First Interstate BancSystem Inc. (FIBK) carries a Roarable Rating of C+ (Hold) with 68/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
FRED Regime × Technicals: 76% of 52W Range • RSI-14 at 62.8 (BULLISH MOMENTUM)
SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)
Capital intensity & 0% operating margin leave 10 pts on the table
Even with a 68/100 (C+) score, FIBK faces multiple-compression risk if 12.0x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($36.45) or 200D SMA ($36.28) invalidates the momentum regime and cuts Target Base ($39.66) toward Bear Floor ($30.93).
First Interstate BancSystem Inc. (FIBK) advanced +1.04% to $37.95, trading at 76% of its 52-week range ($29.39 – $40.6). Solid steady margins (9% return on capital), mixed timing at 12x P/E—hold if owned, no rush to chase.
Stephens & Co. analyst Andrew Terrell maintains First Interstate BancSys (NASDAQ:FIBK) with a Equal-Weight and raises the price target from $37 to $38.
Regional banking company First Interstate BancSystem (NASDAQ:FIBK) met Wall Street’s revenue expectations in Q3 2026, but sales were flat year on year at $249.5 million. Its non-GAAP profit of $0.65 per share was 5.2% be
Amid a Russell 2000 sell-off driven by rising rates, FIBK, EPAC, CCS, and HRMY show varied resilience, with analysts weighing risks against potential upside in each stock.
First Interstate BancSystem’s third quarter reflected stable performance, as revenue matched Wall Street’s expectations but non-GAAP profit came in modestly below consensus. Management attributed the flat sales to a comb
Deposit discipline and share buybacks are amplifying per-share earnings as interest rates reset higher.
First Interstate BancSystem just reported Q3 2026 earnings with a clean headline story. Profit of US$62.2m and earnings of US$0.66 per share landed into a market that barely blinked, with the stock slipping only 0.3% tod
Net interest margin expanded for 10th consecutive quarter amid deposit growth.
First Interstate BancSystem (NASDAQ:FIBK) reported third-quarter net income of $62.2 million, or $0.65 per diluted share, compared with $83.9 million, or $0.87 per diluted share, in the second quarter. The sequential dec
Moby summary of First Interstate BancSystem, Inc.'s Q3 2026 earnings call
Although the revenue and EPS for First Interstate BancSystem (FIBK) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Str
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on FIBK today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for FIBK. Explore sector supply chains on /butterfly.
Across 1096 tracked Financials securities in the Roarable RQD universe, First Interstate BancSystem Inc. (FIBK) ranks #217 by composite RQD confidence (68/100, grade C+) and #324 by equity capitalization ($3.62B). Within this direct 5-issuer industry benchmark cohort, FIBK leads on earnings valuation at 12.0x trailing P/E, while BANF leads on capital efficiency and profitability with 13.0% ROIC and — gross margin. BANF currently holds the highest overall quantitative score in the immediate peer group at 71/100 (B-) compared with FIBK at 68/100 (C+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| FIBK
ACTIVE
First Interstate BancSystem Inc. | C+ | 68/100 | 12.0x | — | 8.8% | +1.04% | $3.62B | Benchmark Subject |
| NIC Nicolet Bankshares Inc. | C+ | 68/100 | 24.0x | — | 12.0% | +0.89% | $3.62B | /nic-vs-fibk → |
| RNST Renasant Corporation | C+ | 67/100 | 20.3x | — | 4.7% | +0.17% | $3.68B | /rnst-vs-fibk → |
| WSBC WesBanco Inc. | C+ | 69/100 | 16.7x | — | 5.5% | +0.99% | $3.73B | /wsbc-vs-fibk → |
| BANF BancFirst Corporation | B- | 71/100 | 15.6x | — | 13.0% | +0.68% | $3.74B | /banf-vs-fibk → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), First Interstate BancSystem Inc. (FIBK) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $302.1M, operating cash flow of $305.6M, and free cash flow of $305.6M (-13.9% YoY). On the balance sheet, FIBK closed FY2025 with $26.64B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $0 | $302.1M | $305.6M | $305.6M | $26.64B | — |
| FY2024 (FY) | 2024-12-31 | $0 | $226.0M | $355.0M | $355.0M | $29.14B | — |
| FY2023 (FY) | 2023-12-31 | $0 | $257.5M | $428.0M | $428.0M | — | — |
As of 2026-11-01, First Interstate BancSystem Inc. (NASDAQ: FIBK) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 68/100 at a spot price of $37.95 (+1.04% 1D, market cap $3.62B). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, FIBK ranks #217 in composite RQD confidence.
Within the Financials sector (Major Banks), FIBK carries a Roarable C+ (68/100 RQD), trailing P/E of 12.0x, gross margin of —, and ROIC of 8.8%. By comparison, NIC (Nicolet Bankshares Inc.) holds a C+ grade (68/100 RQD, P/E 24.0x, ROIC 12.0%, cap $3.62B) and RNST (Renasant Corporation) posts a C+ grade (67/100 RQD, P/E 20.3x, ROIC 4.7%, cap $3.68B). Among the 5-stock peer group, FIBK leads on earnings multiple (12.0x) while BANF leads on capital efficiency (13.0% ROIC).
Per FIBK's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000860413), First Interstate BancSystem Inc. generated $0 in revenue, $302.1M in net income, and $305.6M in free cash flow against $26.64B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
FIBK last traded at $37.95 (+1.04% on volume of 985,391 shares), positioning the stock +4.12% above its 50-day simple moving average ($36.45) and +4.60% above its 200-day simple moving average ($36.28). Across its 52-week range of $29.39 to $40.60, FIBK sits at the 76.4% percentile with a 14-day RSI of 62.8 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.4% ($36.28 to $39.62).
Why FIBK Stock advanced +1.04% Today — RQD Quant Desk Flash. Solid steady margins (9% return on capital), mixed timing at 12x P/E—hold if owned, no rush to chase.