Stock Ratings / Technology / JF / dividends

IPM (53) SST (19) GMM (61) GIGM (31) ⌘ Pro Terminal →

J and Friends Holdings Limited (JF) Dividend Safety Gauge & 10-Year DRIP Compounder

$0.93 +1.65% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $0.93

J and Friends Holdings Limited (JF) carries a Roarable Rating of D (Sell) with 47/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (47/100 · D) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D • SELL / AVOID Cap $17.0M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on JF Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is JF stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-01, J and Friends Holdings Limited (NASDAQ: JF) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 47/100 at a spot price of $0.93 (+1.65% 1D, market cap $17.0M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 11/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 5/20. Across 714 tracked Technology issuers, JF ranks #459 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does JF compare to IPM and SST in the Technology sector?

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Within the Technology sector (Computer Software: Programming Data Processing), JF carries a Roarable D (47/100 RQD), trailing P/E of N/A, gross margin of 71.5%, and ROIC of -32.2%. By comparison, IPM (Intelligent Protection Management Corp.) holds a D+ grade (53/100 RQD, P/E N/A, ROIC -29.6%, cap $15.5M) and SST (System1 Inc. (Class A)) posts a E grade (19/100 RQD, P/E N/A, ROIC -28.5%, cap $18.6M). Among the 5-stock peer group, JF leads on earnings multiple (N/A) while SST leads on capital efficiency (-28.5% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for JF?

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Per JF's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001716338), J and Friends Holdings Limited generated $1.6M in revenue (-66.8% YoY), -$1.3M in net income, and $146.0K in free cash flow against $9.3M in total assets and $1.8M in total debt. Key quantitative strengths: Established market leader in Technology with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $0.93 (+0.11%)🧬 Dilution Drag (+1.92% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 9.1% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (47/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-5.9% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D · Rk D

Each axis scored 0–20

12M PRICE TARGET CONE-5.4% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for JF)Realized 20D OHLCV Swing Band: ±8.9%

Deterministic 5-Pillar Attribution (47/100 Composite)

🔍 WHY JF SCORES 47/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Cash Engine Quality+12/20 pts (26% of score)

SEC XBRL FY 2025 (10-K): 9.1% FCF Margin ($146.0K FCF) & 71.5% Gross Margin

▲ #2 Bullish Driver: Whale & Options Positioning+11/20 pts (23% of score)

20D Institutional Volume Accumulation (±8.9% realized swing band)

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution5/20 pts (-15 pt drag)

Dilution Drag (+1.92% YoY Shares) & executive Form 4 sales trim 15 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C$1.02-8.8% Next Q

Q2 (-2Q)

Grade C-$0.93+1.1% Next Q

Q3 (-1Q)

Grade C-$0.94-1.1% Next Q

Current

Grade D$0.93-5.9% Hist 90D α

Trajectory: C (55) → D (47)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a JF Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While JF currently carries a cautious 47/100 (D) rating due to Insider Conviction & Share Dilution (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Technology with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($0.94) and Max Pain ($0.98) forces dealer call-delta covering toward $1.30.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Dilution Drag (+1.92% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $JF• $4.8M Crowd Pool • Kalshi / Polymarket Composite

Contract: “JF Beats Next Quarterly Revenue & EPS Consensus + Hyperscaler AI CapEx Holds Record Pace”

YES 47%NO 53%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

0.6% Total Yield

0% Cash ($0.00/yr) + 0.6% Buybacks

PAYOUT SAFETY SPEEDOMETER

74/100 • REINVESTING IN GROWTH + BUYBACKS

FREE CASH FLOW PAYOUT RATIO

0% (100% Reinvested)

Retains cash flow for R&D and share repurchases

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (5.5% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $17,081

Est. Year-10 Shareholder Yield: $102/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$10.6K

Yr 1

$11.1K

Yr 2

$11.7K

Yr 3

$12.4K

Yr 4

$13.1K

Yr 5

$13.8K

Yr 6

$14.5K

Yr 7

$15.3K

Yr 8

$16.2K

Yr 9

$17.1K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring JF)

✓Walkthrough of JF's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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JF // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -10.58%🛡️ HOLDING TREND SUPPORT

2026-10-30O $0.92H $1.00L $0.91C $0.93VOL 6.4K

RES: $1.00SUP: $0.90SMA50: $0.94SMA200: $0.97

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

JF Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 JF Butterfly Map → + Track JF →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. -65.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on JF today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for JF. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for JF today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (JF)

Technology Rank #459 of 714 ⚔️ IPM vs JF Full Matrix →

1. Head-to-Head Technology Peer Comparison (JF vs. IPM, SST, GMM, GIGM)

Industry: Computer Software: Programming Data Processing (72 Tracked Issuers)

Across 714 tracked Technology securities in the Roarable RQD universe, J and Friends Holdings Limited (JF) ranks #459 by composite RQD confidence (47/100, grade D) and #617 by equity capitalization ($17.0M). Within this direct 5-issuer industry benchmark cohort, JF leads on earnings valuation at N/A trailing P/E, while SST leads on capital efficiency and profitability with -28.5% ROIC and 37.7% gross margin. GMM currently holds the highest overall quantitative score in the immediate peer group at 61/100 (C-) compared with JF at 47/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
JF ACTIVE J and Friends Holdings Limited	D	47/100	—	71.5%	-32.2%	+1.65%	$17.0M	Benchmark Subject
IPM Intelligent Protection Management Corp.	D+	53/100	—	52.3%	-29.6%	+0.40%	$15.5M	/ipm-vs-jf →
SST System1 Inc. (Class A)	E	19/100	—	37.7%	-28.5%	-2.21%	$18.6M	/sst-vs-jf →
GMM Global Mofy AI Limited (Class A)	C-	61/100	—	40.2%	—	+3.67%	$14.4M	/gmm-vs-jf →
GIGM GigaMedia Limited	E	31/100	—	52.4%	-34.2%	-1.60%	$13.6M	/gigm-vs-jf →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001716338

In its most recent audited fiscal period (FY2025, filed 2025-12-31), J and Friends Holdings Limited (JF) reported GAAP revenue of $1.6M (-66.8% vs. FY2024 revenue of $4.8M , and -78.5% cumulative change since FY2023) , GAAP net income of -$1.3M, operating cash flow of $146.0K, and free cash flow of $146.0K (+107.0% YoY). On the balance sheet, JF closed FY2025 with $9.3M in total assets against $1.8M in total debt (Altman Z-Score: N/A, Piotroski F-Score: 6/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$1.6M	-$1.3M	$146.0K	$146.0K	$9.3M	$1.8M
FY2024 (FY)	2024-12-31	$4.8M	-$2.1M	-$2.1M	-$2.1M	$14.2M	$0
FY2023 (FY)	2023-12-31	$7.4M	-$11.1M	$1.2M	$1.2M	—	—

3. JF Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is JF stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does JF compare to IPM and SST in the Technology sector?

What are the biggest fundamental strengths and SEC risk factors for JF?

Where is JF trading relative to its 50-day, 200-day, and 52-week technical levels?

JF last traded at $0.93 (+1.65% on volume of 6,110 shares), positioning the stock -1.06% below its 50-day simple moving average ($0.94) and -4.12% below its 200-day simple moving average ($0.97). Across its 52-week range of $0.81 to $1.24, JF sits at the 27.9% percentile with a 14-day RSI of 46.1 (NEUTRAL RANGE) and an implied next-earnings move of ±8.9% ($1.00 to $1.01).

JF Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does JF pay a dividend and is it safe?

J and Friends Holdings Limited (JF) offers a 0% cash dividend yield ($0.00 annualized) and 0.6% total shareholder yield including buybacks. Roarable rates its payout coverage as REINVESTING IN GROWTH + BUYBACKS.

Direct Sub-Reports: JF RQD Cockpit JF 12M Forecast JF Earnings & Move JF Dividends & DRIP JF Insiders & 13F JF Whale Options JF Profit Sankey JF News & Why