MARKET WIREYahoo • 5d ago
Diebold Nixdorf's Proposed Collaboration With Euronet Provides Integrated Alternative to NCR Atleos, Wedbush SaysDiebold Nixdorf's (DBD) proposed global collaboration with payments infrastructure firm Euronet Worl
Why NATL Stock advanced +0.93% Today — RQD Quant Desk Flash
$45.71 +0.93% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $45.70
NCR Atleos Corporation (NATL) carries a Roarable Rating of D+ (Sell) with 56/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
ROARABLE D+ • SELL / AVOID
Cap $3.38B
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Click Any Pre-Computed AI Quant Specialist Briefing on NATL Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is NATL stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-01, NCR Atleos Corporation (NYSE: NATL) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 56/100 at a spot price of $45.71 (+0.93% 1D, market cap $3.38B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 8/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 16/20. Across 485 tracked Industrials issuers, NATL ranks #231 in composite RQD confidence.
✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does NATL compare to PBI and DBD in the Industrials sector?
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Within the Industrials sector (Office Equipment/Supplies/Services), NATL carries a Roarable D+ (56/100 RQD), trailing P/E of 20.9x, gross margin of —, and ROIC of 14.4%. By comparison, PBI (Pitney Bowes Inc.) holds a C+ grade (66/100 RQD, P/E 15.6x, ROIC —, cap $2.26B) and DBD (Diebold Nixdorf Incorporated) posts a C- grade (61/100 RQD, P/E 21.0x, ROIC 11.5%, cap $1.99B). Among the 5-stock peer group, PBI leads on earnings multiple (15.6x) while NATL leads on capital efficiency (14.4% ROIC).
✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for NATL?
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Per NATL's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001974138), NCR Atleos Corporation generated $4.35B in revenue (+1.1% YoY), $162.0M in net income, and $239.0M in free cash flow against $5.67B in total assets and $2.67B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.. Institutional options positioning shows a 50% call / 50% put premium split.
✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $45.70 (-0.02%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 11/20 (D+) • 5.5% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record: Scores of 56/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.4% avg 90D alpha vs SPY • 51.8% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →RQD QUANT TACHOMETERSELL / AVOID • D+
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw C- · Rk D
Each axis scored 0–20
12M PRICE TARGET CONE-0.9% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for NATL)Realized 20D OHLCV Swing Band: ±2.8%
Deterministic 5-Pillar Attribution (56/100 Composite)
🔍 WHY NATL SCORES 56/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (29% of score)
SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)
▲ #2 Bullish Driver: Macro Regime Fit+12/20 pts (21% of score)
FRED Regime × Technicals: 82% of 52W Range • RSI-14 at 47.1 (NEUTRAL RANGE)
▼ #1 Drag / Risk Factor: SEC 10-K Forensic Risk8/20 pts (-12 pt drag)
Balance-sheet & 10-K footnote risk deducts 12 pts from forensic ceiling
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade C+$45.79+0.3% Next Q
64
Q2 (-2Q)Grade C$45.94+2.6% Next Q
61
Q3 (-1Q)Grade C$47.15-3.1% Next Q
59
CurrentGrade D+$45.71-0.4% Hist 90D α
56
Trajectory: C+ (64) → D+ (56)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER
⚔️ Adversarial Opposing Case: Why the NATL Bull Thesis Could Fail
Even with a 56/100 (D+) score, NATL faces multiple-compression risk if 20.9x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
⚠️ Forensic Kill-Switch #1
Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.
⚠️ Forensic Kill-Switch #2
Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
⚠️ Forensic Kill-Switch #3
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($46.00) or 200D SMA ($44.45) invalidates the momentum regime and cuts Target Base ($45.30) toward Bear Floor ($35.33).
🎲 LIVE PREDICTION MARKET ODDS TIED TO $NATL• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “NATL Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why NATL Stock advanced +0.93% Today — RQD Quant Desk Flash
NCR Atleos Corporation (NATL) advanced +0.93% to $45.71, trading at 82% of its 52-week range ($33.31 – $48.5). Stretched risk/reward at 21x P/E (14% return on capital) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 82% of its 52-week range ($33.31 – $48.5) with RSI-14 at 47.1 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±2.8% around $45.71 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D+ (Sell) backed by 52% gross margin and $239.0M annual free cash flow.
Live NATL Headlines & Catalysts
MARKET WIREYahoo • 5d ago
Regions Bank Expands Treasury Management Capabilities Through Clip Money and NCR AtleosBIRMINGHAM, Ala., October 27, 2026--Regions Bank on Tuesday announced the launch of a treasury management solution with Clip Money and NCR Atleos that enables businesses to deposit cash through more than 8,100 Clip Money
MARKET WIREYahoo • 12d ago
NCR Atleos Announces Date of Third Quarter 2026 Earnings ResultsATLANTA, October 20, 2026--NCR Atleos Corporation (NYSE: NATL) ("Atleos") will release third quarter 2026 financial results before the market opens on Wednesday, November 4, 2026.
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk
Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring NATL)
- ✓Walkthrough of NATL's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
- ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
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NATL // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +3.00%📐 HORIZONTAL RANGE
2026-10-30O $45.33H $45.98L $45.33C $45.71VOL 512.2K
RES: $47.61SUP: $43.94SMA50: $46.00SMA200: $44.45
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
NATL Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
14.5%/yr Implied 5Y Growth
vs. +1.1% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on NATL today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for NATL. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for NATL today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (NATL)
Industrials Rank #231 of 485
⚔️ PBI vs NATL Full Matrix →
1. Head-to-Head Industrials Peer Comparison (NATL vs. PBI, DBD, VYX, PAR)
Industry: Office Equipment/Supplies/Services (13 Tracked Issuers)Across 485 tracked Industrials securities in the Roarable RQD universe, NCR Atleos Corporation (NATL) ranks #231 by composite RQD confidence (56/100, grade D+) and #176 by equity capitalization ($3.38B). Within this direct 5-issuer industry benchmark cohort, PBI leads on earnings valuation at 15.6x trailing P/E, while NATL leads on capital efficiency and profitability with 14.4% ROIC and — gross margin. PBI currently holds the highest overall quantitative score in the immediate peer group at 66/100 (C+) compared with NATL at 56/100 (D+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| NATL
ACTIVE
NCR Atleos Corporation | D+ | 56/100 | 20.9x | — | 14.4% | +0.93% | $3.38B | Benchmark Subject |
| PBI Pitney Bowes Inc. | C+ | 66/100 | 15.6x | — | — | -5.62% | $2.26B | /pbi-vs-natl → |
| DBD Diebold Nixdorf Incorporated | C- | 61/100 | 21.0x | 25.3% | 11.5% | +1.84% | $1.99B | /dbd-vs-natl → |
| VYX NCR Voyix Corporation | E | 31/100 | 18.3x | — | 1.1% | +3.27% | $1.13B | /vyx-vs-natl → |
| PAR PAR Technology Corporation | E | 31/100 | — | 43.5% | -4.9% | +3.55% | $736.3M | /par-vs-natl → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001974138In its most recent audited fiscal period (FY2025, filed 2025-12-31), NCR Atleos Corporation (NATL) reported GAAP revenue of $4.35B (+1.1% vs. FY2024 revenue of $4.30B , and +4.0% cumulative change since FY2023) , GAAP net income of $162.0M, operating cash flow of $356.0M, and free cash flow of $239.0M (-7.0% YoY). On the balance sheet, NATL closed FY2025 with $5.67B in total assets against $2.67B in total debt (Altman Z-Score: 1.49, Piotroski F-Score: 5/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $4.35B | $162.0M | $356.0M | $239.0M | $5.67B | $2.67B |
| FY2024 (FY) | 2024-12-31 | $4.30B | $80.0M | $344.0M | $257.0M | $5.54B | $2.86B |
| FY2023 (FY) | 2023-12-31 | $4.19B | -$150.0M | $355.0M | $355.0M | — | — |
3. NATL Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs NATL stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-01, NCR Atleos Corporation (NYSE: NATL) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 56/100 at a spot price of $45.71 (+0.93% 1D, market cap $3.38B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 8/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 16/20. Across 485 tracked Industrials issuers, NATL ranks #231 in composite RQD confidence.
How does NATL compare to PBI and DBD in the Industrials sector?
Within the Industrials sector (Office Equipment/Supplies/Services), NATL carries a Roarable D+ (56/100 RQD), trailing P/E of 20.9x, gross margin of —, and ROIC of 14.4%. By comparison, PBI (Pitney Bowes Inc.) holds a C+ grade (66/100 RQD, P/E 15.6x, ROIC —, cap $2.26B) and DBD (Diebold Nixdorf Incorporated) posts a C- grade (61/100 RQD, P/E 21.0x, ROIC 11.5%, cap $1.99B). Among the 5-stock peer group, PBI leads on earnings multiple (15.6x) while NATL leads on capital efficiency (14.4% ROIC).
What are the biggest fundamental strengths and SEC risk factors for NATL?
Per NATL's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001974138), NCR Atleos Corporation generated $4.35B in revenue (+1.1% YoY), $162.0M in net income, and $239.0M in free cash flow against $5.67B in total assets and $2.67B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is NATL trading relative to its 50-day, 200-day, and 52-week technical levels?
NATL last traded at $45.71 (+0.93% on volume of 582,903 shares), positioning the stock -0.63% below its 50-day simple moving average ($46.00) and +2.83% above its 200-day simple moving average ($44.45). Across its 52-week range of $33.31 to $48.50, NATL sits at the 81.6% percentile with a 14-day RSI of 47.1 (NEUTRAL RANGE) and an implied next-earnings move of ±2.8% ($44.43 to $46.99).
NATL Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is NATL stock moving today?
Why NATL Stock advanced +0.93% Today — RQD Quant Desk Flash. Stretched risk/reward at 21x P/E (14% return on capital) under elevated 10-year interest-rate pressure.