Stock Ratings / Financials / FMBH / earnings

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First Mid Bancshares Inc. (FMBH) Next Earnings Date & Expected ±4.5% Move

$51.13 +1.21% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

First Mid Bancshares Inc. (FMBH) carries a Roarable Rating of C (Hold) with 62/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C • HOLD / WATCH Cap $1.36B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

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RQD QUANT TACHOMETERHOLD / WATCH • C

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE+1.8% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for FMBH)Realized 20D OHLCV Swing Band: ±4.5%

NEXT EST. WINDOW: Dec 30, 2026 (~58 DAYS)

Historical OHLCV Volatility ±4.5% Swing Band

±$2.30 Expected Swing

MODEL EARNINGS SETUP GAUGE

FMBH Quantitative Pre-Earnings Setup: 62/100

Trailing EPS: $3.45 • YoY Revenue Growth: 12.4%

Model Bullish Setup (62/100)Model Risk Weight (38/100)

Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).

LOG YOUR PERSONAL PRE-EARNINGS STANCE (SAVED LOCALLY IN BROWSER):

Recent SEC Reported Revenue, Net Profit & Diluted EPS Cadence

Period	Filed	Revenue	Net Profit	Free Cash Flow	Gross Margin
FY 2025	2025-12-31	$0	$91.7M	$124.0M	52%
FY 2024	2024-12-31	$0	$78.9M	$119.5M	52%
FY 2023	2023-12-31	$0	$68.9M	$72.4M	52%

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Whale Flow & Momentum Playbook: Evaluating FMBH & AI Leaders Without Chasing Tops

✓Institutional whale strikes & implied earnings move audit on FMBH
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FMBH // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +21.48%▲ RESISTANCE BREAKOUT

2026-10-30O $51.63H $51.63L $50.16C $51.13VOL 129.6K

RES: $49.69SUP: $48.62SMA50: $49.97SMA200: $46.09

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

FMBH Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 FMBH Butterfly Map → + Track FMBH →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

6.9%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on FMBH today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for FMBH. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

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DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (FMBH)

Financials Rank #429 of 1096 ⚔️ HBT vs FMBH Full Matrix →

1. Head-to-Head Financials Peer Comparison (FMBH vs. HBT, PEBO, WABC, BHRB)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, First Mid Bancshares Inc. (FMBH) ranks #429 by composite RQD confidence (62/100, grade C) and #509 by equity capitalization ($1.36B). Within this direct 5-issuer industry benchmark cohort, WABC leads on earnings valuation at 12.2x trailing P/E, while BHRB leads on capital efficiency and profitability with 13.7% ROIC and — gross margin. PEBO currently holds the highest overall quantitative score in the immediate peer group at 72/100 (B) compared with FMBH at 62/100 (C).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
FMBH ACTIVE First Mid Bancshares Inc.	C	62/100	14.8x	—	9.6%	+1.21%	$1.36B	Benchmark Subject
HBT HBT Financial Inc.	B-	70/100	17.4x	—	12.5%	+1.10%	$1.34B	/hbt-vs-fmbh →
PEBO Peoples Bancorp Inc.	B	72/100	13.1x	—	10.5%	+1.09%	$1.39B	/pebo-vs-fmbh →
WABC Westamerica Bancorporation	C	63/100	12.2x	—	12.4%	+0.79%	$1.42B	/wabc-vs-fmbh →
BHRB Burke & Herbert Financial Services Corp.	C-	61/100	12.2x	—	13.7%	+0.88%	$1.43B	/bhrb-vs-fmbh →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000700565

In its most recent audited fiscal period (FY2025, filed 2025-12-31), First Mid Bancshares Inc. (FMBH) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $91.7M, operating cash flow of $130.9M, and free cash flow of $124.0M (+3.8% YoY). On the balance sheet, FMBH closed FY2025 with $7.97B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$91.7M	$130.9M	$124.0M	$7.97B	—
FY2024 (FY)	2024-12-31	$0	$78.9M	$124.4M	$119.5M	$7.52B	—
FY2023 (FY)	2023-12-31	$0	$68.9M	$72.4M	$72.4M	—	—

3. FMBH Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is FMBH stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, First Mid Bancshares Inc. (NASDAQ: FMBH) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 62/100 at a spot price of $51.13 (+1.21% 1D, market cap $1.36B). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, FMBH ranks #429 in composite RQD confidence.

How does FMBH compare to HBT and PEBO in the Financials sector?

Within the Financials sector (Major Banks), FMBH carries a Roarable C (62/100 RQD), trailing P/E of 14.8x, gross margin of —, and ROIC of 9.6%. By comparison, HBT (HBT Financial Inc.) holds a B- grade (70/100 RQD, P/E 17.4x, ROIC 12.5%, cap $1.34B) and PEBO (Peoples Bancorp Inc.) posts a B grade (72/100 RQD, P/E 13.1x, ROIC 10.5%, cap $1.39B). Among the 5-stock peer group, WABC leads on earnings multiple (12.2x) while BHRB leads on capital efficiency (13.7% ROIC).

What are the biggest fundamental strengths and SEC risk factors for FMBH?

Per FMBH's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000700565), First Mid Bancshares Inc. generated $0 in revenue, $91.7M in net income, and $124.0M in free cash flow against $7.97B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is FMBH trading relative to its 50-day, 200-day, and 52-week technical levels?

FMBH last traded at $51.13 (+1.21% on volume of 154,941 shares), positioning the stock +2.32% above its 50-day simple moving average ($49.97) and +10.94% above its 200-day simple moving average ($46.09). Across its 52-week range of $34.16 to $53.36, FMBH sits at the 88.4% percentile with a 14-day RSI of 53.0 (NEUTRAL RANGE) and an implied next-earnings move of ±4.5% ($48.83 to $53.43).

FMBH Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

When is FMBH's next earnings date?

Based on SEC filing cadence, First Mid Bancshares Inc. (FMBH)'s next quarterly reporting window is estimated around Dec 30, 2026.

How much is FMBH stock expected to move on earnings?

Volatility modeling currently projects a ±4.5% event move for FMBH, spanning a range between $48.83 and $53.43.

Direct Sub-Reports: FMBH RQD Cockpit FMBH 12M Forecast FMBH Earnings & Move FMBH Dividends & DRIP FMBH Insiders & 13F FMBH Whale Options FMBH Profit Sankey FMBH News & Why