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NorthEast Community Bancorp Inc. (NECB) Options Positioning, Max Pain & Unusual Sweeps

$28.97 +1.15% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $29.10

NorthEast Community Bancorp Inc. (NECB) earns a Roarable Rating of B (Buy) with 72/100 RQD Confidence. High-quality cash engine (steady margins, 13% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

📊 Historical Track Record: Scores of 72/100 (B) historically ranked in the Top 13% of excess returns over the next 90 days (+7.0% avg 90D alpha vs SPY • 68.7% hit rate) →

ROARABLE B • BUY Cap $398.8M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $29.10 (+0.45%)🧬 Cannibal Buyback (-2.64% YoY Shares)⚙️ Cash Engine: 15/20 (B) • 1.3% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 72/100 (B) historically ranked in the Top 13% of excess returns over the next 90 days (+7.0% avg 90D alpha vs SPY • 68.7% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERBUY • B

2-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B · Rk B

Each axis scored 0–20

12M PRICE TARGET CONE+6.3% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for NECB)Realized 20D OHLCV Swing Band: ±5.7%

Deterministic 5-Pillar Attribution (72/100 Composite)

🔍 WHY NECB SCORES 72/100 (B) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+17/20 pts (24% of score)

SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)

▲ #2 Bullish Driver: Macro Regime Fit+16/20 pts (22% of score)

FRED Regime × Technicals: 97% of 52W Range • RSI-14 at 64.1 (BULLISH MOMENTUM)

▼ #1 Drag / Risk Factor: Whale & Options Positioning11/20 pts (-9 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-9 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C+$27.00+2.3% Next Q

Q2 (-2Q)

Grade B-$27.63+0.5% Next Q

Q3 (-1Q)

Grade B-$27.77+4.3% Next Q

Current

Grade B$28.97+7% Hist 90D α

Trajectory: C+ (64) → B (72)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the NECB Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 72/100 (B) score, NECB faces multiple-compression risk if 9.0x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($27.16) or 200D SMA ($25.48) invalidates the momentum regime and cuts Target Base ($30.80) toward Bear Floor ($23.76).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $NECB• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “NECB Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 72%NO 28%Trade / Inspect Odds →

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±5.7%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (NECB)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for NECB.

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ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Options & Swing Structure Desk

Whale Flow & Momentum Playbook: Evaluating NECB & AI Leaders Without Chasing Tops

✓Institutional whale strikes & implied earnings move audit on NECB
✓How disciplined traders manage risk using pre-published trigger & invalidation levels
✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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NECB // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +20.71%⚡ TESTING RESISTANCE

2026-10-30O $29.00H $29.08L $28.67C $28.97VOL 50.8K

RES: $29.36SUP: $25.59SMA50: $27.16SMA200: $25.48

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

NECB Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 NECB Butterfly Map → + Track NECB →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

-3.2%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on NECB today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for NECB. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for NECB today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (NECB)

Financials Rank #103 of 1096 ⚔️ TSBK vs NECB Full Matrix →

1. Head-to-Head Financials Peer Comparison (NECB vs. TSBK, PBFS, FSBW, AVBC)

Industry: Banks (24 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, NorthEast Community Bancorp Inc. (NECB) ranks #103 by composite RQD confidence (72/100, grade B) and #750 by equity capitalization ($398.8M). Within this direct 5-issuer industry benchmark cohort, NECB leads on earnings valuation at 9.0x trailing P/E, while NECB leads on capital efficiency and profitability with 12.6% ROIC and — gross margin. NECB currently leads its immediate peer cohort in composite quantitative strength at 72/100 (B).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
NECB ACTIVE NorthEast Community Bancorp Inc.	B	72/100	9.0x	—	12.6%	+1.15%	$398.8M	Benchmark Subject
TSBK Timberland Bancorp Inc.	B-	71/100	12.6x	—	10.9%	+0.38%	$367.5M	/tsbk-vs-necb →
PBFS Pioneer Bancorp Inc.	C-	59/100	22.2x	—	6.3%	+0.28%	$450.1M	/pbfs-vs-necb →
FSBW FS Bancorp Inc.	C	63/100	10.5x	—	10.8%	+1.33%	$348.6M	/fsbw-vs-necb →
AVBC Avidia Bancorp Inc.	D+	56/100	—	—	-0.9%	+1.20%	$470.1M	/avbc-vs-necb →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001847398

In its most recent audited fiscal period (FY2025, filed 2025-12-31), NorthEast Community Bancorp Inc. (NECB) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $44.4M, operating cash flow of $52.6M, and free cash flow of $50.8M (+5.5% YoY). On the balance sheet, NECB closed FY2025 with $2.06B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$44.4M	$52.6M	$50.8M	$2.06B	—
FY2024 (FY)	2024-12-31	$0	$47.1M	$48.7M	$48.2M	$2.01B	—
FY2023 (FY)	2023-12-31	$0	$46.3M	$42.8M	$42.8M	—	—

3. NECB Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is NECB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, NorthEast Community Bancorp Inc. (NASDAQ: NECB) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 72/100 at a spot price of $28.97 (+1.15% 1D, market cap $398.8M). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 17/20. Across 1096 tracked Financials issuers, NECB ranks #103 in composite RQD confidence.

How does NECB compare to TSBK and PBFS in the Financials sector?

Within the Financials sector (Banks), NECB carries a Roarable B (72/100 RQD), trailing P/E of 9.0x, gross margin of —, and ROIC of 12.6%. By comparison, TSBK (Timberland Bancorp Inc.) holds a B- grade (71/100 RQD, P/E 12.6x, ROIC 10.9%, cap $367.5M) and PBFS (Pioneer Bancorp Inc.) posts a C- grade (59/100 RQD, P/E 22.2x, ROIC 6.3%, cap $450.1M). Among the 5-stock peer group, NECB leads on earnings multiple (9.0x) while NECB leads on capital efficiency (12.6% ROIC).

What are the biggest fundamental strengths and SEC risk factors for NECB?

Per NECB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001847398), NorthEast Community Bancorp Inc. generated $0 in revenue, $44.4M in net income, and $50.8M in free cash flow against $2.06B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is NECB trading relative to its 50-day, 200-day, and 52-week technical levels?

NECB last traded at $28.97 (+1.15% on volume of 61,117 shares), positioning the stock +6.66% above its 50-day simple moving average ($27.16) and +13.70% above its 200-day simple moving average ($25.48). Across its 52-week range of $19.39 to $29.26, NECB sits at the 97.1% percentile with a 14-day RSI of 64.1 (BULLISH MOMENTUM) and an implied next-earnings move of ±5.7% ($27.32 to $30.62).

NECB Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is NECB's options positioning and volatility profile?

Roarable tracks verified CBOE unusual options sweeps, put/call ratios, and OHLCV realized volatility bands for NECB.

Direct Sub-Reports: NECB RQD Cockpit NECB 12M Forecast NECB Earnings & Move NECB Dividends & DRIP NECB Insiders & 13F NECB Whale Options NECB Profit Sankey NECB News & Why