MARKET WIREYahoo • 6d ago
Do Options Traders Know Something About FRST Stock We Don't?Investors need to pay close attention to Primis Financial stock based on the movements in the options market lately.
Why FRST Stock Traded Steady Today — RQD Quant Desk Flash
$14.83 +0.03% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $14.80
Primis Financial Corp. (FRST) carries a Roarable Rating of D+ (Sell) with 56/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
ROARABLE D+ • SELL / AVOID
Cap $367.6M
INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $14.80 (-0.18%)🧬 Cannibal Buyback (-0.68% YoY Shares)⚙️ Cash Engine: 9/20 (D) • 0.2% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record: Scores of 56/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.4% avg 90D alpha vs SPY • 51.8% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →RQD QUANT TACHOMETERSELL / AVOID • D+
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw D · Rk B-
Each axis scored 0–20
12M PRICE TARGET CONE-0.9% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for FRST)Realized 20D OHLCV Swing Band: ±4.8%
Deterministic 5-Pillar Attribution (56/100 Composite)
🔍 WHY FRST SCORES 56/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Macro Regime Fit+15/20 pts (27% of score)
FRED Regime × Technicals: 68% of 52W Range • RSI-14 at 36.3 (NEUTRAL RANGE)
▲ #2 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (23% of score)
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 5/9
▼ #1 Drag / Risk Factor: Whale & Options Positioning9/20 pts (-11 pt drag)
Put hedging (50% put share) caps near-term gamma upside (-11 pts vs max)
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade C+$15.25+1.4% Next Q
64
Q2 (-2Q)Grade C$15.47-1.2% Next Q
61
Q3 (-1Q)Grade C$15.28-2.9% Next Q
59
CurrentGrade D+$14.83-0.4% Hist 90D α
56
Trajectory: C+ (64) → D+ (56)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER
⚔️ Adversarial Opposing Case: Why the FRST Bull Thesis Could Fail
Even with a 56/100 (D+) score, FRST faces multiple-compression risk if current valuation multiples re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
⚠️ Forensic Kill-Switch #1
Company executives have done more routine share selling than personal cash buying lately.
⚠️ Forensic Kill-Switch #2
Dilution & Margin Drag: Cannibal Buyback (-0.68% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
⚠️ Forensic Kill-Switch #3
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($15.64) or 200D SMA ($14.83) invalidates the momentum regime and cuts Target Base ($14.70) toward Bear Floor ($11.47).
🎲 LIVE PREDICTION MARKET ODDS TIED TO $FRST• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “FRST Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why FRST Stock Traded Steady Today — RQD Quant Desk Flash
Primis Financial Corp. (FRST) advanced +0.03% to $14.83, trading at 68% of its 52-week range ($10.5 – $16.88). Stretched risk/reward at current multiples (0% return on capital) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 68% of its 52-week range ($10.5 – $16.88) with RSI-14 at 36.3 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±4.8% around $14.83 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D+ (Sell) backed by 52% gross margin and $9.0M annual free cash flow.
Live FRST Headlines & Catalysts
RISK WATCHYahoo • 7d ago
Primis Financial: 3 Key Takeaways for Long-Term InvestorsOperating leverage from cost cuts is now compounding with margin expansion, a dual engine for earnings growth.
CATALYSTYahoo • 8d ago
Primis Financial (FRST) Q3 Earnings Spotlight A Margin Driven Profit ShiftPrimis Financial came into this Q3 2026 report with a low P/E story and a reputation for improving profitability. The stock still fell about 4% on the first trading day after the release. That reaction jars with the head
RISK WATCHSeekingAlpha • 9d ago
Primis Financial Corp. (FRST) Q3 2026 Earnings Call TranscriptPrimis Financial Corp. (FRST) Q3 2026 Earnings Call October 23, 2026 10:00 AM EDTCompany ParticipantsMatthew Switzer - Executive VP & CFODennis Zember -...
CATALYSTYahoo • 9d ago
Primis Financial (FRST) Q3 2026 Earnings Call TranscriptNet income surged 28% as margin expansion and loan growth offset mortgage headwinds.
MARKET WIREYahoo • 9d ago
What Primis Financial (FRST) Said on Its Q3 Earnings CallPrimis Financial (NASDAQ:FRST) reported third-quarter net income of $8.7 million, or $0.35 per diluted share, as expansion in the company’s core banking net interest margin and loan repricing helped offset weaker mortgag
MARKET WIREYahoo • 9d ago
Primis Financial Corp. Q3 2026 Earnings Call SummaryMoby summary of Primis Financial Corp.'s Q3 2026 earnings call
MARKET WIREBenzinga • 9d ago
Primis Finl Q3 2026 Earnings Call TranscriptPrimis Finl (NASDAQ:FRST) reported third-quarter financial results on Friday. The transcript from the company’s third-quarter earnings call has been provided below.This transcript is brought to you by Benzinga APIs. For
MARKET WIREYahoo • 9d ago
Primis Financial (FRST) Q3 Earnings: Taking a Look at Key Metrics Versus EstimatesThe headline numbers for Primis Financial (FRST) give insight into how the company performed in the quarter ended September 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and t
MARKET WIREYahoo • 9d ago
Primis Financial (FRST) Q3 Earnings and Revenues Lag EstimatesPrimis Financial (FRST) delivered earnings and revenue surprises of -22.22% and -3.86%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk
Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring FRST)
- ✓Walkthrough of FRST's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
- ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
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FRST // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +1.16%🛡️ HOLDING TREND SUPPORT
2026-10-30O $14.89H $14.89L $14.67C $14.83VOL 145.2K
RES: $15.93SUP: $14.64SMA50: $15.64SMA200: $14.83
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
FRST Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
8.0%/yr Implied 5Y Growth
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on FRST today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for FRST. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for FRST today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (FRST)
Financials Rank #684 of 1096
⚔️ USCB vs FRST Full Matrix →
1. Head-to-Head Financials Peer Comparison (FRST vs. USCB, CFFI, BRBS, FDBC)
Industry: Major Banks (248 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, Primis Financial Corp. (FRST) ranks #684 by composite RQD confidence (56/100, grade D+) and #770 by equity capitalization ($367.6M). Within this direct 5-issuer industry benchmark cohort, CFFI leads on earnings valuation at 13.5x trailing P/E, while USCB leads on capital efficiency and profitability with 12.0% ROIC and — gross margin. USCB currently holds the highest overall quantitative score in the immediate peer group at 70/100 (B-) compared with FRST at 56/100 (D+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| FRST
ACTIVE
Primis Financial Corp. | D+ | 56/100 | — | — | 0.0% | +0.03% | $367.6M | Benchmark Subject |
| USCB USCB Financial Holdings Inc. (Class A) | B- | 70/100 | 14.1x | — | 12.0% | -0.35% | $366.7M | /uscb-vs-frst → |
| CFFI C&F Financial Corporation | C- | 59/100 | 13.5x | — | 10.3% | +1.39% | $361.8M | /cffi-vs-frst → |
| BRBS Blue Ridge Bankshares Inc. | C+ | 66/100 | 33.8x | — | 3.3% | +1.77% | $361.4M | /brbs-vs-frst → |
| FDBC Fidelity D & D Bancorp Inc. | C+ | 69/100 | 13.6x | — | 11.8% | +3.65% | $382.4M | /fdbc-vs-frst → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001325670In its most recent audited fiscal period (FY2025, filed 2025-12-31), Primis Financial Corp. (FRST) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $61.4K, operating cash flow of $10.8M, and free cash flow of $9.0M (-50.7% YoY). On the balance sheet, FRST closed FY2025 with $4.05B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $0 | $61.4K | $10.8M | $9.0M | $4.05B | — |
| FY2024 (FY) | 2024-12-31 | $0 | -$16.2K | $19.5M | $18.3M | $3.69B | — |
| FY2023 (FY) | 2023-12-31 | $0 | -$7.8K | $28.8M | $28.8M | — | — |
3. FRST Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs FRST stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-01, Primis Financial Corp. (NASDAQ: FRST) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 56/100 at a spot price of $14.83 (+0.03% 1D, market cap $367.6M). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 15/20, and SEC Balance-Sheet Forensics 10/20. Across 1096 tracked Financials issuers, FRST ranks #684 in composite RQD confidence.
How does FRST compare to USCB and CFFI in the Financials sector?
Within the Financials sector (Major Banks), FRST carries a Roarable D+ (56/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of 0.0%. By comparison, USCB (USCB Financial Holdings Inc. (Class A)) holds a B- grade (70/100 RQD, P/E 14.1x, ROIC 12.0%, cap $366.7M) and CFFI (C&F Financial Corporation) posts a C- grade (59/100 RQD, P/E 13.5x, ROIC 10.3%, cap $361.8M). Among the 5-stock peer group, CFFI leads on earnings multiple (13.5x) while USCB leads on capital efficiency (12.0% ROIC).
What are the biggest fundamental strengths and SEC risk factors for FRST?
Per FRST's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001325670), Primis Financial Corp. generated $0 in revenue, $61.4K in net income, and $9.0M in free cash flow against $4.05B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is FRST trading relative to its 50-day, 200-day, and 52-week technical levels?
FRST last traded at $14.83 (+0.03% on volume of 164,530 shares), positioning the stock -5.18% below its 50-day simple moving average ($15.64) and 0.00% above its 200-day simple moving average ($14.83). Across its 52-week range of $10.50 to $16.88, FRST sits at the 67.9% percentile with a 14-day RSI of 36.3 (NEUTRAL RANGE) and an implied next-earnings move of ±4.8% ($14.12 to $15.54).
FRST Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is FRST stock moving today?
Why FRST Stock Traded Steady Today — RQD Quant Desk Flash. Stretched risk/reward at current multiples (0% return on capital) under elevated 10-year interest-rate pressure.