Stock Ratings / Financials / GSBC / financials

CCBG (72) FCBC (52) ORRF (75) MPB (71) ⌘ Pro Terminal →

Great Southern Bancorp Inc. (GSBC) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$82.02 +0.63% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $82.31

Great Southern Bancorp Inc. (GSBC) earns a Roarable Rating of B (Buy) with 72/100 RQD Confidence. High-quality cash engine (steady margins, 11% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

📊 Historical Track Record: Scores of 72/100 (B) historically ranked in the Top 13% of excess returns over the next 90 days (+7.0% avg 90D alpha vs SPY • 68.7% hit rate) →

ROARABLE B • BUY Cap $881.9M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on GSBC Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is GSBC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-01, Great Southern Bancorp Inc. (NASDAQ: GSBC) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 72/100 at a spot price of $82.02 (+0.63% 1D, market cap $881.9M). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, GSBC ranks #100 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does GSBC compare to CCBG and FCBC in the Financials sector?

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Within the Financials sector (Major Banks), GSBC carries a Roarable B (72/100 RQD), trailing P/E of 12.4x, gross margin of —, and ROIC of 11.2%. By comparison, CCBG (Capital City Bank Group) holds a B grade (72/100 RQD, P/E 14.2x, ROIC 11.1%, cap $875.9M) and FCBC (First Community Bankshares Inc. (VA)) posts a D+ grade (52/100 RQD, P/E 72.8x, ROIC 2.4%, cap $875.2M). Among the 5-stock peer group, ORRF leads on earnings multiple (10.8x) while ORRF leads on capital efficiency (13.7% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for GSBC?

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Per GSBC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000854560), Great Southern Bancorp Inc. generated $0 in revenue, $71.0M in net income, and $70.1M in free cash flow against $5.60B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $82.31 (+0.35%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 15/20 (B) • 1.8% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 72/100 (B) historically ranked in the Top 13% of excess returns over the next 90 days (+7.0% avg 90D alpha vs SPY • 68.7% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERBUY • B

2-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B · Rk B

Each axis scored 0–20

12M PRICE TARGET CONE+6.3% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for GSBC)Realized 20D OHLCV Swing Band: ±4.1%

Deterministic 5-Pillar Attribution (72/100 Composite)

🔍 WHY GSBC SCORES 72/100 (B) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+16/20 pts (22% of score)

FRED Regime × Technicals: 97% of 52W Range • RSI-14 at 60.9 (BULLISH MOMENTUM)

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (22% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▼ #1 Drag / Risk Factor: Whale & Options Positioning12/20 pts (-8 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-8 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C+$76.75+1.7% Next Q

Q2 (-2Q)

Grade B-$78.05+3.7% Next Q

Q3 (-1Q)

Grade B-$80.93+1.3% Next Q

Current

Grade B$82.02+7% Hist 90D α

Trajectory: C+ (64) → B (72)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the GSBC Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 72/100 (B) score, GSBC faces multiple-compression risk if 12.4x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($78.96) or 200D SMA ($72.16) invalidates the momentum regime and cuts Target Base ($87.19) toward Bear Floor ($67.26).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $GSBC• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “GSBC Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 72%NO 28%Trade / Inspect Odds →

VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How GSBC Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$70.1M (1.8% FCF Margin)

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow

FY23

Rev $4.00B

FY24

Rev $4.00B

FY25

Rev $4.00B

Fiscal Year	Revenue	Gross Margin	Op Margin	Net Profit	Free Cash Flow	ROIC %
FY 2025	$4.00B	52%	0%	$71.0M	$70.1M	11.2%
FY 2024	$4.00B	52%	0%	$61.8M	$39.1M	11.2%
FY 2023	$4.00B	52%	0%	$67.8M	$80.7M	11.2%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring GSBC)

✓Walkthrough of GSBC's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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Join Founding VIP Waitlist (No Card Required) →$100K Arena

GSBC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +20.23%▲ RESISTANCE BREAKOUT

2026-10-30O $82.62H $83.00L $81.21C $82.02VOL 69.2K

RES: $80.69SUP: $74.98SMA50: $78.96SMA200: $72.16

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

GSBC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 GSBC Butterfly Map → + Track GSBC →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

3.2%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on GSBC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for GSBC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for GSBC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (GSBC)

Financials Rank #100 of 1096 ⚔️ CCBG vs GSBC Full Matrix →

1. Head-to-Head Financials Peer Comparison (GSBC vs. CCBG, FCBC, ORRF, MPB)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Great Southern Bancorp Inc. (GSBC) ranks #100 by composite RQD confidence (72/100, grade B) and #576 by equity capitalization ($881.9M). Within this direct 5-issuer industry benchmark cohort, ORRF leads on earnings valuation at 10.8x trailing P/E, while ORRF leads on capital efficiency and profitability with 13.7% ROIC and — gross margin. ORRF currently holds the highest overall quantitative score in the immediate peer group at 75/100 (B) compared with GSBC at 72/100 (B).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
GSBC ACTIVE Great Southern Bancorp Inc.	B	72/100	12.4x	—	11.2%	+0.63%	$881.9M	Benchmark Subject
CCBG Capital City Bank Group	B	72/100	14.2x	—	11.1%	+0.73%	$875.9M	/ccbg-vs-gsbc →
FCBC First Community Bankshares Inc. (VA)	D+	52/100	72.8x	—	2.4%	-1.45%	$875.2M	/fcbc-vs-gsbc →
ORRF Orrstown Financial Services Inc.	B	75/100	10.8x	—	13.7%	+0.68%	$874.1M	/orrf-vs-gsbc →
MPB Mid Penn Bancorp	B-	71/100	15.4x	—	6.9%	+0.21%	$868.7M	/mpb-vs-gsbc →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000854560

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Great Southern Bancorp Inc. (GSBC) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $71.0M, operating cash flow of $81.5M, and free cash flow of $70.1M (+79.0% YoY). On the balance sheet, GSBC closed FY2025 with $5.60B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$71.0M	$81.5M	$70.1M	$5.60B	—
FY2024 (FY)	2024-12-31	$0	$61.8M	$44.1M	$39.1M	$5.98B	—
FY2023 (FY)	2023-12-31	$0	$67.8M	$80.7M	$80.7M	—	—

3. GSBC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is GSBC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does GSBC compare to CCBG and FCBC in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for GSBC?

Where is GSBC trading relative to its 50-day, 200-day, and 52-week technical levels?

GSBC last traded at $82.02 (+0.63% on volume of 63,797 shares), positioning the stock +3.88% above its 50-day simple moving average ($78.96) and +13.66% above its 200-day simple moving average ($72.16). Across its 52-week range of $53.76 to $83.00, GSBC sits at the 96.6% percentile with a 14-day RSI of 60.9 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.1% ($78.66 to $85.38).