Stock Ratings / Financials / HWBK / earnings

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Hawthorn Bancshares Inc. (HWBK) Next Earnings Date & Expected ±4.2% Move

$39.70 +1.33% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

Hawthorn Bancshares Inc. (HWBK) carries a Roarable Rating of C (Hold) with 63/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C • HOLD / WATCH Cap $290.4M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERHOLD / WATCH • C

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE+2.2% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for HWBK)Realized 20D OHLCV Swing Band: ±4.2%

NEXT EST. WINDOW: Dec 30, 2026 (~58 DAYS)

Historical OHLCV Volatility ±4.2% Swing Band

±$1.67 Expected Swing

MODEL EARNINGS SETUP GAUGE

HWBK Quantitative Pre-Earnings Setup: 63/100

Trailing EPS: $3.25 • YoY Revenue Growth: 12.4%

Model Bullish Setup (63/100)Model Risk Weight (37/100)

Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).

LOG YOUR PERSONAL PRE-EARNINGS STANCE (SAVED LOCALLY IN BROWSER):

Recent SEC Reported Revenue, Net Profit & Diluted EPS Cadence

Period	Filed	Revenue	Net Profit	Free Cash Flow	Gross Margin
FY 2025	2025-12-31	$0	$23.8M	$22.8M	52%
FY 2024	2024-12-31	$0	$18.3M	$22.6M	52%
FY 2023	2023-12-31	$0	$956.0K	$17.6M	52%

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Whale Flow & Momentum Playbook: Evaluating HWBK & AI Leaders Without Chasing Tops

✓Institutional whale strikes & implied earnings move audit on HWBK
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HWBK // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +18.08%▲ ASCENDING TRIANGLE

2026-10-30O $39.85H $39.85L $38.81C $39.70VOL 10.6K

RES: $41.06SUP: $35.91SMA50: $38.78SMA200: $36.59

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

HWBK Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 HWBK Butterfly Map → + Track HWBK →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

2.8%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on HWBK today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for HWBK. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for HWBK today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (HWBK)

Financials Rank #403 of 1096 ⚔️ OVLY vs HWBK Full Matrix →

1. Head-to-Head Financials Peer Comparison (HWBK vs. OVLY, QNBC, BPRN, LCNB)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Hawthorn Bancshares Inc. (HWBK) ranks #403 by composite RQD confidence (63/100, grade C) and #815 by equity capitalization ($290.4M). Within this direct 5-issuer industry benchmark cohort, OVLY leads on earnings valuation at 9.4x trailing P/E, while OVLY leads on capital efficiency and profitability with 14.8% ROIC and — gross margin. OVLY currently holds the highest overall quantitative score in the immediate peer group at 69/100 (C+) compared with HWBK at 63/100 (C).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
HWBK ACTIVE Hawthorn Bancshares Inc.	C	63/100	12.2x	—	13.7%	+1.33%	$290.4M	Benchmark Subject
OVLY Oak Valley Bancorp (CA)	C+	69/100	9.4x	—	14.8%	+0.76%	$290.1M	/ovly-vs-hwbk →
QNBC QNB Corp.	C+	66/100	20.8x	—	10.9%	-0.32%	$293.1M	/qnbc-vs-hwbk →
BPRN Princeton Bancorp Inc. (PA)	D+	57/100	15.8x	—	6.9%	-3.43%	$293.6M	/bprn-vs-hwbk →
LCNB LCNB Corporation	C	65/100	12.3x	—	8.4%	+1.48%	$284.1M	/lcnb-vs-hwbk →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000893847

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Hawthorn Bancshares Inc. (HWBK) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $23.8M, operating cash flow of $26.9M, and free cash flow of $22.8M (+1.1% YoY). On the balance sheet, HWBK closed FY2025 with $1.89B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$23.8M	$26.9M	$22.8M	$1.89B	—
FY2024 (FY)	2024-12-31	$0	$18.3M	$25.6M	$22.6M	$1.83B	—
FY2023 (FY)	2023-12-31	$0	$956.0K	$17.6M	$17.6M	—	—

3. HWBK Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is HWBK stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Hawthorn Bancshares Inc. (NASDAQ: HWBK) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 63/100 at a spot price of $39.70 (+1.33% 1D, market cap $290.4M). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 17/20. Across 1096 tracked Financials issuers, HWBK ranks #403 in composite RQD confidence.

How does HWBK compare to OVLY and QNBC in the Financials sector?

Within the Financials sector (Major Banks), HWBK carries a Roarable C (63/100 RQD), trailing P/E of 12.2x, gross margin of —, and ROIC of 13.7%. By comparison, OVLY (Oak Valley Bancorp (CA)) holds a C+ grade (69/100 RQD, P/E 9.4x, ROIC 14.8%, cap $290.1M) and QNBC (QNB Corp.) posts a C+ grade (66/100 RQD, P/E 20.8x, ROIC 10.9%, cap $293.1M). Among the 5-stock peer group, OVLY leads on earnings multiple (9.4x) while OVLY leads on capital efficiency (14.8% ROIC).

What are the biggest fundamental strengths and SEC risk factors for HWBK?

Per HWBK's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000893847), Hawthorn Bancshares Inc. generated $0 in revenue, $23.8M in net income, and $22.8M in free cash flow against $1.89B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is HWBK trading relative to its 50-day, 200-day, and 52-week technical levels?

HWBK last traded at $39.70 (+1.33% on volume of 11,622 shares), positioning the stock +2.37% above its 50-day simple moving average ($38.78) and +8.50% above its 200-day simple moving average ($36.59). Across its 52-week range of $30.07 to $40.60, HWBK sits at the 91.5% percentile with a 14-day RSI of 52.0 (NEUTRAL RANGE) and an implied next-earnings move of ±4.2% ($38.03 to $41.37).