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Why PAYO Stock Traded Steady Today — RQD Quant Desk Flash

$7.12 0.00% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

Payoneer Global Inc. (PAYO) carries a Roarable Rating of C+ (Hold) with 66/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C+ • HOLD / WATCH Cap $2.41B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERHOLD / WATCH • C+

2-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C+ · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE+3.7% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for PAYO)Realized 20D OHLCV Swing Band: ±1.8%

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Why PAYO Stock Traded Steady Today — RQD Quant Desk Flash

Payoneer Global Inc. (PAYO) slipped 0.00% to $7.12, trading at 98% of its 52-week range ($4.08 – $7.19). Solid steady margins (34% return on capital), mixed timing at 33x P/E—hold if owned, no rush to chase.

▸Technical Tape: Trading at 98% of its 52-week range ($4.08 – $7.19) with RSI-14 at 53.6 (NEUTRAL RANGE).
▸Volatility Profile: Historical 20-day realized swing band of ±1.8% around $7.12 (no active unusual options sweep snapshot on file).
▸Fundamental Anchor: Roarable C+ (Hold) backed by 52% gross margin and $206.6M annual free cash flow.

Live PAYO Headlines & Catalysts

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PAYO // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +42.97%⚡ TESTING RESISTANCE

2026-10-30O $7.12H $7.15L $7.11C $7.12VOL 2.77M

RES: $7.17SUP: $7.11SMA50: $7.13SMA200: $6.13

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

PAYO Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 PAYO Butterfly Map → + Track PAYO →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

25.5%/yr Implied 5Y Growth

vs. +14.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on PAYO today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for PAYO. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for PAYO today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (PAYO)

Consumer Discretionary Rank #264 of 1011 ⚔️ FLYW vs PAYO Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (PAYO vs. FLYW, TIC, TNET, CBZ)

Industry: Business Services (90 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, Payoneer Global Inc. (PAYO) ranks #264 by composite RQD confidence (66/100, grade C+) and #393 by equity capitalization ($2.41B). Within this direct 5-issuer industry benchmark cohort, TNET leads on earnings valuation at 18.9x trailing P/E, while TNET leads on capital efficiency and profitability with 85.0% ROIC and — gross margin. CBZ currently holds the highest overall quantitative score in the immediate peer group at 71/100 (B-) compared with PAYO at 66/100 (C+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
PAYO ACTIVE Payoneer Global Inc.	C+	66/100	33.0x	—	34.1%	0.00%	$2.41B	Benchmark Subject
FLYW Flywire Corporation Voting	C	62/100	—	—	1.8%	+1.90%	$2.35B	/flyw-vs-payo →
TIC TIC Solutions Inc.	D	46/100	—	29.4%	-0.4%	+3.90%	$2.27B	/tic-vs-payo →
TNET TriNet Group Inc.	D+	57/100	18.9x	—	85.0%	-9.53%	$2.92B	/tnet-vs-payo →
CBZ CBIZ Inc.	B-	71/100	25.8x	12.9%	5.9%	+0.06%	$2.98B	/cbz-vs-payo →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001845815

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Payoneer Global Inc. (PAYO) reported GAAP revenue of $813.4M (+14.5% vs. FY2024 revenue of $710.3M , and +37.7% cumulative change since FY2023) , GAAP net income of $73.2M, operating cash flow of $233.5M, and free cash flow of $206.6M (+22.4% YoY). On the balance sheet, PAYO closed FY2025 with $8.96B in total assets against $0 in total debt (Altman Z-Score: 0.34, Piotroski F-Score: 6/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$813.4M	$73.2M	$233.5M	$206.6M	$8.96B	—
FY2024 (FY)	2024-12-31	$710.3M	$121.2M	$176.9M	$168.7M	$7.93B	—
FY2023 (FY)	2023-12-31	$590.8M	$93.3M	$159.5M	$159.5M	—	—

3. PAYO Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is PAYO stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Payoneer Global Inc. (NASDAQ: PAYO) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 66/100 at a spot price of $7.12 (0.00% 1D, market cap $2.41B). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 16/20. Across 1011 tracked Consumer Discretionary issuers, PAYO ranks #264 in composite RQD confidence.

How does PAYO compare to FLYW and TIC in the Consumer Discretionary sector?

Within the Consumer Discretionary sector (Business Services), PAYO carries a Roarable C+ (66/100 RQD), trailing P/E of 33.0x, gross margin of —, and ROIC of 34.1%. By comparison, FLYW (Flywire Corporation Voting) holds a C grade (62/100 RQD, P/E N/A, ROIC 1.8%, cap $2.35B) and TIC (TIC Solutions Inc.) posts a D grade (46/100 RQD, P/E N/A, ROIC -0.4%, cap $2.27B). Among the 5-stock peer group, TNET leads on earnings multiple (18.9x) while TNET leads on capital efficiency (85.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for PAYO?

Per PAYO's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001845815), Payoneer Global Inc. generated $813.4M in revenue (+14.5% YoY), $73.2M in net income, and $206.6M in free cash flow against $8.96B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is PAYO trading relative to its 50-day, 200-day, and 52-week technical levels?

PAYO last traded at $7.12 (0.00% on volume of 1,136,374 shares), positioning the stock -0.14% below its 50-day simple moving average ($7.13) and +16.15% above its 200-day simple moving average ($6.13). Across its 52-week range of $4.08 to $7.19, PAYO sits at the 97.7% percentile with a 14-day RSI of 53.6 (NEUTRAL RANGE) and an implied next-earnings move of ±1.8% ($6.99 to $7.25).

PAYO Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Why is PAYO stock moving today?

Why PAYO Stock Traded Steady Today — RQD Quant Desk Flash. Solid steady margins (34% return on capital), mixed timing at 33x P/E—hold if owned, no rush to chase.

Direct Sub-Reports: PAYO RQD Cockpit PAYO 12M Forecast PAYO Earnings & Move PAYO Dividends & DRIP PAYO Insiders & 13F PAYO Whale Options PAYO Profit Sankey PAYO News & Why