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Stock Ratings / Financials / MNSB / insiders
BAFN (47) HNVR (67) EBMT (71) FINW (47) ⌘ Pro Terminal β†’

MainStreet Bancshares Inc. (MNSB) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$21.30 -0.88% NASDAQ β€’ Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $21.23

MainStreet Bancshares Inc. (MNSB) carries a Roarable Rating of C (Hold) with 64/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

πŸ“Š Historical Track Record: Scores of 64/100 (C) historically posted market-perform odds over rolling 90-day windows (+1.1% avg 90D alpha vs SPY) β†’
ROARABLE C β€’ HOLD / WATCH Cap $153.0M
πŸ“€ Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚑ INSTANT AI QUANT PREVIEW β€’ $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on MNSB Below β€” or Connect Your Own ChatGPT / Claude
πŸ€– Mara Quenwick β€’ AI Quant Lead (Click for Instant Brief) Is MNSB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
β–Ό

As of 2026-11-02, MainStreet Bancshares Inc. (NASDAQ: MNSB) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 64/100 at a spot price of $21.30 (-0.88% 1D, market cap $153.0M). Pillar breakdown: Fundamental Cash Engine 8/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 18/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, MNSB ranks #322 in composite RQD confidence.

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– Ellis Vennor β€’ AI Peer & Flow Quant (Click for Instant Brief) How does MNSB compare to BAFN and HNVR in the Financials sector?
β–Ό

Within the Financials sector (Major Banks), MNSB carries a Roarable C (64/100 RQD), trailing P/E of 9.8x, gross margin of β€”, and ROIC of 7.1%. By comparison, BAFN (BayFirst Financial Corp.) holds a D grade (47/100 RQD, P/E N/A, ROIC -30.1%, cap $166.4M) and HNVR (Hanover Bancorp Inc.) posts a C+ grade (67/100 RQD, P/E 22.2x, ROIC 3.7%, cap $166.5M). Among the 5-stock peer group, MNSB leads on earnings multiple (9.8x) while FINW leads on capital efficiency (8.3% ROIC).

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– Gideon Ashmere β€’ AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for MNSB?
β–Ό

Per MNSB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001693577), MainStreet Bancshares Inc. generated $2.2M in revenue (+9.4% YoY), $15.6M in net income, and $10.6M in free cash flow against $2.21B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists β€” not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
πŸ›‘οΈ Portfolio Crash X-Ray
EXT / AFTER-HRS: $21.23 (-0.35%)🧬 Cannibal Buyback (-2.36% YoY Shares)βš™οΈ Cash Engine: 8/20 (D-) β€’ 487% FCF Margin
Verify 90D Bucket Audit β†’
πŸ“Š Historical Track Record: Scores of 64/100 (C) historically posted market-perform odds over rolling 90-day windows (+1.1% avg 90D alpha vs SPY β€’ 55.2% hit rate β€” wait for RQD β‰₯ 70 breakout).
Audit Bucket Track Record β†’
RQD QUANT TACHOMETERHOLD / WATCH β€’ C
025507510064
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) β€” not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ Β· Rk B+
Cash (8)Whales (9)SEC (13)Macro (18)CEO (16)
Each axis scored 0–20
12M PRICE TARGET CONE+2.7% Base Target
$27 Bull$22 Base$17 Bear
πŸ“¬ FREE MNSB RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: β€” (No Active Options Snapshot on file for MNSB)Realized 20D OHLCV Swing Band: Β±5.9%
Deterministic 5-Pillar Attribution (64/100 Composite)
πŸ” WHY MNSB SCORES 64/100 (C) β€” TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
β–² #1 Bullish Driver: Macro Regime Fit+18/20 pts (28% of score)

FRED Regime Γ— Technicals: 43% of 52W Range β€’ RSI-14 at 27 (OVERSOLD (<32))

β–² #2 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (25% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy β€’ Cannibal Buyback (-2.36% YoY Shares)

β–Ό #1 Drag / Risk Factor: Cash Engine Quality8/20 pts (-12 pt drag)

Capital intensity & 0% operating margin leave 12 pts on the table

πŸ“ˆ PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 β†’ Q2 β†’ Q3 β†’ Current
Q1 (-3Q)
72
Grade B$24.63-2.8% Next Q
Q2 (-2Q)
69
Grade B-$23.95+2% Next Q
Q3 (-1Q)
67
Grade B-$24.43-12.8% Next Q
Current
64
Grade C$21.30+1.1% Hist 90D Ξ±
Trajectory: B (72) β†’ C (64)Full Audit β†’
βš”οΈ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

βš”οΈ Adversarial Opposing Case: Why the MNSB Bull Thesis Could Fail

Gideon Ashmere Forensic Desk β†’

Even with a 64/100 (C) score, MNSB faces multiple-compression risk if 9.8x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) β€” any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($24.49) or 200D SMA ($23.43) invalidates the momentum regime and cuts Target Base ($21.88) toward Bear Floor ($17.07).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $MNSBβ€’ $2.4M Crowd Pool β€’ Kalshi / Polymarket Composite
Contract: β€œMNSB Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 64%NO 36%Trade / Inspect Odds β†’
SEC FORM 4 Γ— 13F HEDGE FUNDS Γ— CONGRESSIONAL STOCK ACT

MNSB Smart-Money Thermometer: HEAVY INSIDER & 13F ACCUMULATION

Explore All 13F & Congress Whales β†’
β–² Disclosed Buys: 0 ($0)β–Ό Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (MNSB)

No recent open-market Form 4 cluster sales or emergency dumps flagged on MNSB. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP β€’ SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (MNSB Tape Review)

  • βœ“Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
  • βœ“Forensic Red-Light accounting & dilution traps to review on your watchlist
  • βœ“Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
Join Founding VIP Waitlist (No Card Required) β†’$100K Arena
MNSB // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -9.05%πŸ“ HORIZONTAL RANGE
2026-10-30O $21.51H $21.65L $21.19C $21.30VOL 27.7K
RES: $26.32SUP: $20.73SMA50: $24.49SMA200: $23.43
$26.23$24.75$23.27$21.79$20.31RES $26.32SUP $20.73$21.302026-04-302026-06-152026-07-312026-09-162026-10-30
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

MNSB Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

πŸ¦‹ MNSB Butterfly Map β†’ + Track MNSB β†’
Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
-1.6%/yr Implied 5Y Growth

vs. +9.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on MNSB today. View full Setup Ledger β†’

πŸ¦‹ Documented & Second-Order Butterfly Connections Open Graph β†’

No direct multi-tier Butterfly edges indexed yet for MNSB. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for MNSB today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk β†’
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT β€’ SEC EDGAR XBRL Γ— RQD PEER BENCHMARK

πŸ“Š Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (MNSB)

Financials Rank #322 of 1096 βš”οΈ BAFN vs MNSB Full Matrix β†’

1. Head-to-Head Financials Peer Comparison (MNSB vs. BAFN, HNVR, EBMT, FINW)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, MainStreet Bancshares Inc. (MNSB) ranks #322 by composite RQD confidence (64/100, grade C) and #923 by equity capitalization ($153.0M). Within this direct 5-issuer industry benchmark cohort, MNSB leads on earnings valuation at 9.8x trailing P/E, while FINW leads on capital efficiency and profitability with 8.3% ROIC and β€” gross margin. EBMT currently holds the highest overall quantitative score in the immediate peer group at 71/100 (B-) compared with MNSB at 64/100 (C).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
MNSB ACTIVE
MainStreet Bancshares Inc.
C 64/100 9.8x β€” 7.1% -0.88% $153.0M Benchmark Subject
BAFN
BayFirst Financial Corp.
D 47/100 β€” β€” -30.1% -6.00% $166.4M /bafn-vs-mnsb β†’
HNVR
Hanover Bancorp Inc.
C+ 67/100 22.2x β€” 3.7% -1.10% $166.5M /hnvr-vs-mnsb β†’
EBMT
Eagle Bancorp Montana Inc.
B- 71/100 11.5x β€” 7.7% -0.70% $170.1M /ebmt-vs-mnsb β†’
FINW
FinWise Bancorp
D 47/100 11.5x β€” 8.3% -1.05% $185.1M /finw-vs-mnsb β†’

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K β€’ FILED 2025-12-31 β€’ CIK 0001693577

In its most recent audited fiscal period (FY2025, filed 2025-12-31), MainStreet Bancshares Inc. (MNSB) reported GAAP revenue of $2.2M (+9.4% vs. FY2024 revenue of $2.0M , and +1.6% cumulative change since FY2023) , GAAP net income of $15.6M, operating cash flow of $14.8M, and free cash flow of $10.6M (-23.1% YoY). On the balance sheet, MNSB closed FY2025 with $2.21B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $2.2M $15.6M $14.8M $10.6M $2.21B β€”
FY2024 (FY) 2024-12-31 $2.0M -$12.1M $14.7M $13.8M $2.23B β€”
FY2023 (FY) 2023-12-31 $2.1M $24.4M $31.6M $31.6M β€” β€”

3. MNSB Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

βœ“ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is MNSB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-02, MainStreet Bancshares Inc. (NASDAQ: MNSB) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 64/100 at a spot price of $21.30 (-0.88% 1D, market cap $153.0M). Pillar breakdown: Fundamental Cash Engine 8/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 18/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, MNSB ranks #322 in composite RQD confidence.

How does MNSB compare to BAFN and HNVR in the Financials sector?

Within the Financials sector (Major Banks), MNSB carries a Roarable C (64/100 RQD), trailing P/E of 9.8x, gross margin of β€”, and ROIC of 7.1%. By comparison, BAFN (BayFirst Financial Corp.) holds a D grade (47/100 RQD, P/E N/A, ROIC -30.1%, cap $166.4M) and HNVR (Hanover Bancorp Inc.) posts a C+ grade (67/100 RQD, P/E 22.2x, ROIC 3.7%, cap $166.5M). Among the 5-stock peer group, MNSB leads on earnings multiple (9.8x) while FINW leads on capital efficiency (8.3% ROIC).

What are the biggest fundamental strengths and SEC risk factors for MNSB?

Per MNSB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001693577), MainStreet Bancshares Inc. generated $2.2M in revenue (+9.4% YoY), $15.6M in net income, and $10.6M in free cash flow against $2.21B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is MNSB trading relative to its 50-day, 200-day, and 52-week technical levels?

MNSB last traded at $21.30 (-0.88% on volume of 27,678 shares), positioning the stock -13.03% below its 50-day simple moving average ($24.49) and -9.09% below its 200-day simple moving average ($23.43). Across its 52-week range of $17.86 to $25.87, MNSB sits at the 42.9% percentile with a 14-day RSI of 27.0 (OVERSOLD (<32)) and an implied next-earnings move of Β±5.9% ($20.04 to $22.56).

MNSB Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS β€’ SEC EDGAR Γ— CBOE Γ— FRED

Are MNSB insiders and hedge funds buying or selling?

Roarable's SEC Form 4 and 13F Whale Thermometer currently classifies MNSB leadership and institutional positioning as: HEAVY INSIDER & 13F ACCUMULATION.

Direct Sub-Reports: MNSB RQD Cockpit MNSB 12M Forecast MNSB Earnings & Move MNSB Dividends & DRIP MNSB Insiders & 13F MNSB Whale Options MNSB Profit Sankey MNSB News & Why
ROARABLE RATING BRIEF β€’ RQD 64/100 (C) βœ“ STAGE-C NUMBER FIREWALL VERIFIED

MNSB β€” MainStreet Bancshares Inc.: What the Facts Mean to a Prospective Investor

Engine: Haiku 5.5 Dossier Pipeline
As of: 2026-11-02T14:24Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD 5-pillar rating engine, MainStreet Bancshares Inc. (MNSB) carries a composite score of 64/100 (C β€” Roarable Hold β€” Fair / Balanced Risk-Reward) at a current price of $21.30 (-0.88%). Fundamental cash generation scores 8/20 (ROIC 7.1%, FCF yield 6.95%), institutional 13F whale accumulation scores 9/20, insider conviction scores 16/20, macro regime alignment scores 18/20 (Beta 1.00), and forensic balance-sheet protection scores 13/20 (Altman Z-Score N/A, Piotroski F-Score 5/9).

Investor Implication: At 9.8x trailing P/E and 9.1x forward P/E within Major Banks, upside depends on sustained operating margin expansion (β€”) and free cash flow conversion relative to the 52-week range of $17.86 – $25.87.

Butterfly Effect: Supply-Chain, Sector & Catalyst Ripples

Operating in Major Banks (Financials), MNSB is sensitive to 2nd-order capital expenditure cycles, input cost spreads (gross margin β€”), and institutional positioning across its peer cohort. Prospective investors should monitor quarterly order backlog conversion, sector capex guidance, and Form 4 insider cluster activity (0 recent filings tracked).

Open Questions to Watch: (1) Margin trajectory vs. peer median; (2) FCF conversion sustainability over the next 4 quarters; (3) Institutional 13F rebalancing around upcoming earnings.

MNSB Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for MainStreet Bancshares Inc. (MNSB) β€’ Click "Debate This Headline" to argue it in the Roar Pit below

πŸ’¬ Jump to MNSB Debate Forum (3) ↓
πŸ”₯ THE ROAR PIT β€’ LIVE COMMUNITY DEBATE 3 Active Posts & Replies

MNSB Bull vs. Bear Conversation Board β€” What's Your Call at $21.30?

πŸ‚ 50% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON MNSB 🐻 50% BEARISH CONVICTION
1. Pick Your Side on MNSB:
πŸ’‘ Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
RO RoarDesk_Moderator Roarable Research Desk βš–οΈ DEBATE HOST 🎯 Target: $23.00 (+8.0%)
πŸ“Œ Pinned Debate

πŸ”₯ Official Bull vs. Bear Debate: Is MNSB (C β€’ RQD 64/100) a Buy at $21.30?

Welcome to the MNSB (MainStreet Bancshares Inc.) Roar Pit. Current RQD Composite is 64/100 (Roarable Hold β€” Fair / Balanced Risk-Reward) in Major Banks. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (πŸ‚ Bull or 🐻 Bear) and drop your price target below.

BE BearTrap_Alert Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $17.47 (-18.0%)
Spot @ $21.30

Pump the brakes on MNSB β€” check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on MNSB, but look at what you are paying: 9.8x trailing P/E with tightening sector spreads. Unless MainStreet Bancshares Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

MI MidwestValue Verified K Arena Trader πŸ‚ BULLISH 🎯 Target: $24.71 (+16.0%)
Spot @ $21.30

MNSB cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on MNSB, the market is fixating on short-term headline noise in Major Banks and ignoring the balance sheet and cash flow trajectory. At $21.30 (52-wk range $17.86 - $25.87), any beat on forward guidance forces shorts and underweight funds to chase.

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