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Stock Ratings / Financials / MNSB / earnings
BAFN (47) HNVR (67) EBMT (71) FINW (47) ⌘ Pro Terminal →

MainStreet Bancshares Inc. (MNSB) Next Earnings Date & Expected ±5.9% Move

$21.30 -0.88% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $21.23

MainStreet Bancshares Inc. (MNSB) carries a Roarable Rating of C (Hold) with 64/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 64/100 (C) historically posted market-perform odds over rolling 90-day windows (+1.1% avg 90D alpha vs SPY) →
ROARABLE C • HOLD / WATCH Cap $153.0M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on MNSB Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is MNSB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-02, MainStreet Bancshares Inc. (NASDAQ: MNSB) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 64/100 at a spot price of $21.30 (-0.88% 1D, market cap $153.0M). Pillar breakdown: Fundamental Cash Engine 8/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 18/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, MNSB ranks #322 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does MNSB compare to BAFN and HNVR in the Financials sector?
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Within the Financials sector (Major Banks), MNSB carries a Roarable C (64/100 RQD), trailing P/E of 9.8x, gross margin of —, and ROIC of 7.1%. By comparison, BAFN (BayFirst Financial Corp.) holds a D grade (47/100 RQD, P/E N/A, ROIC -30.1%, cap $166.4M) and HNVR (Hanover Bancorp Inc.) posts a C+ grade (67/100 RQD, P/E 22.2x, ROIC 3.7%, cap $166.5M). Among the 5-stock peer group, MNSB leads on earnings multiple (9.8x) while FINW leads on capital efficiency (8.3% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for MNSB?
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Per MNSB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001693577), MainStreet Bancshares Inc. generated $2.2M in revenue (+9.4% YoY), $15.6M in net income, and $10.6M in free cash flow against $2.21B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $21.23 (-0.35%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 8/20 (D-) • 487% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 64/100 (C) historically posted market-perform odds over rolling 90-day windows (+1.1% avg 90D alpha vs SPY • 55.2% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →
RQD QUANT TACHOMETERHOLD / WATCH • C
025507510064
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk B+
Cash (8)Whales (9)SEC (13)Macro (18)CEO (16)
Each axis scored 0–20
12M PRICE TARGET CONE+2.7% Base Target
$27 Bull$22 Base$17 Bear
📬 FREE MNSB RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for MNSB)Realized 20D OHLCV Swing Band: ±5.9%
Deterministic 5-Pillar Attribution (64/100 Composite)
🔍 WHY MNSB SCORES 64/100 (C) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Macro Regime Fit+18/20 pts (28% of score)

FRED Regime × Technicals: 43% of 52W Range • RSI-14 at 27 (OVERSOLD (<32))

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (25% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▼ #1 Drag / Risk Factor: Cash Engine Quality8/20 pts (-12 pt drag)

Capital intensity & 0% operating margin leave 12 pts on the table

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
72
Grade B$24.63-2.8% Next Q
Q2 (-2Q)
69
Grade B-$23.95+2% Next Q
Q3 (-1Q)
67
Grade B-$24.43-12.8% Next Q
Current
64
Grade C$21.30+1.1% Hist 90D α
Trajectory: B (72) → C (64)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the MNSB Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 64/100 (C) score, MNSB faces multiple-compression risk if 9.8x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($24.49) or 200D SMA ($23.43) invalidates the momentum regime and cuts Target Base ($21.88) toward Bear Floor ($17.07).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $MNSB• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “MNSB Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 64%NO 36%Trade / Inspect Odds →
NEXT EST. WINDOW: Dec 30, 2026 (~57 DAYS)

Historical OHLCV Volatility ±5.9% Swing Band

±$1.26 Expected Swing
$20.04 (-5.9%)Spot $21.30$22.56 (+5.9%)
MODEL EARNINGS SETUP GAUGE

MNSB Quantitative Pre-Earnings Setup: 64/100

Trailing EPS: $2.19 • YoY Revenue Growth: 9.4%

Model Bullish Setup (64/100)Model Risk Weight (36/100)
Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).
LOG YOUR PERSONAL PRE-EARNINGS STANCE (SAVED LOCALLY IN BROWSER):

Recent SEC Reported Revenue, Net Profit & Diluted EPS Cadence

PeriodFiledRevenueNet ProfitFree Cash FlowGross Margin
FY 20252025-12-31$2.2M$15.6M$10.6M52%
FY 20242024-12-31$2.0M-$12.1M$13.8M52%
FY 20232023-12-31$2.1M$24.4M$31.6M52%
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Options & Swing Structure Desk

Whale Flow & Momentum Playbook: Evaluating MNSB & AI Leaders Without Chasing Tops

  • ✓Institutional whale strikes & implied earnings move audit on MNSB
  • ✓How disciplined traders manage risk using pre-published trigger & invalidation levels
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
Join Founding VIP Waitlist (No Card Required) →$100K Arena
MNSB // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -9.05%📐 HORIZONTAL RANGE
2026-10-30O $21.51H $21.65L $21.19C $21.30VOL 27.7K
RES: $26.32SUP: $20.73SMA50: $24.49SMA200: $23.43
$26.23$24.75$23.27$21.79$20.31RES $26.32SUP $20.73$21.302026-04-302026-06-152026-07-312026-09-162026-10-30
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

MNSB Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 MNSB Butterfly Map → + Track MNSB →
Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
-1.6%/yr Implied 5Y Growth

vs. +9.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on MNSB today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for MNSB. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for MNSB today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (MNSB)

Financials Rank #322 of 1096 ⚔️ BAFN vs MNSB Full Matrix →

1. Head-to-Head Financials Peer Comparison (MNSB vs. BAFN, HNVR, EBMT, FINW)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, MainStreet Bancshares Inc. (MNSB) ranks #322 by composite RQD confidence (64/100, grade C) and #923 by equity capitalization ($153.0M). Within this direct 5-issuer industry benchmark cohort, MNSB leads on earnings valuation at 9.8x trailing P/E, while FINW leads on capital efficiency and profitability with 8.3% ROIC and — gross margin. EBMT currently holds the highest overall quantitative score in the immediate peer group at 71/100 (B-) compared with MNSB at 64/100 (C).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
MNSB ACTIVE
MainStreet Bancshares Inc.
C 64/100 9.8x — 7.1% -0.88% $153.0M Benchmark Subject
BAFN
BayFirst Financial Corp.
D 47/100 — — -30.1% -6.00% $166.4M /bafn-vs-mnsb →
HNVR
Hanover Bancorp Inc.
C+ 67/100 22.2x — 3.7% -1.10% $166.5M /hnvr-vs-mnsb →
EBMT
Eagle Bancorp Montana Inc.
B- 71/100 11.5x — 7.7% -0.70% $170.1M /ebmt-vs-mnsb →
FINW
FinWise Bancorp
D 47/100 11.5x — 8.3% -1.05% $185.1M /finw-vs-mnsb →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001693577

In its most recent audited fiscal period (FY2025, filed 2025-12-31), MainStreet Bancshares Inc. (MNSB) reported GAAP revenue of $2.2M (+9.4% vs. FY2024 revenue of $2.0M , and +1.6% cumulative change since FY2023) , GAAP net income of $15.6M, operating cash flow of $14.8M, and free cash flow of $10.6M (-23.1% YoY). On the balance sheet, MNSB closed FY2025 with $2.21B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $2.2M $15.6M $14.8M $10.6M $2.21B —
FY2024 (FY) 2024-12-31 $2.0M -$12.1M $14.7M $13.8M $2.23B —
FY2023 (FY) 2023-12-31 $2.1M $24.4M $31.6M $31.6M — —

3. MNSB Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is MNSB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-02, MainStreet Bancshares Inc. (NASDAQ: MNSB) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 64/100 at a spot price of $21.30 (-0.88% 1D, market cap $153.0M). Pillar breakdown: Fundamental Cash Engine 8/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 18/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, MNSB ranks #322 in composite RQD confidence.

How does MNSB compare to BAFN and HNVR in the Financials sector?

Within the Financials sector (Major Banks), MNSB carries a Roarable C (64/100 RQD), trailing P/E of 9.8x, gross margin of —, and ROIC of 7.1%. By comparison, BAFN (BayFirst Financial Corp.) holds a D grade (47/100 RQD, P/E N/A, ROIC -30.1%, cap $166.4M) and HNVR (Hanover Bancorp Inc.) posts a C+ grade (67/100 RQD, P/E 22.2x, ROIC 3.7%, cap $166.5M). Among the 5-stock peer group, MNSB leads on earnings multiple (9.8x) while FINW leads on capital efficiency (8.3% ROIC).

What are the biggest fundamental strengths and SEC risk factors for MNSB?

Per MNSB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001693577), MainStreet Bancshares Inc. generated $2.2M in revenue (+9.4% YoY), $15.6M in net income, and $10.6M in free cash flow against $2.21B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is MNSB trading relative to its 50-day, 200-day, and 52-week technical levels?

MNSB last traded at $21.30 (-0.88% on volume of 27,678 shares), positioning the stock -13.03% below its 50-day simple moving average ($24.49) and -9.09% below its 200-day simple moving average ($23.43). Across its 52-week range of $17.86 to $25.87, MNSB sits at the 42.9% percentile with a 14-day RSI of 27.0 (OVERSOLD (<32)) and an implied next-earnings move of ±5.9% ($20.04 to $22.56).

MNSB Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

When is MNSB's next earnings date?

Based on SEC filing cadence, MainStreet Bancshares Inc. (MNSB)'s next quarterly reporting window is estimated around Dec 30, 2026.

How much is MNSB stock expected to move on earnings?

Volatility modeling currently projects a ±5.9% event move for MNSB, spanning a range between $20.04 and $22.56.

Direct Sub-Reports: MNSB RQD Cockpit MNSB 12M Forecast MNSB Earnings & Move MNSB Dividends & DRIP MNSB Insiders & 13F MNSB Whale Options MNSB Profit Sankey MNSB News & Why
ROARABLE RATING BRIEF • RQD 64/100 (C) ✓ STAGE-C NUMBER FIREWALL VERIFIED

MNSB — MainStreet Bancshares Inc.: What the Facts Mean to a Prospective Investor

Engine: Haiku 5.5 Dossier Pipeline
As of: 2026-11-02T14:25Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD 5-pillar rating engine, MainStreet Bancshares Inc. (MNSB) carries a composite score of 64/100 (C — Roarable Hold — Fair / Balanced Risk-Reward) at a current price of $21.30 (-0.88%). Fundamental cash generation scores 8/20 (ROIC 7.1%, FCF yield 6.95%), institutional 13F whale accumulation scores 9/20, insider conviction scores 16/20, macro regime alignment scores 18/20 (Beta 1.00), and forensic balance-sheet protection scores 13/20 (Altman Z-Score N/A, Piotroski F-Score 5/9).

Investor Implication: At 9.8x trailing P/E and 9.1x forward P/E within Major Banks, upside depends on sustained operating margin expansion (—) and free cash flow conversion relative to the 52-week range of $17.86 – $25.87.

Butterfly Effect: Supply-Chain, Sector & Catalyst Ripples

Operating in Major Banks (Financials), MNSB is sensitive to 2nd-order capital expenditure cycles, input cost spreads (gross margin —), and institutional positioning across its peer cohort. Prospective investors should monitor quarterly order backlog conversion, sector capex guidance, and Form 4 insider cluster activity (0 recent filings tracked).

Open Questions to Watch: (1) Margin trajectory vs. peer median; (2) FCF conversion sustainability over the next 4 quarters; (3) Institutional 13F rebalancing around upcoming earnings.

MNSB Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for MainStreet Bancshares Inc. (MNSB) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to MNSB Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

MNSB Bull vs. Bear Conversation Board — What's Your Call at $21.30?

🐂 50% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON MNSB 🐻 50% BEARISH CONVICTION
1. Pick Your Side on MNSB:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
RO RoarDesk_Moderator Roarable Research Desk ⚖️ DEBATE HOST 🎯 Target: $23.00 (+8.0%)
📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is MNSB (C • RQD 64/100) a Buy at $21.30?

Welcome to the MNSB (MainStreet Bancshares Inc.) Roar Pit. Current RQD Composite is 64/100 (Roarable Hold — Fair / Balanced Risk-Reward) in Major Banks. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

BE BearTrap_Alert Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $17.47 (-18.0%)
Spot @ $21.30

Pump the brakes on MNSB — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on MNSB, but look at what you are paying: 9.8x trailing P/E with tightening sector spreads. Unless MainStreet Bancshares Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

MI MidwestValue Verified K Arena Trader 🐂 BULLISH 🎯 Target: $24.71 (+16.0%)
Spot @ $21.30

MNSB cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on MNSB, the market is fixating on short-term headline noise in Major Banks and ignoring the balance sheet and cash flow trajectory. At $21.30 (52-wk range $17.86 - $25.87), any beat on forward guidance forces shorts and underweight funds to chase.

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