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Jefferson Capital Inc. (JCAP) Next Earnings Date & Expected ±5.6% Move

$19.93 +2.52% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

Jefferson Capital Inc. (JCAP) earns a Roarable Rating of A- (Buy) with 83/100 RQD Confidence. High-quality cash engine (steady margins, 55% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

ROARABLE A- • BUY Cap $1.14B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERBUY • A-

3-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw A- · Rk A-

Each axis scored 0–20

12M PRICE TARGET CONE+11.2% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for JCAP)Realized 20D OHLCV Swing Band: ±5.6%

NEXT EST. WINDOW: Dec 30, 2026 (~58 DAYS)

Historical OHLCV Volatility ±5.6% Swing Band

±$1.12 Expected Swing

MODEL EARNINGS SETUP GAUGE

JCAP Quantitative Pre-Earnings Setup: 83/100

Trailing EPS: $3.27 • YoY Revenue Growth: 41.5%

Model Bullish Setup (83/100)Model Risk Weight (17/100)

Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).

LOG YOUR PERSONAL PRE-EARNINGS STANCE (SAVED LOCALLY IN BROWSER):

Recent SEC Reported Revenue, Net Profit & Diluted EPS Cadence

Period	Filed	Revenue	Net Profit	Free Cash Flow	Gross Margin
FY 2025	2025-12-31	$613.3M	$188.0M	$268.8M	52%
FY 2024	2024-12-31	$433.3M	$128.9M	$168.2M	52%
FY 2023	2023-12-31	$323.1M	$111.5M	$120.2M	52%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Options & Swing Structure Desk

Whale Flow & Momentum Playbook: Evaluating JCAP & AI Leaders Without Chasing Tops

✓Institutional whale strikes & implied earnings move audit on JCAP
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✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders

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JCAP // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -3.91%🛡️ HOLDING TREND SUPPORT

2026-10-30O $20.12H $20.32L $19.66C $19.93VOL 269.9K

RES: $21.11SUP: $19.22SMA50: $20.47SMA200: $19.99

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

JCAP Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 JCAP Butterfly Map → + Track JCAP →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

-10.5%/yr Implied 5Y Growth

vs. +41.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on JCAP today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for JCAP. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for JCAP today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (JCAP)

Financials Rank #2 of 1096 ⚔️ NCZ vs JCAP Full Matrix →

1. Head-to-Head Financials Peer Comparison (JCAP vs. NCZ, BST, HQH, NCV)

Industry: Finance Companies (27 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Jefferson Capital Inc. (JCAP) ranks #2 by composite RQD confidence (83/100, grade A-) and #528 by equity capitalization ($1.14B). Within this direct 5-issuer industry benchmark cohort, JCAP leads on earnings valuation at 6.1x trailing P/E, while JCAP leads on capital efficiency and profitability with 55.2% ROIC and — gross margin. JCAP currently leads its immediate peer cohort in composite quantitative strength at 83/100 (A-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
JCAP ACTIVE Jefferson Capital Inc.	A-	83/100	6.1x	—	55.2%	+2.52%	$1.14B	Benchmark Subject
NCZ Virtus Convertible & Income Fund II of	D	49/100	—	—	—	-1.38%	$1.09B	/ncz-vs-jcap →
BST BlackRock Science and Technology Trust of	D+	58/100	—	—	—	-0.63%	$1.08B	/bst-vs-jcap →
HQH abrdn Healthcare Investors	D+	57/100	—	—	—	+2.34%	$1.01B	/hqh-vs-jcap →
NCV Virtus Convertible & Income Fund of	D	51/100	—	—	—	0.00%	$1.40B	/ncv-vs-jcap →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0002046042

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Jefferson Capital Inc. (JCAP) reported GAAP revenue of $613.3M (+41.5% vs. FY2024 revenue of $433.3M , and +89.8% cumulative change since FY2023) , GAAP net income of $188.0M, operating cash flow of $268.8M, and free cash flow of $268.8M (+59.8% YoY). On the balance sheet, JCAP closed FY2025 with $2.09B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 7/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$613.3M	$188.0M	$268.8M	$268.8M	$2.09B	—
FY2024 (FY)	2024-12-31	$433.3M	$128.9M	$168.2M	$168.2M	$1.65B	—
FY2023 (FY)	2023-12-31	$323.1M	$111.5M	$120.2M	$120.2M	—	—

3. JCAP Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is JCAP stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Jefferson Capital Inc. (NASDAQ: JCAP) is rated A- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 83/100 at a spot price of $19.93 (+2.52% 1D, market cap $1.14B). Pillar breakdown: Fundamental Cash Engine 19/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 18/20, and SEC Balance-Sheet Forensics 19/20. Across 1096 tracked Financials issuers, JCAP ranks #2 in composite RQD confidence.

How does JCAP compare to NCZ and BST in the Financials sector?

Within the Financials sector (Finance Companies), JCAP carries a Roarable A- (83/100 RQD), trailing P/E of 6.1x, gross margin of —, and ROIC of 55.2%. By comparison, NCZ (Virtus Convertible & Income Fund II of) holds a D grade (49/100 RQD, P/E N/A, ROIC —, cap $1.09B) and BST (BlackRock Science and Technology Trust of) posts a D+ grade (58/100 RQD, P/E N/A, ROIC —, cap $1.08B). Among the 5-stock peer group, JCAP leads on earnings multiple (6.1x) while JCAP leads on capital efficiency (55.2% ROIC).

What are the biggest fundamental strengths and SEC risk factors for JCAP?

Per JCAP's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0002046042), Jefferson Capital Inc. generated $613.3M in revenue (+41.5% YoY), $188.0M in net income, and $268.8M in free cash flow against $2.09B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is JCAP trading relative to its 50-day, 200-day, and 52-week technical levels?

JCAP last traded at $19.93 (+2.52% on volume of 242,824 shares), positioning the stock -2.64% below its 50-day simple moving average ($20.47) and -0.30% below its 200-day simple moving average ($19.99). Across its 52-week range of $15.50 to $24.44, JCAP sits at the 49.6% percentile with a 14-day RSI of 43.3 (NEUTRAL RANGE) and an implied next-earnings move of ±5.6% ($18.81 to $21.05).

JCAP Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

When is JCAP's next earnings date?

Based on SEC filing cadence, Jefferson Capital Inc. (JCAP)'s next quarterly reporting window is estimated around Dec 30, 2026.

How much is JCAP stock expected to move on earnings?

Volatility modeling currently projects a ±5.6% event move for JCAP, spanning a range between $18.81 and $21.05.

Direct Sub-Reports: JCAP RQD Cockpit JCAP 12M Forecast JCAP Earnings & Move JCAP Dividends & DRIP JCAP Insiders & 13F JCAP Whale Options JCAP Profit Sankey JCAP News & Why