

$13.1K

Yr 5

$13.8K

Yr 6

$14.5K

Yr 7

$15.3K

Yr 8

$16.2K

Yr 9

$17.1K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Cash-Flow & Quality Compounder Desk

Cash-Fortress Compounders: Auditing Free Cash Flow & Yield Safety in PRK & A-Rated Leaders

✓12-month Bull/Base/Bear fair-value walkthrough on PRK and its top sector peer
✓Top Roarable A-Rated cash compounders with verified executive & 13F accumulation
✓Includes nightly RQD rating-change & forensic signal email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

PRK // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +5.23%📐 HORIZONTAL RANGE

2026-10-30O $182.1H $183.2L $170.5C $181.2VOL 112.7K

RES: $235.1SUP: $170.4SMA50: $184.7SMA200: $177.9

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

PRK Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 PRK Butterfly Map → + Track PRK →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

11.4%/yr Implied 5Y Growth

vs. +2.9% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on PRK today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for PRK. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for PRK today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (PRK)

Financials Rank #72 of 1096 ⚔️ MCHB vs PRK Full Matrix →

1. Head-to-Head Financials Peer Comparison (PRK vs. MCHB, SBCF, CBU, SFNC)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Park National Corporation (PRK) ranks #72 by composite RQD confidence (73/100, grade B) and #346 by equity capitalization ($3.27B). Within this direct 5-issuer industry benchmark cohort, MCHB leads on earnings valuation at 12.2x trailing P/E, while PRK leads on capital efficiency and profitability with 13.3% ROIC and — gross margin. PRK currently leads its immediate peer cohort in composite quantitative strength at 73/100 (B).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
PRK ACTIVE Park National Corporation	B	73/100	18.2x	—	13.3%	+1.53%	$3.27B	Benchmark Subject
MCHB Mechanics Bancorp (Class A)	D+	58/100	12.2x	—	9.3%	-1.81%	$3.23B	/mchb-vs-prk →
SBCF Seacoast Banking Corporation of Florida	C+	68/100	22.2x	—	5.3%	+1.34%	$3.22B	/sbcf-vs-prk →
CBU Community Financial System Inc.	C	63/100	15.8x	—	10.5%	+0.96%	$3.33B	/cbu-vs-prk →
SFNC Simmons First National Corporation (Class A)	C-	60/100	—	—	-11.1%	+1.30%	$3.38B	/sfnc-vs-prk →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000805676

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Park National Corporation (PRK) reported GAAP revenue of $664.4M (+2.9% vs. FY2024 revenue of $645.6M , and +17.7% cumulative change since FY2023) , GAAP net income of $180.1M, operating cash flow of $198.3M, and free cash flow of $191.9M (+13.1% YoY). On the balance sheet, PRK closed FY2025 with $9.81B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$664.4M	$180.1M	$198.3M	$191.9M	$9.81B	—
FY2024 (FY)	2024-12-31	$645.6M	$151.4M	$178.8M	$169.7M	$9.81B	—
FY2023 (FY)	2023-12-31	$564.3M	$126.7M	$151.1M	$151.1M	—	—

3. PRK Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is PRK stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Park National Corporation (NYSE: PRK) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 73/100 at a spot price of $181.19 (+1.53% 1D, market cap $3.27B). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 18/20, and SEC Balance-Sheet Forensics 15/20. Across 1096 tracked Financials issuers, PRK ranks #72 in composite RQD confidence.

How does PRK compare to MCHB and SBCF in the Financials sector?

Within the Financials sector (Major Banks), PRK carries a Roarable B (73/100 RQD), trailing P/E of 18.2x, gross margin of —, and ROIC of 13.3%. By comparison, MCHB (Mechanics Bancorp (Class A)) holds a D+ grade (58/100 RQD, P/E 12.2x, ROIC 9.3%, cap $3.23B) and SBCF (Seacoast Banking Corporation of Florida) posts a C+ grade (68/100 RQD, P/E 22.2x, ROIC 5.3%, cap $3.22B). Among the 5-stock peer group, MCHB leads on earnings multiple (12.2x) while PRK leads on capital efficiency (13.3% ROIC).

What are the biggest fundamental strengths and SEC risk factors for PRK?

Per PRK's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000805676), Park National Corporation generated $664.4M in revenue (+2.9% YoY), $180.1M in net income, and $191.9M in free cash flow against $9.81B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is PRK trading relative to its 50-day, 200-day, and 52-week technical levels?

PRK last traded at $181.19 (+1.53% on volume of 122,573 shares), positioning the stock -1.92% below its 50-day simple moving average ($184.74) and +1.85% above its 200-day simple moving average ($177.90). Across its 52-week range of $149.06 to $215.00, PRK sits at the 48.7% percentile with a 14-day RSI of 40.1 (NEUTRAL RANGE) and an implied next-earnings move of ±5.1% ($171.95 to $190.43).

PRK Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does PRK pay a dividend and is it safe?

Park National Corporation (PRK) offers a 0% cash dividend yield ($0.00 annualized) and 1.8% total shareholder yield including buybacks. Roarable rates its payout coverage as REINVESTING IN GROWTH + BUYBACKS.

Direct Sub-Reports: PRK RQD Cockpit PRK 12M Forecast PRK Earnings & Move PRK Dividends & DRIP PRK Insiders & 13F PRK Whale Options PRK Profit Sankey PRK News & Why