Stock Ratings / Real Estate / LGCY / dividends

CHGG (35) NRDY (40) COE (48) IH (64) ⌘ Pro Terminal →

Legacy Education Inc. (LGCY) Dividend Safety Gauge & 10-Year DRIP Compounder

$9.90 -3.13% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $9.87

Legacy Education Inc. (LGCY) earns a Roarable Rating of B+ (Buy) with 80/100 RQD Confidence. High-quality cash engine (steady margins, 32% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

📊 Historical Track Record: Scores of 80/100 (B+) historically ranked in the Top 9% of excess returns over the next 90 days (+8.2% avg 90D alpha vs SPY • 71.3% hit rate) →

ROARABLE B+ • BUY Cap $126.9M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on LGCY Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is LGCY stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-01, Legacy Education Inc. (NYSE: LGCY) is rated B+ (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 80/100 at a spot price of $9.90 (-3.13% 1D, market cap $126.9M). Pillar breakdown: Fundamental Cash Engine 19/20, Institutional 13F & Options Flow 7/20, Executive Insider Alignment 18/20, FRED Macro Regime Fit 18/20, and SEC Balance-Sheet Forensics 18/20. Across 51 tracked Real Estate issuers, LGCY ranks #1 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does LGCY compare to CHGG and NRDY in the Real Estate sector?

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Within the Real Estate sector (Other Consumer Services), LGCY carries a Roarable B+ (80/100 RQD), trailing P/E of 16.8x, gross margin of —, and ROIC of 31.5%. By comparison, CHGG (Chegg Inc.) holds a D- grade (35/100 RQD, P/E N/A, ROIC -35.0%, cap $76.8M) and NRDY (Nerdy Inc. (Class A)) posts a D- grade (40/100 RQD, P/E N/A, ROIC -35.0%, cap $75.9M). Among the 5-stock peer group, IH leads on earnings multiple (4.4x) while IH leads on capital efficiency (85.0% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for LGCY?

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Per LGCY's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-06-30, CIK 0001836754), Legacy Education Inc. generated $64.2M in revenue (+39.5% YoY), $7.5M in net income, and $6.9M in free cash flow against $73.1M in total assets and $49.5K in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $9.87 (-0.32%)🧬 Cannibal Buyback (-2.92% YoY Shares)⚙️ Cash Engine: 19/20 (A+) • 10.8% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 80/100 (B+) historically ranked in the Top 9% of excess returns over the next 90 days (+8.2% avg 90D alpha vs SPY • 71.3% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERBUY • B+

3-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B · Rk A

Each axis scored 0–20

12M PRICE TARGET CONE+9.9% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for LGCY)Realized 20D OHLCV Swing Band: ±6.6%

Deterministic 5-Pillar Attribution (80/100 Composite)

🔍 WHY LGCY SCORES 80/100 (B+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Cash Engine Quality+19/20 pts (24% of score)

SEC XBRL FY 2025 (10-K): 10.8% FCF Margin ($6.9M FCF) & 52% Gross Margin

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+18/20 pts (23% of score)

Altman Z-Score 4.94 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 8/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning7/20 pts (-13 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-13 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade A$10.23+0.2% Next Q

Q2 (-2Q)

Grade A$10.25+0% Next Q

Q3 (-1Q)

Grade A$10.25-3.4% Next Q

Current

Grade B+$9.90+8.2% Hist 90D α

Trajectory: A (88) → B+ (80)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the LGCY Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 80/100 (B+) score, LGCY faces multiple-compression risk if 16.8x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.92% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($10.24) or 200D SMA ($11.42) invalidates the momentum regime and cuts Target Base ($10.88) toward Bear Floor ($8.12).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $LGCY• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “LGCY Beats Next Quarter EPS Consensus (Dec 28, 2026) & Holds Above 200D SMA”

YES 80%NO 20%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

1.8% Total Yield

0% Cash ($0.00/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

74/100 • REINVESTING IN GROWTH + BUYBACKS

FREE CASH FLOW PAYOUT RATIO

0% (100% Reinvested)

Retains cash flow for R&D and share repurchases

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (16.3% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $45,269

Est. Year-10 Shareholder Yield: $815/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$11.6K

Yr 1

$13.5K

Yr 2

$15.7K

Yr 3

$18.3K

Yr 4

$21.3K

Yr 5

$24.7K

Yr 6

$28.8K

Yr 7

$33.5K

Yr 8

$38.9K

Yr 9

$45.3K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Cash-Flow & Quality Compounder Desk

Cash-Fortress Compounders: Auditing Free Cash Flow & Yield Safety in LGCY & A-Rated Leaders

✓12-month Bull/Base/Bear fair-value walkthrough on LGCY and its top sector peer
✓Top Roarable A-Rated cash compounders with verified executive & 13F accumulation
✓Includes nightly RQD rating-change & forensic signal email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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Join Founding VIP Waitlist (No Card Required) →$100K Arena

LGCY // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -8.76%▼ DESCENDING CHANNEL

2026-10-30O $9.90H $9.90L $9.44C $9.90VOL 88.9K

RES: $10.40SUP: $7.88SMA50: $10.24SMA200: $11.42

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

LGCY Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 LGCY Butterfly Map → + Track LGCY →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

9.6%/yr Implied 5Y Growth

vs. +39.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on LGCY today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for LGCY. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for LGCY today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (LGCY)

Real Estate Rank #1 of 51 ⚔️ CHGG vs LGCY Full Matrix →

1. Head-to-Head Real Estate Peer Comparison (LGCY vs. CHGG, NRDY, COE, IH)

Industry: Other Consumer Services (73 Tracked Issuers)

Across 51 tracked Real Estate securities in the Roarable RQD universe, Legacy Education Inc. (LGCY) ranks #1 by composite RQD confidence (80/100, grade B+) and #23 by equity capitalization ($126.9M). Within this direct 5-issuer industry benchmark cohort, IH leads on earnings valuation at 4.4x trailing P/E, while IH leads on capital efficiency and profitability with 85.0% ROIC and 67.9% gross margin. LGCY currently leads its immediate peer cohort in composite quantitative strength at 80/100 (B+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
LGCY ACTIVE Legacy Education Inc.	B+	80/100	16.8x	—	31.5%	-3.13%	$126.9M	Benchmark Subject
CHGG Chegg Inc.	D-	35/100	—	59.6%	-35.0%	-0.72%	$76.8M	/chgg-vs-lgcy →
NRDY Nerdy Inc. (Class A)	D-	40/100	—	58.0%	-35.0%	+2.95%	$75.9M	/nrdy-vs-lgcy →
COE 51Talk Online Education Group each representing 60 (Class A)	D	48/100	—	73.9%	-35.0%	-4.93%	$66.1M	/coe-vs-lgcy →
IH iHuman Inc. each representing five (Class A)	C	64/100	4.4x	67.9%	85.0%	+1.72%	$60.3M	/ih-vs-lgcy →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-06-30 • CIK 0001836754

In its most recent audited fiscal period (FY2025, filed 2025-06-30), Legacy Education Inc. (LGCY) reported GAAP revenue of $64.2M (+39.5% vs. FY2024 revenue of $46.0M , and +81.0% cumulative change since FY2023) , GAAP net income of $7.5M, operating cash flow of $7.8M, and free cash flow of $6.9M (+465.2% YoY). On the balance sheet, LGCY closed FY2025 with $73.1M in total assets against $49.5K in total debt (Altman Z-Score: 4.94, Piotroski F-Score: 8/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-06-30	$64.2M	$7.5M	$7.8M	$6.9M	$73.1M	$49.5K
FY2024 (FY)	2024-06-30	$46.0M	$5.1M	$1.6M	$1.2M	$62.1M	$123.2K
FY2023 (FY)	2023-06-30	$35.5M	$2.7M	$1.8M	$1.8M	—	—

3. LGCY Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is LGCY stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does LGCY compare to CHGG and NRDY in the Real Estate sector?

What are the biggest fundamental strengths and SEC risk factors for LGCY?

Where is LGCY trading relative to its 50-day, 200-day, and 52-week technical levels?

LGCY last traded at $9.90 (-3.13% on volume of 58,206 shares), positioning the stock -3.32% below its 50-day simple moving average ($10.24) and -13.31% below its 200-day simple moving average ($11.42). Across its 52-week range of $7.94 to $14.70, LGCY sits at the 29.0% percentile with a 14-day RSI of 36.8 (NEUTRAL RANGE) and an implied next-earnings move of ±6.6% ($9.25 to $10.55).

LGCY Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does LGCY pay a dividend and is it safe?

Legacy Education Inc. (LGCY) offers a 0% cash dividend yield ($0.00 annualized) and 1.8% total shareholder yield including buybacks. Roarable rates its payout coverage as REINVESTING IN GROWTH + BUYBACKS.

Direct Sub-Reports: LGCY RQD Cockpit LGCY 12M Forecast LGCY Earnings & Move LGCY Dividends & DRIP LGCY Insiders & 13F LGCY Whale Options LGCY Profit Sankey LGCY News & Why