MARKET WIRECNBC • 1h ago
Here are 3 big things we're watching in the stock market in the week aheadThe market could use a few victories in the days ahead, which will be filled with more earnings, an election, and jobs data.
Why NMIH Stock surged +2.54% Today — RQD Quant Desk Flash
$43.18 +2.54% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)
NMI Holdings Inc. (NMIH) carries a Roarable Rating of C+ (Hold) with 68/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
ROARABLE C+ • HOLD / WATCH
Cap $3.25B
INTERACTIVE SCENARIO DECK:
RQD QUANT TACHOMETERHOLD / WATCH • C+
2-of-3 JEV AI Jury Bullish
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw B- · Rk C
Each axis scored 0–20
12M PRICE TARGET CONE+4.5% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for NMIH)Realized 20D OHLCV Swing Band: ±5.3%
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why NMIH Stock surged +2.54% Today — RQD Quant Desk Flash
NMI Holdings Inc. (NMIH) surged +2.54% to $43.18, trading at 70% of its 52-week range ($34.84 – $46.74). Solid steady margins (15% return on capital), mixed timing at 8x P/E—hold if owned, no rush to chase.
- ▸Technical Tape: Trading at 70% of its 52-week range ($34.84 – $46.74) with RSI-14 at 57.1 (BULLISH MOMENTUM).
- ▸Volatility Profile: Historical 20-day realized swing band of ±5.3% around $43.18 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable C+ (Hold) backed by 52% gross margin and $412.5M annual free cash flow.
Live NMIH Headlines & Catalysts
MARKET WIRECNBC • 2h ago
Democratic Rep. Stevens endorses Rogers over El-Sayed in Michigan Senate electionHaley Stevens had lost the Democratic nomination for Senate in Michigan to Abdul El-Sayed earlier this year.
RISK WATCHReuters • 3h ago
Israeli strikes kill eight people in Gaza - medics say - ReutersIsraeli strikes kill eight people in Gaza - medics say Reuters
MARKET WIREReuters • 4h ago
Russia's FSB says minor detained over park attack threat after US tip-off - ReutersRussia's FSB says minor detained over park attack threat after US tip-off Reuters
MARKET WIREReuters • 5h ago
Iran, Qatari mediators hold third day of talks to end US-Iran war - ReutersIran, Qatari mediators hold third day of talks to end US-Iran war Reuters
CATALYSTReuters • 6h ago
Qatar surges, bucking Gulf market slide on Iran war concerns - ReutersQatar surges, bucking Gulf market slide on Iran war concerns Reuters
MARKET WIREReuters • 6h ago
OPEC+ keeps December oil output targets steady ahead of tougher call for 2027 - ReutersOPEC+ keeps December oil output targets steady ahead of tougher call for 2027 Reuters
MARKET WIREReuters • 6h ago
German ministers pledge tough action after rioters damage stores in Frankfurt - ReutersGerman ministers pledge tough action after rioters damage stores in Frankfurt Reuters
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk
Scheduled RQD Strong Buys & Whale Accumulation Briefing (NMIH Tape Review)
- ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
- ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
- ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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NMIH // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +11.55%⚡ TESTING RESISTANCE
2026-10-30O $42.94H $43.18L $42.13C $43.18VOL 604.4K
RES: $43.09SUP: $36.50SMA50: $42.26SMA200: $40.24
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
NMIH Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
-4.5%/yr Implied 5Y Growth
vs. +8.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on NMIH today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for NMIH. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for NMIH today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (NMIH)
Financials Rank #220 of 1096
⚔️ SLDE vs NMIH Full Matrix →
1. Head-to-Head Financials Peer Comparison (NMIH vs. SLDE, AGO, SPNT, LMND)
Industry: Property-Casualty Insurers (68 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, NMI Holdings Inc. (NMIH) ranks #220 by composite RQD confidence (68/100, grade C+) and #348 by equity capitalization ($3.25B). Within this direct 5-issuer industry benchmark cohort, AGO leads on earnings valuation at 6.2x trailing P/E, while SLDE leads on capital efficiency and profitability with 39.9% ROIC and — gross margin. SLDE currently holds the highest overall quantitative score in the immediate peer group at 82/100 (A-) compared with NMIH at 68/100 (C+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| NMIH
ACTIVE
NMI Holdings Inc. | C+ | 68/100 | 8.4x | — | 15.0% | +2.54% | $3.25B | Benchmark Subject |
| SLDE Slide Insurance Holdings Inc. | A- | 82/100 | 7.2x | — | 39.9% | +1.29% | $3.22B | /slde-vs-nmih → |
| AGO Assured Guaranty Ltd. | C | 63/100 | 6.2x | — | 8.9% | +2.25% | $3.12B | /ago-vs-nmih → |
| SPNT SiriusPoint Ltd. | C | 64/100 | 6.6x | — | 18.6% | +2.69% | $3.01B | /spnt-vs-nmih → |
| LMND Lemonade Inc. | D- | 38/100 | — | — | -31.1% | +1.21% | $3.55B | /lmnd-vs-nmih → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001547903In its most recent audited fiscal period (FY2025, filed 2025-12-31), NMI Holdings Inc. (NMIH) reported GAAP revenue of $706.4M (+8.5% vs. FY2024 revenue of $651.0M , and +22.0% cumulative change since FY2023) , GAAP net income of $388.9M, operating cash flow of $419.3M, and free cash flow of $412.5M (+6.7% YoY). On the balance sheet, NMIH closed FY2025 with $3.84B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 6/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $706.4M | $388.9M | $419.3M | $412.5M | $3.84B | — |
| FY2024 (FY) | 2024-12-31 | $651.0M | $360.1M | $393.6M | $386.7M | $3.35B | — |
| FY2023 (FY) | 2023-12-31 | $579.0M | $322.1M | $342.7M | $342.7M | — | — |
3. NMIH Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs NMIH stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-01, NMI Holdings Inc. (NASDAQ: NMIH) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 68/100 at a spot price of $43.18 (+2.54% 1D, market cap $3.25B). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 10/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 17/20. Across 1096 tracked Financials issuers, NMIH ranks #220 in composite RQD confidence.
How does NMIH compare to SLDE and AGO in the Financials sector?
Within the Financials sector (Property-Casualty Insurers), NMIH carries a Roarable C+ (68/100 RQD), trailing P/E of 8.4x, gross margin of —, and ROIC of 15.0%. By comparison, SLDE (Slide Insurance Holdings Inc.) holds a A- grade (82/100 RQD, P/E 7.2x, ROIC 39.9%, cap $3.22B) and AGO (Assured Guaranty Ltd.) posts a C grade (63/100 RQD, P/E 6.2x, ROIC 8.9%, cap $3.12B). Among the 5-stock peer group, AGO leads on earnings multiple (6.2x) while SLDE leads on capital efficiency (39.9% ROIC).
What are the biggest fundamental strengths and SEC risk factors for NMIH?
Per NMIH's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001547903), NMI Holdings Inc. generated $706.4M in revenue (+8.5% YoY), $388.9M in net income, and $412.5M in free cash flow against $3.84B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is NMIH trading relative to its 50-day, 200-day, and 52-week technical levels?
NMIH last traded at $43.18 (+2.54% on volume of 431,291 shares), positioning the stock +2.18% above its 50-day simple moving average ($42.26) and +7.31% above its 200-day simple moving average ($40.24). Across its 52-week range of $34.84 to $46.74, NMIH sits at the 70.1% percentile with a 14-day RSI of 57.1 (BULLISH MOMENTUM) and an implied next-earnings move of ±5.3% ($40.89 to $45.47).
NMIH Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is NMIH stock moving today?
Why NMIH Stock surged +2.54% Today — RQD Quant Desk Flash. Solid steady margins (15% return on capital), mixed timing at 8x P/E—hold if owned, no rush to chase.