Stock Ratings / Financials / HAFC / options

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Hanmi Financial Corporation (HAFC) Options Positioning, Max Pain & Unusual Sweeps

$33.13 +1.32% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $33.15

Hanmi Financial Corporation (HAFC) carries a Roarable Rating of C+ (Hold) with 68/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 68/100 (C+) historically posted market-perform odds over rolling 90-day windows (+1.8% avg 90D alpha vs SPY) →

ROARABLE C+ • HOLD / WATCH Cap $982.3M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $33.15 (+0.05%)🧬 Cannibal Buyback (-2.64% YoY Shares)⚙️ Cash Engine: 15/20 (B) • 76.3% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 68/100 (C+) historically posted market-perform odds over rolling 90-day windows (+1.8% avg 90D alpha vs SPY • 56.9% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C+

2-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C+ · Rk B-

Each axis scored 0–20

12M PRICE TARGET CONE+4.5% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for HAFC)Realized 20D OHLCV Swing Band: ±3.8%

Deterministic 5-Pillar Attribution (68/100 Composite)

🔍 WHY HAFC SCORES 68/100 (C+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+17/20 pts (25% of score)

SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)

▲ #2 Bullish Driver: Cash Engine Quality+15/20 pts (22% of score)

SEC XBRL FY 2025 (10-K): 76.3% FCF Margin ($206.0M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning8/20 pts (-12 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-12 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C$30.78+1.1% Next Q

Q2 (-2Q)

Grade C+$31.12+3.3% Next Q

Q3 (-1Q)

Grade C+$32.15+3% Next Q

Current

Grade C+$33.13+1.8% Hist 90D α

Trajectory: C (60) → C+ (68)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the HAFC Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 68/100 (C+) score, HAFC faces multiple-compression risk if 12.9x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($31.61) or 200D SMA ($29.89) invalidates the momentum regime and cuts Target Base ($34.62) toward Bear Floor ($27.00).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $HAFC• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “HAFC Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 68%NO 32%Trade / Inspect Odds →

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±3.8%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (HAFC)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for HAFC.

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ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Options & Swing Structure Desk

Whale Flow & Momentum Playbook: Evaluating HAFC & AI Leaders Without Chasing Tops

✓Institutional whale strikes & implied earnings move audit on HAFC
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✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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HAFC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +10.77%▲ RESISTANCE BREAKOUT

2026-10-30O $33.23H $33.32L $32.33C $33.13VOL 306.8K

RES: $32.47SUP: $30.25SMA50: $31.61SMA200: $29.89

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

HAFC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 HAFC Butterfly Map → + Track HAFC →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

4.0%/yr Implied 5Y Growth

vs. +15.3% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on HAFC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for HAFC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for HAFC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (HAFC)

Financials Rank #227 of 1096 ⚔️ CPF vs HAFC Full Matrix →

1. Head-to-Head Financials Peer Comparison (HAFC vs. CPF, CAC, SBSI, TRST)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Hanmi Financial Corporation (HAFC) ranks #227 by composite RQD confidence (68/100, grade C+) and #562 by equity capitalization ($982.3M). Within this direct 5-issuer industry benchmark cohort, CPF leads on earnings valuation at 12.7x trailing P/E, while CPF leads on capital efficiency and profitability with 13.1% ROIC and — gross margin. CPF currently holds the highest overall quantitative score in the immediate peer group at 73/100 (B) compared with HAFC at 68/100 (C+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
HAFC ACTIVE Hanmi Financial Corporation	C+	68/100	12.9x	—	7.5%	+1.32%	$982.3M	Benchmark Subject
CPF Central Pacific Financial Corp	B	73/100	12.7x	—	13.1%	+2.11%	$984.4M	/cpf-vs-hafc →
CAC Camden National Corporation	C-	61/100	15.2x	—	9.4%	+0.43%	$989.2M	/cac-vs-hafc →
SBSI Southside Bancshares Inc.	B-	71/100	14.3x	—	8.2%	+5.25%	$992.3M	/sbsi-vs-hafc →
TRST TrustCo Bank Corp NY	D+	55/100	15.8x	—	8.9%	+0.30%	$968.4M	/trst-vs-hafc →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001109242

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Hanmi Financial Corporation (HAFC) reported GAAP revenue of $270.2M (+15.3% vs. FY2024 revenue of $234.4M , and +5.8% cumulative change since FY2023) , GAAP net income of $76.1M, operating cash flow of $206.0M, and free cash flow of $206.0M (+292.0% YoY). On the balance sheet, HAFC closed FY2025 with $7.87B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 7/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$270.2M	$76.1M	$206.0M	$206.0M	$7.87B	—
FY2024 (FY)	2024-12-31	$234.4M	$62.2M	$52.6M	$52.6M	$7.68B	—
FY2023 (FY)	2023-12-31	$255.4M	$80.0M	$109.3M	$109.3M	—	—

3. HAFC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is HAFC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Hanmi Financial Corporation (NASDAQ: HAFC) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 68/100 at a spot price of $33.13 (+1.32% 1D, market cap $982.3M). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 17/20. Across 1096 tracked Financials issuers, HAFC ranks #227 in composite RQD confidence.

How does HAFC compare to CPF and CAC in the Financials sector?

Within the Financials sector (Major Banks), HAFC carries a Roarable C+ (68/100 RQD), trailing P/E of 12.9x, gross margin of —, and ROIC of 7.5%. By comparison, CPF (Central Pacific Financial Corp) holds a B grade (73/100 RQD, P/E 12.7x, ROIC 13.1%, cap $984.4M) and CAC (Camden National Corporation) posts a C- grade (61/100 RQD, P/E 15.2x, ROIC 9.4%, cap $989.2M). Among the 5-stock peer group, CPF leads on earnings multiple (12.7x) while CPF leads on capital efficiency (13.1% ROIC).

What are the biggest fundamental strengths and SEC risk factors for HAFC?

Per HAFC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001109242), Hanmi Financial Corporation generated $270.2M in revenue (+15.3% YoY), $76.1M in net income, and $206.0M in free cash flow against $7.87B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is HAFC trading relative to its 50-day, 200-day, and 52-week technical levels?

HAFC last traded at $33.13 (+1.32% on volume of 222,293 shares), positioning the stock +4.81% above its 50-day simple moving average ($31.61) and +10.84% above its 200-day simple moving average ($29.89). Across its 52-week range of $24.54 to $33.50, HAFC sits at the 95.9% percentile with a 14-day RSI of 59.3 (BULLISH MOMENTUM) and an implied next-earnings move of ±3.8% ($31.87 to $34.39).

HAFC Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is HAFC's options positioning and volatility profile?

Roarable tracks verified CBOE unusual options sweeps, put/call ratios, and OHLCV realized volatility bands for HAFC.

Direct Sub-Reports: HAFC RQD Cockpit HAFC 12M Forecast HAFC Earnings & Move HAFC Dividends & DRIP HAFC Insiders & 13F HAFC Whale Options HAFC Profit Sankey HAFC News & Why