DDD (27) BLZE (39) IIIV (53) MTLS (59) ⌘ Pro Terminal →

MMTec Inc. (MTC) — RQD Stock Rating Cockpit

$5.03 -4.91% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

MMTec Inc. (MTC) carries a Roarable Rating of E (Strong Sell) with 26/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE E • RED ALERT Cap $500.9M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERRED ALERT • E

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw E · Rk D-

Each axis scored 0–20

12M PRICE TARGET CONE-14.3% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for MTC)Realized 20D OHLCV Swing Band: ±12.5%

RSI-14 MOMENTUMNEUTRAL RANGE

44.630 Oversold · 70 Hot

ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)

3.80>3.0 Fortress Safe

PIOTROSKI F-SCOREWEAK QUALITY (1–4)

3 / 99-Pt Accounting

52-WEEK LASER RANGE54% OF RANGE

L: $0$5.03H: $9

1. Money & Cash Health● WEAK

Are profits real cash in the bank?

Weak cash conversion or heavy valuation strain compared to actual cash earned.

Factor Grade: ERQD 5 / 20

2. Big Money & Insiders● TRIMMING

Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: ERQD 7 / 40

3. Hidden Risks & Market Weather● WARNING

SEC fine-print scan & interest-rate fit

High sensitivity to tight interest rates or new risk warnings added to recent SEC annual filings.

Factor Grade: D-RQD 14 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

3-of-3 JEV AI Jury Bearish Warning on MTC

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

BEARISH (25)

-12.0% ROIC with 21.6% gross margin and -0.74% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

BEARISH (40)

Altman-Z 4.20 and Piotroski 3/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

BEARISH (22)

7/40 institutional & smart-money positioning score with 6/20 macro alignment.

Bull Case: Why Buyers Like MTC

✓Established market leader in Technology with deep daily trading liquidity.

Bear Case: What Could Go Wrong

!Company executives have done more routine share selling than personal cash buying lately.
!Sensitive to high interest rates and tighter Federal Reserve market liquidity.
!Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring MTC)

✓Walkthrough of MTC's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

MTC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -34.33%▲ ASCENDING CHANNEL

2026-10-30O $4.99H $5.07L $4.84C $5.03VOL 3.7K

RES: $7.91SUP: $4.05SMA50: $5.06SMA200: $4.59

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

MTC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 MTC Butterfly Map → + Track MTC →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. -56.8% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on MTC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for MTC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for MTC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (MTC)

Technology Rank #698 of 714 ⚔️ DDD vs MTC Full Matrix →

1. Head-to-Head Technology Peer Comparison (MTC vs. DDD, BLZE, IIIV, MTLS)

Industry: Computer Software: Prepackaged Software (222 Tracked Issuers)

Across 714 tracked Technology securities in the Roarable RQD universe, MMTec Inc. (MTC) ranks #698 by composite RQD confidence (26/100, grade E) and #416 by equity capitalization ($500.9M). Within this direct 5-issuer industry benchmark cohort, DDD leads on earnings valuation at 16.3x trailing P/E, while IIIV leads on capital efficiency and profitability with 0.9% ROIC and — gross margin. MTLS currently holds the highest overall quantitative score in the immediate peer group at 59/100 (C-) compared with MTC at 26/100 (E).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
MTC ACTIVE MMTec Inc.	E	26/100	—	21.6%	-12.0%	-4.91%	$500.9M	Benchmark Subject
DDD 3D Systems Corporation	E	27/100	16.3x	33.9%	-32.8%	-2.01%	$486.8M	/ddd-vs-mtc →
BLZE Backblaze Inc. (Class A)	D-	39/100	—	60.9%	-34.5%	-4.01%	$540.4M	/blze-vs-mtc →
IIIV i3 Verticals Inc. (Class A)	D+	53/100	25.5x	—	0.9%	+0.23%	$455.6M	/iiiv-vs-mtc →
MTLS Materialise NV	C-	59/100	—	—	—	+6.79%	$427.6M	/mtls-vs-mtc →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001742518

In its most recent audited fiscal period (FY2025, filed 2025-12-31), MMTec Inc. (MTC) reported GAAP revenue of $807.5K (-56.8% vs. FY2024 revenue of $1.9M , and -7.2% cumulative change since FY2023) , GAAP net income of -$56.1M, operating cash flow of -$3.7M, and free cash flow of -$3.7M (-614.6% YoY). On the balance sheet, MTC closed FY2025 with $18.4M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 3/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$807.5K	-$56.1M	-$3.7M	-$3.7M	$18.4M	—
FY2024 (FY)	2024-12-31	$1.9M	-$91.2M	$722.9K	$717.8K	$65.9M	—
FY2023 (FY)	2023-12-31	$869.9K	$45.5M	-$5.2M	-$5.2M	—	—

3. MTC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is MTC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, MMTec Inc. (NASDAQ: MTC) is rated E (Strong Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 26/100 at a spot price of $5.03 (-4.91% 1D, market cap $500.9M). Pillar breakdown: Fundamental Cash Engine 5/20, Institutional 13F & Options Flow 4/20, Executive Insider Alignment 8/20, FRED Macro Regime Fit 6/20, and SEC Balance-Sheet Forensics 3/20. Across 714 tracked Technology issuers, MTC ranks #698 in composite RQD confidence.

How does MTC compare to DDD and BLZE in the Technology sector?

Within the Technology sector (Computer Software: Prepackaged Software), MTC carries a Roarable E (26/100 RQD), trailing P/E of N/A, gross margin of 21.6%, and ROIC of -12.0%. By comparison, DDD (3D Systems Corporation) holds a E grade (27/100 RQD, P/E 16.3x, ROIC -32.8%, cap $486.8M) and BLZE (Backblaze Inc. (Class A)) posts a D- grade (39/100 RQD, P/E N/A, ROIC -34.5%, cap $540.4M). Among the 5-stock peer group, DDD leads on earnings multiple (16.3x) while IIIV leads on capital efficiency (0.9% ROIC).

What are the biggest fundamental strengths and SEC risk factors for MTC?

Per MTC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001742518), MMTec Inc. generated $807.5K in revenue (-56.8% YoY), -$56.1M in net income, and -$3.7M in free cash flow against $18.4M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Technology with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is MTC trading relative to its 50-day, 200-day, and 52-week technical levels?

MTC last traded at $5.03 (-4.91% on volume of 6,713 shares), positioning the stock -0.59% below its 50-day simple moving average ($5.06) and +9.59% above its 200-day simple moving average ($4.59). Across its 52-week range of $0.25 to $9.10, MTC sits at the 54.0% percentile with a 14-day RSI of 44.6 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($4.40 to $5.66).

MTC Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell MTC stock right now?

MMTec Inc. (MTC) currently earns a Roarable Rating of E (Strong Sell — SELL) with 26/100 RQD Confidence. Stretched risk/reward at current multiples (-12% return on capital) under elevated 10-year interest-rate pressure.

What is MTC's 12-month price target and RQD AI Jury consensus?

MTC's 12-month base price target is $4.31 (range $3.36 to $9.55), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: MTC RQD Cockpit MTC 12M Forecast MTC Earnings & Move MTC Dividends & DRIP MTC Insiders & 13F MTC Whale Options MTC Profit Sankey MTC News & Why