Stock Ratings / Consumer Discretionary / PHR / earnings

MAX (70) CASS (66) PRTH (56) QNST (73) ⌘ Pro Terminal →

Phreesia Inc. (PHR) Next Earnings Date & Expected ±8.3% Move

$12.53 +1.29% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $12.54

Phreesia Inc. (PHR) carries a Roarable Rating of D+ (Sell) with 57/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record: Scores of 57/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.2% avg 90D alpha vs SPY) →

ROARABLE D+ • SELL / AVOID Cap $777.7M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on PHR Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is PHR stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-01, Phreesia Inc. (NYSE: PHR) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 57/100 at a spot price of $12.53 (+1.29% 1D, market cap $777.7M). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 9/20, FRED Macro Regime Fit 14/20, and SEC Balance-Sheet Forensics 13/20. Across 1011 tracked Consumer Discretionary issuers, PHR ranks #484 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does PHR compare to MAX and CASS in the Consumer Discretionary sector?

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Within the Consumer Discretionary sector (Business Services), PHR carries a Roarable D+ (57/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -2.0%. By comparison, MAX (MediaAlpha Inc. (Class A)) holds a B- grade (70/100 RQD, P/E 32.6x, ROIC 19.7%, cap $836.4M) and CASS (Cass Information Systems Inc) posts a C+ grade (66/100 RQD, P/E 19.6x, ROIC 14.5%, cap $687.8M). Among the 5-stock peer group, PRTH leads on earnings multiple (11.6x) while MAX leads on capital efficiency (19.7% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for PHR?

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Per PHR's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-01-31, CIK 0001412408), Phreesia Inc. generated $467.8M in revenue (+14.0% YoY), $2.3M in net income, and $67.7M in free cash flow against $663.8M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity.. Primary risk factors monitored: Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $12.54 (+0.04%)🧬 Cannibal Buyback (-1.52% YoY Shares)⚙️ Cash Engine: 9/20 (D) • 14.5% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 57/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.2% avg 90D alpha vs SPY • 52.2% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D+

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE-0.5% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for PHR)Realized 20D OHLCV Swing Band: ±8.3%

Deterministic 5-Pillar Attribution (57/100 Composite)

🔍 WHY PHR SCORES 57/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+14/20 pts (25% of score)

FRED Regime × Technicals: 31% of 52W Range • RSI-14 at 67 (BULLISH MOMENTUM)

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+13/20 pts (23% of score)

SEC Form 4 / 13F Thermometer: 65% Net Buy • Cannibal Buyback (-1.52% YoY Shares)

▼ #1 Drag / Risk Factor: SEC 10-K Forensic Risk9/20 pts (-11 pt drag)

Balance-sheet & 10-K footnote risk deducts 11 pts from forensic ceiling

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade D$10.81+1.2% Next Q

Q2 (-2Q)

Grade C-$10.94+16.1% Next Q

Q3 (-1Q)

Grade C-$12.70-1.3% Next Q

Current

Grade D+$12.53-0.2% Hist 90D α

Trajectory: D (49) → D+ (57)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the PHR Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 57/100 (D+) score, PHR faces multiple-compression risk if current valuation multiples re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-1.52% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($11.04) or 200D SMA ($10.92) invalidates the momentum regime and cuts Target Base ($12.47) toward Bear Floor ($9.73).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $PHR• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “PHR Beats Next Quarter EPS Consensus (Jan 30, 2027) & Holds Above 200D SMA”

YES 57%NO 43%Trade / Inspect Odds →

NEXT EST. WINDOW: Jan 30, 2027 (~89 DAYS)

Historical OHLCV Volatility ±8.3% Swing Band

±$1.04 Expected Swing

MODEL EARNINGS SETUP GAUGE

PHR Quantitative Pre-Earnings Setup: 57/100

Trailing EPS: $4.25 • YoY Revenue Growth: 14%

Model Bullish Setup (57/100)Model Risk Weight (43/100)

Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).

LOG YOUR PERSONAL PRE-EARNINGS STANCE (SAVED LOCALLY IN BROWSER):

Recent SEC Reported Revenue, Net Profit & Diluted EPS Cadence

Period	Filed	Revenue	Net Profit	Free Cash Flow	Gross Margin
FY 2025	2026-01-31	$467.8M	$2.3M	$67.7M	52%
FY 2024	2025-01-31	$410.5M	-$58.5M	$23.7M	52%
FY 2023	2024-01-31	$346.0M	-$136.9M	-$32.4M	52%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring PHR)

✓Walkthrough of PHR's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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PHR // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +36.05%⚡ TESTING RESISTANCE

2026-10-30O $12.59H $12.79L $12.20C $12.53VOL 597.7K

RES: $12.91SUP: $10.02SMA50: $11.04SMA200: $10.92

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

PHR Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 PHR Butterfly Map → + Track PHR →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +14.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on PHR today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for PHR. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for PHR today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (PHR)

Consumer Discretionary Rank #484 of 1011 ⚔️ MAX vs PHR Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (PHR vs. MAX, CASS, PRTH, QNST)

Industry: Business Services (90 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, Phreesia Inc. (PHR) ranks #484 by composite RQD confidence (57/100, grade D+) and #540 by equity capitalization ($777.7M). Within this direct 5-issuer industry benchmark cohort, PRTH leads on earnings valuation at 11.6x trailing P/E, while MAX leads on capital efficiency and profitability with 19.7% ROIC and 15.0% gross margin. QNST currently holds the highest overall quantitative score in the immediate peer group at 73/100 (B) compared with PHR at 57/100 (D+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
PHR ACTIVE Phreesia Inc.	D+	57/100	—	—	-2.0%	+1.29%	$777.7M	Benchmark Subject
MAX MediaAlpha Inc. (Class A)	B-	70/100	32.6x	15.0%	19.7%	+20.56%	$836.4M	/max-vs-phr →
CASS Cass Information Systems Inc	C+	66/100	19.6x	—	14.5%	-0.30%	$687.8M	/cass-vs-phr →
PRTH Priority Technology Holdings Inc.	D+	56/100	11.6x	—	12.9%	0.00%	$647.2M	/prth-vs-phr →
QNST QuinStreet Inc.	B	73/100	—	10.1%	2.6%	+4.83%	$980.8M	/qnst-vs-phr →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2026-01-31 • CIK 0001412408

In its most recent audited fiscal period (FY2025, filed 2026-01-31), Phreesia Inc. (PHR) reported GAAP revenue of $467.8M (+14.0% vs. FY2024 revenue of $410.5M , and +35.2% cumulative change since FY2023) , GAAP net income of $2.3M, operating cash flow of $78.8M, and free cash flow of $67.7M (+186.0% YoY). On the balance sheet, PHR closed FY2025 with $663.8M in total assets against $0 in total debt (Altman Z-Score: 0.59, Piotroski F-Score: 7/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2026-01-31	$467.8M	$2.3M	$78.8M	$67.7M	$663.8M	—
FY2024 (FY)	2025-01-31	$410.5M	-$58.5M	$32.4M	$23.7M	$388.4M	—
FY2023 (FY)	2024-01-31	$346.0M	-$136.9M	-$32.4M	-$32.4M	—	—

3. PHR Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is PHR stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does PHR compare to MAX and CASS in the Consumer Discretionary sector?

What are the biggest fundamental strengths and SEC risk factors for PHR?

Where is PHR trading relative to its 50-day, 200-day, and 52-week technical levels?

PHR last traded at $12.53 (+1.29% on volume of 612,747 shares), positioning the stock +13.50% above its 50-day simple moving average ($11.04) and +14.74% above its 200-day simple moving average ($10.92). Across its 52-week range of $7.77 to $23.31, PHR sits at the 30.6% percentile with a 14-day RSI of 67.0 (BULLISH MOMENTUM) and an implied next-earnings move of ±8.3% ($11.49 to $13.57).

PHR Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

When is PHR's next earnings date?

Based on SEC filing cadence, Phreesia Inc. (PHR)'s next quarterly reporting window is estimated around Jan 30, 2027.

How much is PHR stock expected to move on earnings?

Volatility modeling currently projects a ±8.3% event move for PHR, spanning a range between $11.49 and $13.57.

Direct Sub-Reports: PHR RQD Cockpit PHR 12M Forecast PHR Earnings & Move PHR Dividends & DRIP PHR Insiders & 13F PHR Whale Options PHR Profit Sankey PHR News & Why