Stock Ratings / Financials / FMNB / earnings

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Farmers National Banc Corp. (FMNB) Next Earnings Date & Expected ±4% Move

$15.77 +1.87% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $15.79

Farmers National Banc Corp. (FMNB) carries a Roarable Rating of C- (Hold) with 61/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 61/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.5% avg 90D alpha vs SPY) →

ROARABLE C- • HOLD / WATCH Cap $934.3M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $15.79 (+0.15%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 18.6% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 61/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.5% avg 90D alpha vs SPY • 53.9% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C-

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C- · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE+1.3% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for FMNB)Realized 20D OHLCV Swing Band: ±4%

Deterministic 5-Pillar Attribution (61/100 Composite)

🔍 WHY FMNB SCORES 61/100 (C-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (26% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (21% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 5/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning8/20 pts (-12 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-12 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C-$14.97+2.2% Next Q

Q2 (-2Q)

Grade C$15.30+2.5% Next Q

Q3 (-1Q)

Grade C$15.69+0.5% Next Q

Current

Grade C-$15.77+0.5% Hist 90D α

Trajectory: C- (53) → C- (61)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the FMNB Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 61/100 (C-) score, FMNB faces multiple-compression risk if 17.1x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($15.48) or 200D SMA ($14.39) invalidates the momentum regime and cuts Target Base ($15.98) toward Bear Floor ($12.46).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $FMNB• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “FMNB Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 61%NO 39%Trade / Inspect Odds →

NEXT EST. WINDOW: Dec 30, 2026 (~58 DAYS)

Historical OHLCV Volatility ±4% Swing Band

±$0.63 Expected Swing

MODEL EARNINGS SETUP GAUGE

FMNB Quantitative Pre-Earnings Setup: 61/100

Trailing EPS: $0.92 • YoY Revenue Growth: 3.9%

Model Bullish Setup (61/100)Model Risk Weight (39/100)

Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).

LOG YOUR PERSONAL PRE-EARNINGS STANCE (SAVED LOCALLY IN BROWSER):

Recent SEC Reported Revenue, Net Profit & Diluted EPS Cadence

Period	Filed	Revenue	Net Profit	Free Cash Flow	Gross Margin
FY 2025	2025-12-31	$279.9M	$54.6M	$52.2M	52%
FY 2024	2024-12-31	$269.4M	$45.9M	$54.9M	52%
FY 2023	2023-12-31	$255.2M	$49.9M	$62.9M	52%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Options & Swing Structure Desk

Whale Flow & Momentum Playbook: Evaluating FMNB & AI Leaders Without Chasing Tops

✓Institutional whale strikes & implied earnings move audit on FMNB
✓How disciplined traders manage risk using pre-published trigger & invalidation levels
✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

FMNB // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +12.08%▲ ASCENDING CHANNEL

2026-10-30O $15.87H $15.91L $15.61C $15.77VOL 349.5K

RES: $16.96SUP: $14.92SMA50: $15.48SMA200: $14.39

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

FMNB Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 FMNB Butterfly Map → + Track FMNB →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

10.0%/yr Implied 5Y Growth

vs. +3.9% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on FMNB today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for FMNB. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for FMNB today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (FMNB)

Financials Rank #467 of 1096 ⚔️ FRBT vs FMNB Full Matrix →

1. Head-to-Head Financials Peer Comparison (FMNB vs. FRBT, THFF, TRST, HAFC)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Farmers National Banc Corp. (FMNB) ranks #467 by composite RQD confidence (61/100, grade C-) and #569 by equity capitalization ($934.3M). Within this direct 5-issuer industry benchmark cohort, THFF leads on earnings valuation at 11.6x trailing P/E, while THFF leads on capital efficiency and profitability with 12.2% ROIC and — gross margin. THFF currently holds the highest overall quantitative score in the immediate peer group at 72/100 (B) compared with FMNB at 61/100 (C-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
FMNB ACTIVE Farmers National Banc Corp.	C-	61/100	17.1x	—	11.2%	+1.87%	$934.3M	Benchmark Subject
FRBT Forbright Inc. (Class A)	D+	56/100	—	—	—	+6.90%	$935.6M	/frbt-vs-fmnb →
THFF First Financial Corporation	B	72/100	11.6x	—	12.2%	+0.87%	$921.6M	/thff-vs-fmnb →
TRST TrustCo Bank Corp NY	D+	55/100	15.8x	—	8.9%	+0.30%	$968.4M	/trst-vs-fmnb →
HAFC Hanmi Financial Corporation	C+	68/100	12.9x	—	7.5%	+1.32%	$982.3M	/hafc-vs-fmnb →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000709337

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Farmers National Banc Corp. (FMNB) reported GAAP revenue of $279.9M (+3.9% vs. FY2024 revenue of $269.4M , and +9.7% cumulative change since FY2023) , GAAP net income of $54.6M, operating cash flow of $60.0M, and free cash flow of $52.2M (-5.0% YoY). On the balance sheet, FMNB closed FY2025 with $5.25B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$279.9M	$54.6M	$60.0M	$52.2M	$5.25B	—
FY2024 (FY)	2024-12-31	$269.4M	$45.9M	$66.6M	$54.9M	$5.12B	—
FY2023 (FY)	2023-12-31	$255.2M	$49.9M	$62.9M	$62.9M	—	—

3. FMNB Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is FMNB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Farmers National Banc Corp. (NASDAQ: FMNB) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 61/100 at a spot price of $15.77 (+1.87% 1D, market cap $934.3M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, FMNB ranks #467 in composite RQD confidence.

How does FMNB compare to FRBT and THFF in the Financials sector?

Within the Financials sector (Major Banks), FMNB carries a Roarable C- (61/100 RQD), trailing P/E of 17.1x, gross margin of —, and ROIC of 11.2%. By comparison, FRBT (Forbright Inc. (Class A)) holds a D+ grade (56/100 RQD, P/E N/A, ROIC —, cap $935.6M) and THFF (First Financial Corporation) posts a B grade (72/100 RQD, P/E 11.6x, ROIC 12.2%, cap $921.6M). Among the 5-stock peer group, THFF leads on earnings multiple (11.6x) while THFF leads on capital efficiency (12.2% ROIC).

What are the biggest fundamental strengths and SEC risk factors for FMNB?

Per FMNB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000709337), Farmers National Banc Corp. generated $279.9M in revenue (+3.9% YoY), $54.6M in net income, and $52.2M in free cash flow against $5.25B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is FMNB trading relative to its 50-day, 200-day, and 52-week technical levels?

FMNB last traded at $15.77 (+1.87% on volume of 353,054 shares), positioning the stock +1.87% above its 50-day simple moving average ($15.48) and +9.59% above its 200-day simple moving average ($14.39). Across its 52-week range of $12.12 to $16.46, FMNB sits at the 84.1% percentile with a 14-day RSI of 55.6 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.0% ($15.14 to $16.40).

FMNB Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

When is FMNB's next earnings date?

Based on SEC filing cadence, Farmers National Banc Corp. (FMNB)'s next quarterly reporting window is estimated around Dec 30, 2026.

How much is FMNB stock expected to move on earnings?

Volatility modeling currently projects a ±4% event move for FMNB, spanning a range between $15.14 and $16.4.

Direct Sub-Reports: FMNB RQD Cockpit FMNB 12M Forecast FMNB Earnings & Move FMNB Dividends & DRIP FMNB Insiders & 13F FMNB Whale Options FMNB Profit Sankey FMNB News & Why