Stock Ratings / Financials / GSBC / dividends

CCBG (72) FCBC (52) ORRF (75) MPB (71) ⌘ Pro Terminal →

Great Southern Bancorp Inc. (GSBC) Dividend Safety Gauge & 10-Year DRIP Compounder

$82.02 +0.63% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $82.31

Great Southern Bancorp Inc. (GSBC) earns a Roarable Rating of B (Buy) with 72/100 RQD Confidence. High-quality cash engine (steady margins, 11% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

📊 Historical Track Record: Scores of 72/100 (B) historically ranked in the Top 13% of excess returns over the next 90 days (+7.0% avg 90D alpha vs SPY • 68.7% hit rate) →

ROARABLE B • BUY Cap $881.9M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $82.31 (+0.35%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 15/20 (B) • 1.8% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 72/100 (B) historically ranked in the Top 13% of excess returns over the next 90 days (+7.0% avg 90D alpha vs SPY • 68.7% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERBUY • B

2-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B · Rk B

Each axis scored 0–20

12M PRICE TARGET CONE+6.3% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for GSBC)Realized 20D OHLCV Swing Band: ±4.1%

Deterministic 5-Pillar Attribution (72/100 Composite)

🔍 WHY GSBC SCORES 72/100 (B) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+16/20 pts (22% of score)

FRED Regime × Technicals: 97% of 52W Range • RSI-14 at 60.9 (BULLISH MOMENTUM)

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (22% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▼ #1 Drag / Risk Factor: Whale & Options Positioning12/20 pts (-8 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-8 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C+$76.75+1.7% Next Q

Q2 (-2Q)

Grade B-$78.05+3.7% Next Q

Q3 (-1Q)

Grade B-$80.93+1.3% Next Q

Current

Grade B$82.02+7% Hist 90D α

Trajectory: C+ (64) → B (72)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the GSBC Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 72/100 (B) score, GSBC faces multiple-compression risk if 12.4x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($78.96) or 200D SMA ($72.16) invalidates the momentum regime and cuts Target Base ($87.19) toward Bear Floor ($67.26).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $GSBC• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “GSBC Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 72%NO 28%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

3.92% Total Yield

2.12% Cash ($1.74/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

88/100 • FORTRESS PAYOUT

FREE CASH FLOW PAYOUT RATIO

17.4% of FCF

8 consecutive years of payout growth

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (8.9% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $23,457

Est. Year-10 Shareholder Yield: $920/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$10.9K

Yr 1

$11.9K

Yr 2

$12.9K

Yr 3

$14.1K

Yr 4

$15.3K

Yr 5

$16.7K

Yr 6

$18.2K

Yr 7

$19.8K

Yr 8

$21.5K

Yr 9

$23.5K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Cash-Flow & Quality Compounder Desk

Cash-Fortress Compounders: Auditing Free Cash Flow & Yield Safety in GSBC & A-Rated Leaders

✓12-month Bull/Base/Bear fair-value walkthrough on GSBC and its top sector peer
✓Top Roarable A-Rated cash compounders with verified executive & 13F accumulation
✓Includes nightly RQD rating-change & forensic signal email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

GSBC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +20.23%▲ RESISTANCE BREAKOUT

2026-10-30O $82.62H $83.00L $81.21C $82.02VOL 69.2K

RES: $80.69SUP: $74.98SMA50: $78.96SMA200: $72.16

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

GSBC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 GSBC Butterfly Map → + Track GSBC →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

3.2%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on GSBC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for GSBC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for GSBC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (GSBC)

Financials Rank #100 of 1096 ⚔️ CCBG vs GSBC Full Matrix →

1. Head-to-Head Financials Peer Comparison (GSBC vs. CCBG, FCBC, ORRF, MPB)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Great Southern Bancorp Inc. (GSBC) ranks #100 by composite RQD confidence (72/100, grade B) and #576 by equity capitalization ($881.9M). Within this direct 5-issuer industry benchmark cohort, ORRF leads on earnings valuation at 10.8x trailing P/E, while ORRF leads on capital efficiency and profitability with 13.7% ROIC and — gross margin. ORRF currently holds the highest overall quantitative score in the immediate peer group at 75/100 (B) compared with GSBC at 72/100 (B).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
GSBC ACTIVE Great Southern Bancorp Inc.	B	72/100	12.4x	—	11.2%	+0.63%	$881.9M	Benchmark Subject
CCBG Capital City Bank Group	B	72/100	14.2x	—	11.1%	+0.73%	$875.9M	/ccbg-vs-gsbc →
FCBC First Community Bankshares Inc. (VA)	D+	52/100	72.8x	—	2.4%	-1.45%	$875.2M	/fcbc-vs-gsbc →
ORRF Orrstown Financial Services Inc.	B	75/100	10.8x	—	13.7%	+0.68%	$874.1M	/orrf-vs-gsbc →
MPB Mid Penn Bancorp	B-	71/100	15.4x	—	6.9%	+0.21%	$868.7M	/mpb-vs-gsbc →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000854560

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Great Southern Bancorp Inc. (GSBC) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $71.0M, operating cash flow of $81.5M, and free cash flow of $70.1M (+79.0% YoY). On the balance sheet, GSBC closed FY2025 with $5.60B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$71.0M	$81.5M	$70.1M	$5.60B	—
FY2024 (FY)	2024-12-31	$0	$61.8M	$44.1M	$39.1M	$5.98B	—
FY2023 (FY)	2023-12-31	$0	$67.8M	$80.7M	$80.7M	—	—

3. GSBC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is GSBC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Great Southern Bancorp Inc. (NASDAQ: GSBC) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 72/100 at a spot price of $82.02 (+0.63% 1D, market cap $881.9M). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, GSBC ranks #100 in composite RQD confidence.

How does GSBC compare to CCBG and FCBC in the Financials sector?

Within the Financials sector (Major Banks), GSBC carries a Roarable B (72/100 RQD), trailing P/E of 12.4x, gross margin of —, and ROIC of 11.2%. By comparison, CCBG (Capital City Bank Group) holds a B grade (72/100 RQD, P/E 14.2x, ROIC 11.1%, cap $875.9M) and FCBC (First Community Bankshares Inc. (VA)) posts a D+ grade (52/100 RQD, P/E 72.8x, ROIC 2.4%, cap $875.2M). Among the 5-stock peer group, ORRF leads on earnings multiple (10.8x) while ORRF leads on capital efficiency (13.7% ROIC).

What are the biggest fundamental strengths and SEC risk factors for GSBC?

Per GSBC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000854560), Great Southern Bancorp Inc. generated $0 in revenue, $71.0M in net income, and $70.1M in free cash flow against $5.60B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is GSBC trading relative to its 50-day, 200-day, and 52-week technical levels?

GSBC last traded at $82.02 (+0.63% on volume of 63,797 shares), positioning the stock +3.88% above its 50-day simple moving average ($78.96) and +13.66% above its 200-day simple moving average ($72.16). Across its 52-week range of $53.76 to $83.00, GSBC sits at the 96.6% percentile with a 14-day RSI of 60.9 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.1% ($78.66 to $85.38).

GSBC Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does GSBC pay a dividend and is it safe?

Great Southern Bancorp Inc. (GSBC) offers a 2.12% cash dividend yield ($1.74 annualized) and 3.92% total shareholder yield including buybacks. Roarable rates its payout coverage as FORTRESS PAYOUT.

Direct Sub-Reports: GSBC RQD Cockpit GSBC 12M Forecast GSBC Earnings & Move GSBC Dividends & DRIP GSBC Insiders & 13F GSBC Whale Options GSBC Profit Sankey GSBC News & Why