International Money Express Inc. (IMXI) earns a Roarable Rating of B- (Buy) with 70/100 RQD Confidence. High-quality cash engine (steady margins, 24% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
International Money Express Inc. (IMXI) slipped -1.94% to $8.59, trading at 4% of its 52-week range ($8.32 – $15.95). High-quality cash engine (steady margins, 24% return on capital) with steady institutional support.
If you had backed International Money Express for its digital growth story and corridor strength, the outcome was harsh. For International Money Express shareholders, the loss over the past year was 30.2%, including divi
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on IMXI today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for IMXI. Explore sector supply chains on /butterfly.
Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, International Money Express Inc. (IMXI) ranks #185 by composite RQD confidence (70/100, grade B-) and #663 by equity capitalization ($259.5M). Within this direct 5-issuer industry benchmark cohort, IMXI leads on earnings valuation at 7.9x trailing P/E, while IMXI leads on capital efficiency and profitability with 23.5% ROIC and — gross margin. IMXI currently leads its immediate peer cohort in composite quantitative strength at 70/100 (B-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| IMXI
ACTIVE
International Money Express Inc. | B- | 70/100 | 7.9x | — | 23.5% | -1.94% | $259.5M | Benchmark Subject |
| AMWL American Well Corporation (Class A) | D- | 39/100 | — | — | -35.0% | +6.09% | $254.8M | /amwl-vs-imxi → |
| CURR Currenc Group Inc. | D- | 42/100 | — | 40.8% | -35.0% | -1.10% | $251.5M | /curr-vs-imxi → |
| ALIT Alight Inc. (Class A) | D- | 36/100 | — | 33.8% | -35.0% | +1.44% | $247.0M | /alit-vs-imxi → |
| ZH Zhihu Inc. each representing three (3) (Class A) | E | 21/100 | — | 59.9% | -35.0% | -3.07% | $273.5M | /zh-vs-imxi → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), International Money Express Inc. (IMXI) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $32.7M, operating cash flow of $36.9M, and free cash flow of $15.8M (-31.5% YoY). On the balance sheet, IMXI closed FY2025 with $517.7M in total assets against $194.8M in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $0 | $32.7M | $36.9M | $15.8M | $517.7M | $194.8M |
| FY2024 (FY) | 2024-12-31 | $0 | $58.8M | $53.1M | $23.1M | $462.4M | $156.6M |
| FY2023 (FY) | 2023-12-31 | $0 | $59.5M | $143.5M | $143.5M | — | — |
As of 2026-11-01, International Money Express Inc. (NASDAQ: IMXI) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 70/100 at a spot price of $8.59 (-1.94% 1D, market cap $259.5M). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 17/20. Across 1011 tracked Consumer Discretionary issuers, IMXI ranks #185 in composite RQD confidence.
Within the Consumer Discretionary sector (Business Services), IMXI carries a Roarable B- (70/100 RQD), trailing P/E of 7.9x, gross margin of —, and ROIC of 23.5%. By comparison, AMWL (American Well Corporation (Class A)) holds a D- grade (39/100 RQD, P/E N/A, ROIC -35.0%, cap $254.8M) and CURR (Currenc Group Inc.) posts a D- grade (42/100 RQD, P/E N/A, ROIC -35.0%, cap $251.5M). Among the 5-stock peer group, IMXI leads on earnings multiple (7.9x) while IMXI leads on capital efficiency (23.5% ROIC).
Per IMXI's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001683695), International Money Express Inc. generated $0 in revenue, $32.7M in net income, and $15.8M in free cash flow against $517.7M in total assets and $194.8M in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
IMXI last traded at $8.59 (-1.94% on volume of 582,122 shares), positioning the stock -28.77% below its 50-day simple moving average ($12.06) and -39.63% below its 200-day simple moving average ($14.23). Across its 52-week range of $8.32 to $15.95, IMXI sits at the 3.5% percentile with a 14-day RSI of 32.4 (NEUTRAL RANGE) and an implied next-earnings move of ±12.4% ($7.52 to $9.66).
Why IMXI Stock slipped -1.94% Today — RQD Quant Desk Flash. High-quality cash engine (steady margins, 24% return on capital) with steady institutional support.