MARKET WIRECNBC • 2h ago
Here are 3 big things we're watching in the stock market in the week aheadThe market could use a few victories in the days ahead, which will be filled with more earnings, an election, and jobs data.
Why PHR Stock advanced +1.29% Today — RQD Quant Desk Flash
$12.53 +1.29% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $12.54
Phreesia Inc. (PHR) carries a Roarable Rating of D+ (Sell) with 57/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
ROARABLE D+ • SELL / AVOID
Cap $777.7M
INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $12.54 (+0.04%)🧬 Cannibal Buyback (-1.52% YoY Shares)⚙️ Cash Engine: 9/20 (D) • 14.5% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record: Scores of 57/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.2% avg 90D alpha vs SPY • 52.2% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →RQD QUANT TACHOMETERSELL / AVOID • D+
2-of-3 JEV AI Jury Bearish Warning
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw D+ · Rk D+
Each axis scored 0–20
12M PRICE TARGET CONE-0.5% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for PHR)Realized 20D OHLCV Swing Band: ±8.3%
Deterministic 5-Pillar Attribution (57/100 Composite)
🔍 WHY PHR SCORES 57/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Macro Regime Fit+14/20 pts (25% of score)
FRED Regime × Technicals: 31% of 52W Range • RSI-14 at 67 (BULLISH MOMENTUM)
▲ #2 Bullish Driver: Insider Conviction & Share Dilution+13/20 pts (23% of score)
SEC Form 4 / 13F Thermometer: 65% Net Buy • Cannibal Buyback (-1.52% YoY Shares)
▼ #1 Drag / Risk Factor: SEC 10-K Forensic Risk9/20 pts (-11 pt drag)
Balance-sheet & 10-K footnote risk deducts 11 pts from forensic ceiling
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade D$10.81+1.2% Next Q
49
Q2 (-2Q)Grade C-$10.94+16.1% Next Q
52
Q3 (-1Q)Grade C-$12.70-1.3% Next Q
54
CurrentGrade D+$12.53-0.2% Hist 90D α
57
Trajectory: D (49) → D+ (57)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER
⚔️ Adversarial Opposing Case: Why the PHR Bull Thesis Could Fail
Even with a 57/100 (D+) score, PHR faces multiple-compression risk if current valuation multiples re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
⚠️ Forensic Kill-Switch #1
Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.
⚠️ Forensic Kill-Switch #2
Dilution & Margin Drag: Cannibal Buyback (-1.52% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
⚠️ Forensic Kill-Switch #3
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($11.04) or 200D SMA ($10.92) invalidates the momentum regime and cuts Target Base ($12.47) toward Bear Floor ($9.73).
🎲 LIVE PREDICTION MARKET ODDS TIED TO $PHR• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “PHR Beats Next Quarter EPS Consensus (Jan 30, 2027) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why PHR Stock advanced +1.29% Today — RQD Quant Desk Flash
Phreesia Inc. (PHR) advanced +1.29% to $12.53, trading at 31% of its 52-week range ($7.77 – $23.31). Stretched risk/reward at current multiples (-2% return on capital) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 31% of its 52-week range ($7.77 – $23.31) with RSI-14 at 67 (BULLISH MOMENTUM).
- ▸Volatility Profile: Historical 20-day realized swing band of ±8.3% around $12.53 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D+ (Sell) backed by 52% gross margin and $67.7M annual free cash flow.
Live PHR Headlines & Catalysts
MARKET WIRECNBC • 3h ago
Democratic Rep. Stevens endorses Rogers over El-Sayed in Michigan Senate electionHaley Stevens had lost the Democratic nomination for Senate in Michigan to Abdul El-Sayed earlier this year.
RISK WATCHReuters • 4h ago
Israeli strikes kill eight people in Gaza - medics say - ReutersIsraeli strikes kill eight people in Gaza - medics say Reuters
MARKET WIREReuters • 5h ago
Russia's FSB says minor detained over park attack threat after US tip-off - ReutersRussia's FSB says minor detained over park attack threat after US tip-off Reuters
MARKET WIREReuters • 6h ago
Iran, Qatari mediators hold third day of talks to end US-Iran war - ReutersIran, Qatari mediators hold third day of talks to end US-Iran war Reuters
CATALYSTReuters • 7h ago
Qatar surges, bucking Gulf market slide on Iran war concerns - ReutersQatar surges, bucking Gulf market slide on Iran war concerns Reuters
MARKET WIREReuters • 7h ago
OPEC+ keeps December oil output targets steady ahead of tougher call for 2027 - ReutersOPEC+ keeps December oil output targets steady ahead of tougher call for 2027 Reuters
MARKET WIREReuters • 7h ago
German ministers pledge tough action after rioters damage stores in Frankfurt - ReutersGerman ministers pledge tough action after rioters damage stores in Frankfurt Reuters
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk
Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring PHR)
- ✓Walkthrough of PHR's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
- ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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PHR // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +36.05%⚡ TESTING RESISTANCE
2026-10-30O $12.59H $12.79L $12.20C $12.53VOL 597.7K
RES: $12.91SUP: $10.02SMA50: $11.04SMA200: $10.92
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
PHR Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
8.0%/yr Implied 5Y Growth
vs. +14.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on PHR today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for PHR. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for PHR today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (PHR)
Consumer Discretionary Rank #484 of 1011
⚔️ MAX vs PHR Full Matrix →
1. Head-to-Head Consumer Discretionary Peer Comparison (PHR vs. MAX, CASS, PRTH, QNST)
Industry: Business Services (90 Tracked Issuers)Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, Phreesia Inc. (PHR) ranks #484 by composite RQD confidence (57/100, grade D+) and #540 by equity capitalization ($777.7M). Within this direct 5-issuer industry benchmark cohort, PRTH leads on earnings valuation at 11.6x trailing P/E, while MAX leads on capital efficiency and profitability with 19.7% ROIC and 15.0% gross margin. QNST currently holds the highest overall quantitative score in the immediate peer group at 73/100 (B) compared with PHR at 57/100 (D+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| PHR
ACTIVE
Phreesia Inc. | D+ | 57/100 | — | — | -2.0% | +1.29% | $777.7M | Benchmark Subject |
| MAX MediaAlpha Inc. (Class A) | B- | 70/100 | 32.6x | 15.0% | 19.7% | +20.56% | $836.4M | /max-vs-phr → |
| CASS Cass Information Systems Inc | C+ | 66/100 | 19.6x | — | 14.5% | -0.30% | $687.8M | /cass-vs-phr → |
| PRTH Priority Technology Holdings Inc. | D+ | 56/100 | 11.6x | — | 12.9% | 0.00% | $647.2M | /prth-vs-phr → |
| QNST QuinStreet Inc. | B | 73/100 | — | 10.1% | 2.6% | +4.83% | $980.8M | /qnst-vs-phr → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2026-01-31 • CIK 0001412408In its most recent audited fiscal period (FY2025, filed 2026-01-31), Phreesia Inc. (PHR) reported GAAP revenue of $467.8M (+14.0% vs. FY2024 revenue of $410.5M , and +35.2% cumulative change since FY2023) , GAAP net income of $2.3M, operating cash flow of $78.8M, and free cash flow of $67.7M (+186.0% YoY). On the balance sheet, PHR closed FY2025 with $663.8M in total assets against $0 in total debt (Altman Z-Score: 0.59, Piotroski F-Score: 7/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2026-01-31 | $467.8M | $2.3M | $78.8M | $67.7M | $663.8M | — |
| FY2024 (FY) | 2025-01-31 | $410.5M | -$58.5M | $32.4M | $23.7M | $388.4M | — |
| FY2023 (FY) | 2024-01-31 | $346.0M | -$136.9M | -$32.4M | -$32.4M | — | — |
3. PHR Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs PHR stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-01, Phreesia Inc. (NYSE: PHR) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 57/100 at a spot price of $12.53 (+1.29% 1D, market cap $777.7M). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 9/20, FRED Macro Regime Fit 14/20, and SEC Balance-Sheet Forensics 13/20. Across 1011 tracked Consumer Discretionary issuers, PHR ranks #484 in composite RQD confidence.
How does PHR compare to MAX and CASS in the Consumer Discretionary sector?
Within the Consumer Discretionary sector (Business Services), PHR carries a Roarable D+ (57/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -2.0%. By comparison, MAX (MediaAlpha Inc. (Class A)) holds a B- grade (70/100 RQD, P/E 32.6x, ROIC 19.7%, cap $836.4M) and CASS (Cass Information Systems Inc) posts a C+ grade (66/100 RQD, P/E 19.6x, ROIC 14.5%, cap $687.8M). Among the 5-stock peer group, PRTH leads on earnings multiple (11.6x) while MAX leads on capital efficiency (19.7% ROIC).
What are the biggest fundamental strengths and SEC risk factors for PHR?
Per PHR's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-01-31, CIK 0001412408), Phreesia Inc. generated $467.8M in revenue (+14.0% YoY), $2.3M in net income, and $67.7M in free cash flow against $663.8M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity.. Primary risk factors monitored: Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is PHR trading relative to its 50-day, 200-day, and 52-week technical levels?
PHR last traded at $12.53 (+1.29% on volume of 612,747 shares), positioning the stock +13.50% above its 50-day simple moving average ($11.04) and +14.74% above its 200-day simple moving average ($10.92). Across its 52-week range of $7.77 to $23.31, PHR sits at the 30.6% percentile with a 14-day RSI of 67.0 (BULLISH MOMENTUM) and an implied next-earnings move of ±8.3% ($11.49 to $13.57).
PHR Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is PHR stock moving today?
Why PHR Stock advanced +1.29% Today — RQD Quant Desk Flash. Stretched risk/reward at current multiples (-2% return on capital) under elevated 10-year interest-rate pressure.