NorthEast Community Bancorp Inc. (NECB) earns a Roarable Rating of B (Buy) with 72/100 RQD Confidence. High-quality cash engine (steady margins, 13% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.
As of 2026-11-01, NorthEast Community Bancorp Inc. (NASDAQ: NECB) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 72/100 at a spot price of $28.97 (+1.15% 1D, market cap $398.8M). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 17/20. Across 1096 tracked Financials issuers, NECB ranks #103 in composite RQD confidence.
Within the Financials sector (Banks), NECB carries a Roarable B (72/100 RQD), trailing P/E of 9.0x, gross margin of —, and ROIC of 12.6%. By comparison, TSBK (Timberland Bancorp Inc.) holds a B- grade (71/100 RQD, P/E 12.6x, ROIC 10.9%, cap $367.5M) and PBFS (Pioneer Bancorp Inc.) posts a C- grade (59/100 RQD, P/E 22.2x, ROIC 6.3%, cap $450.1M). Among the 5-stock peer group, NECB leads on earnings multiple (9.0x) while NECB leads on capital efficiency (12.6% ROIC).
Per NECB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001847398), NorthEast Community Bancorp Inc. generated $0 in revenue, $44.4M in net income, and $50.8M in free cash flow against $2.06B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)
FRED Regime × Technicals: 97% of 52W Range • RSI-14 at 64.1 (BULLISH MOMENTUM)
Put hedging (50% put share) caps near-term gamma upside (-9 pts vs max)
Even with a 72/100 (B) score, NECB faces multiple-compression risk if 9.0x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($27.16) or 200D SMA ($25.48) invalidates the momentum regime and cuts Target Base ($30.80) toward Bear Floor ($23.76).
NorthEast Community Bancorp Inc. (NECB) advanced +1.15% to $28.97, trading at 97% of its 52-week range ($19.39 – $29.26). High-quality cash engine (steady margins, 13% return on capital) with steady institutional support.
Northeast Community Bancorp (NECB) delivered earnings and revenue surprises of -11.24% and -7.34%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
(AP) — Northeast Community Bancorp Inc. (NECB) on Thursday reported net income of $10.
WHITE PLAINS, N.Y., Oct. 22, 2026 (GLOBE NEWSWIRE) -- NorthEast Community Bancorp, Inc. (Nasdaq: NECB) (the “Company”), the parent holding company of NorthEast Community Bank (the “Bank”), reported net income of $10.7 mi
NorthEast Community (NASDAQ:NECB) reported quarterly earnings of $0.79 per share which missed the analyst consensus estimate of $0.82 by 4.82 percent. This is a 9.2 percent decrease over earnings of $0.87 per share from
Beacon (BBT) delivered earnings and revenue surprises of -1.28% and -0.41%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
Chain Bridge Bancorp, Inc. (CBNA) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on NECB today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for NECB. Explore sector supply chains on /butterfly.
Across 1096 tracked Financials securities in the Roarable RQD universe, NorthEast Community Bancorp Inc. (NECB) ranks #103 by composite RQD confidence (72/100, grade B) and #750 by equity capitalization ($398.8M). Within this direct 5-issuer industry benchmark cohort, NECB leads on earnings valuation at 9.0x trailing P/E, while NECB leads on capital efficiency and profitability with 12.6% ROIC and — gross margin. NECB currently leads its immediate peer cohort in composite quantitative strength at 72/100 (B).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| NECB
ACTIVE
NorthEast Community Bancorp Inc. | B | 72/100 | 9.0x | — | 12.6% | +1.15% | $398.8M | Benchmark Subject |
| TSBK Timberland Bancorp Inc. | B- | 71/100 | 12.6x | — | 10.9% | +0.38% | $367.5M | /tsbk-vs-necb → |
| PBFS Pioneer Bancorp Inc. | C- | 59/100 | 22.2x | — | 6.3% | +0.28% | $450.1M | /pbfs-vs-necb → |
| FSBW FS Bancorp Inc. | C | 63/100 | 10.5x | — | 10.8% | +1.33% | $348.6M | /fsbw-vs-necb → |
| AVBC Avidia Bancorp Inc. | D+ | 56/100 | — | — | -0.9% | +1.20% | $470.1M | /avbc-vs-necb → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), NorthEast Community Bancorp Inc. (NECB) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $44.4M, operating cash flow of $52.6M, and free cash flow of $50.8M (+5.5% YoY). On the balance sheet, NECB closed FY2025 with $2.06B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $0 | $44.4M | $52.6M | $50.8M | $2.06B | — |
| FY2024 (FY) | 2024-12-31 | $0 | $47.1M | $48.7M | $48.2M | $2.01B | — |
| FY2023 (FY) | 2023-12-31 | $0 | $46.3M | $42.8M | $42.8M | — | — |
As of 2026-11-01, NorthEast Community Bancorp Inc. (NASDAQ: NECB) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 72/100 at a spot price of $28.97 (+1.15% 1D, market cap $398.8M). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 17/20. Across 1096 tracked Financials issuers, NECB ranks #103 in composite RQD confidence.
Within the Financials sector (Banks), NECB carries a Roarable B (72/100 RQD), trailing P/E of 9.0x, gross margin of —, and ROIC of 12.6%. By comparison, TSBK (Timberland Bancorp Inc.) holds a B- grade (71/100 RQD, P/E 12.6x, ROIC 10.9%, cap $367.5M) and PBFS (Pioneer Bancorp Inc.) posts a C- grade (59/100 RQD, P/E 22.2x, ROIC 6.3%, cap $450.1M). Among the 5-stock peer group, NECB leads on earnings multiple (9.0x) while NECB leads on capital efficiency (12.6% ROIC).
Per NECB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001847398), NorthEast Community Bancorp Inc. generated $0 in revenue, $44.4M in net income, and $50.8M in free cash flow against $2.06B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
NECB last traded at $28.97 (+1.15% on volume of 61,117 shares), positioning the stock +6.66% above its 50-day simple moving average ($27.16) and +13.70% above its 200-day simple moving average ($25.48). Across its 52-week range of $19.39 to $29.26, NECB sits at the 97.1% percentile with a 14-day RSI of 64.1 (BULLISH MOMENTUM) and an implied next-earnings move of ±5.7% ($27.32 to $30.62).
Why NECB Stock advanced +1.15% Today — RQD Quant Desk Flash. High-quality cash engine (steady margins, 13% return on capital) with steady institutional support.
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