DBD (52) NATL (55) VYX (31) PAR (31) ⌘ Pro Terminal →

Pitney Bowes Inc. (PBI) — RQD Stock Rating Cockpit

$16.46 -5.62% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $16.26

Pitney Bowes Inc. (PBI) carries a Roarable Rating of C (Hold) with 64/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 64/100 (C) historically posted market-perform odds over rolling 90-day windows (+1.1% avg 90D alpha vs SPY) →

ROARABLE C • HOLD / WATCH Cap $2.26B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on PBI Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is PBI stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

▼

As of 2026-11-02, Pitney Bowes Inc. (NYSE: PBI) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 64/100 at a spot price of $16.46 (-5.62% 1D, market cap $2.26B). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 10/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 16/20. Across 485 tracked Industrials issuers, PBI ranks #96 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does PBI compare to DBD and NATL in the Industrials sector?

▼

Within the Industrials sector (Office Equipment/Supplies/Services), PBI carries a Roarable C (64/100 RQD), trailing P/E of 15.6x, gross margin of —, and ROIC of —. By comparison, DBD (Diebold Nixdorf Incorporated) holds a D+ grade (52/100 RQD, P/E 21.0x, ROIC 11.5%, cap $1.99B) and NATL (NCR Atleos Corporation) posts a D+ grade (55/100 RQD, P/E 20.9x, ROIC 14.4%, cap $3.38B). Among the 5-stock peer group, PBI leads on earnings multiple (15.6x) while NATL leads on capital efficiency (14.4% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for PBI?

▼

Per PBI's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000078814), Pitney Bowes Inc. generated $1.89B in revenue (-6.6% YoY), $144.7M in net income, and $317.0M in free cash flow against $3.17B in total assets and $1.98B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $16.26 (-1.20%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 13/20 (C) • 16.7% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 64/100 (C) historically posted market-perform odds over rolling 90-day windows (+1.1% avg 90D alpha vs SPY • 55.2% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE+2.7% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for PBI)Realized 20D OHLCV Swing Band: ±6%

Deterministic 5-Pillar Attribution (64/100 Composite)

🔍 WHY PBI SCORES 64/100 (C) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (25% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▲ #2 Bullish Driver: Cash Engine Quality+13/20 pts (20% of score)

SEC XBRL FY 2025 (10-K): 16.7% FCF Margin ($317.0M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning10/20 pts (-10 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-10 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade B$16.94-0.6% Next Q

Q2 (-2Q)

Grade B-$16.84+2.5% Next Q

Q3 (-1Q)

Grade B-$17.26-4.6% Next Q

Current

Grade C$16.46+1.1% Hist 90D α

Trajectory: B (72) → C (64)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the PBI Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 64/100 (C) score, PBI faces multiple-compression risk if 15.6x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($16.94) or 200D SMA ($14.89) invalidates the momentum regime and cuts Target Base ($16.90) toward Bear Floor ($13.18).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $PBI• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “PBI Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 64%NO 36%Trade / Inspect Odds →

RSI-14 MOMENTUMNEUTRAL RANGE

42.130 Oversold · 70 Hot

ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)

3.80>3.0 Fortress Safe

PIOTROSKI F-SCORESOLID CORE (5–6)

5 / 99-Pt Accounting

52-WEEK LASER RANGE74% OF RANGE

L: $9$16.46H: $19

1. Money & Cash Health● MIXED

Are profits real cash in the bank?

Decent core business (steady margins), though cash flow growth is moderate rather than explosive right now.

Factor Grade: CRQD 13 / 20

2. Big Money & Insiders● NEUTRAL

Are whales & executives buying or selling?

Big funds and company insiders are mostly holding steady without aggressive buying or panic selling.

Factor Grade: CRQD 26 / 40

3. Hidden Risks & Market Weather● WATCH

SEC fine-print scan & interest-rate fit

No major SEC filing blowups, though current interest rates and Fed liquidity call for normal position sizing.

Factor Grade: CRQD 25 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

JEV AI Jury Split (Battleground) on PBI

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

NEUTRAL (65)

14.0% ROIC with 42.0% gross margin and 14.05% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

NEUTRAL (65)

Altman-Z 4.20 and Piotroski 5/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

NEUTRAL (63)

26/40 institutional & smart-money positioning score with 12/20 macro alignment.

Bull Case: Why Buyers Like PBI

✓Company leadership has skin in the game with net positive insider conviction.

Bear Case: What Could Go Wrong

!Broader market pullbacks can still drag down strong stocks in the short run.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (PBI Tape Review)

✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
✓Forensic Red-Light accounting & dilution traps to review on your watchlist
✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

PBI // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +7.86%📐 HORIZONTAL RANGE

2026-11-02O $17.44H $17.44L $16.46C $16.46VOL 3.49M

RES: $17.59SUP: $15.82SMA50: $16.94SMA200: $14.89

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

PBI Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 PBI Butterfly Map → + Track PBI →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. -6.6% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on PBI today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for PBI. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for PBI today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (PBI)

Industrials Rank #96 of 485 ⚔️ DBD vs PBI Full Matrix →

1. Head-to-Head Industrials Peer Comparison (PBI vs. DBD, NATL, VYX, PAR)

Industry: Office Equipment/Supplies/Services (13 Tracked Issuers)

Across 485 tracked Industrials securities in the Roarable RQD universe, Pitney Bowes Inc. (PBI) ranks #96 by composite RQD confidence (64/100, grade C) and #202 by equity capitalization ($2.26B). Within this direct 5-issuer industry benchmark cohort, PBI leads on earnings valuation at 15.6x trailing P/E, while NATL leads on capital efficiency and profitability with 14.4% ROIC and — gross margin. PBI currently leads its immediate peer cohort in composite quantitative strength at 64/100 (C).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
PBI ACTIVE Pitney Bowes Inc.	C	64/100	15.6x	—	—	-5.62%	$2.26B	Benchmark Subject
DBD Diebold Nixdorf Incorporated	D+	52/100	21.0x	25.3%	11.5%	+1.84%	$1.99B	/dbd-vs-pbi →
NATL NCR Atleos Corporation	D+	55/100	20.9x	—	14.4%	+0.93%	$3.38B	/natl-vs-pbi →
VYX NCR Voyix Corporation	E	31/100	18.3x	—	1.1%	+3.27%	$1.13B	/vyx-vs-pbi →
PAR PAR Technology Corporation	E	31/100	—	43.5%	-4.9%	+3.55%	$736.3M	/par-vs-pbi →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000078814

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Pitney Bowes Inc. (PBI) reported GAAP revenue of $1.89B (-6.6% vs. FY2024 revenue of $2.03B , and -9.0% cumulative change since FY2023) , GAAP net income of $144.7M, operating cash flow of $383.3M, and free cash flow of $317.0M (+102.2% YoY). On the balance sheet, PBI closed FY2025 with $3.17B in total assets against $1.98B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$1.89B	$144.7M	$383.3M	$317.0M	$3.17B	$1.98B
FY2024 (FY)	2024-12-31	$2.03B	-$203.6M	$229.2M	$156.8M	$3.40B	$1.87B
FY2023 (FY)	2023-12-31	$2.08B	-$385.6M	$80.1M	$80.1M	—	—

3. PBI Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is PBI stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does PBI compare to DBD and NATL in the Industrials sector?

What are the biggest fundamental strengths and SEC risk factors for PBI?

Where is PBI trading relative to its 50-day, 200-day, and 52-week technical levels?

PBI last traded at $16.46 (-5.62% on volume of 3,492,561 shares), positioning the stock -2.83% below its 50-day simple moving average ($16.94) and +10.54% above its 200-day simple moving average ($14.89). Across its 52-week range of $8.95 to $19.07, PBI sits at the 74.2% percentile with a 14-day RSI of 42.1 (NEUTRAL RANGE) and an implied next-earnings move of ±6.0% ($15.47 to $17.45).

PBI Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell PBI stock right now?

Pitney Bowes Inc. (PBI) currently earns a Roarable Rating of C (Hold — HOLD) with 64/100 RQD Confidence. Solid steady margins (steady margins), mixed timing at 16x P/E—hold if owned, no rush to chase.

What is PBI's 12-month price target and RQD AI Jury consensus?

PBI's 12-month base price target is $16.9 (range $13.18 to $20.02), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: PBI RQD Cockpit PBI 12M Forecast PBI Earnings & Move PBI Dividends & DRIP PBI Insiders & 13F PBI Whale Options PBI Profit Sankey PBI News & Why