Stock Ratings / Consumer Discretionary / FC

TPVG (56) KLC (40) EVI (61) WW (59) ⌘ Pro Terminal →

Franklin Covey Company (FC) — RQD Stock Rating Cockpit

$18.46 +0.38% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $18.44

Franklin Covey Company (FC) carries a Roarable Rating of D+ (Sell) with 55/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record: Scores of 55/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.5% avg 90D alpha vs SPY) →

ROARABLE D+ • SELL / AVOID Cap $208.5M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $18.44 (-0.12%)🧬 Cannibal Buyback (-1.24% YoY Shares)⚙️ Cash Engine: 15/20 (B) • 7.8% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 55/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.5% avg 90D alpha vs SPY • 51.4% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE-1.4% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for FC)Realized 20D OHLCV Swing Band: ±8.2%

Deterministic 5-Pillar Attribution (55/100 Composite)

🔍 WHY FC SCORES 55/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Cash Engine Quality+15/20 pts (27% of score)

SEC XBRL FY 2025 (10-K): 7.8% FCF Margin ($20.7M FCF) & 76.2% Gross Margin

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+12/20 pts (22% of score)

SEC Form 4 / 13F Thermometer: 60% Net Buy • Cannibal Buyback (-1.24% YoY Shares)

▼ #1 Drag / Risk Factor: Whale & Options Positioning7/20 pts (-13 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-13 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade D$18.15-1.1% Next Q

Q2 (-2Q)

Grade C-$17.95+4.1% Next Q

Q3 (-1Q)

Grade C-$18.68-1.2% Next Q

Current

Grade D+$18.46-0.5% Hist 90D α

Trajectory: D (47) → D+ (55)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the FC Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 55/100 (D+) score, FC faces multiple-compression risk if 68.0x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Sensitive to high interest rates and tighter Federal Reserve market liquidity.

⚠️ Forensic Kill-Switch #2

Priced at 68x earnings—high expectations leave less room for a lukewarm quarter.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($18.34) or 200D SMA ($19.63) invalidates the momentum regime and cuts Target Base ($18.21) toward Bear Floor ($14.20).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $FC• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “FC Beats Next Quarter EPS Consensus (Nov 29, 2026) & Holds Above 200D SMA”

YES 55%NO 45%Trade / Inspect Odds →

RSI-14 MOMENTUMNEUTRAL RANGE

47.830 Oversold · 70 Hot

ALTMAN-Z SHIELDWATCH ZONE (1.8–3.0)

2.60>3.0 Fortress Safe

PIOTROSKI F-SCORESOLID CORE (5–6)

5 / 99-Pt Accounting

52-WEEK LASER RANGE47% OF RANGE

L: $11$18.46H: $27

1. Money & Cash Health● HEALTHY

Are profits real cash in the bank?

Real cash coming in backs up reported profits (76% profit margin and healthy balance-sheet cushion).

Factor Grade: BRQD 15 / 20

2. Big Money & Insiders● TRIMMING

Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: DRQD 19 / 40

3. Hidden Risks & Market Weather● WARNING

SEC fine-print scan & interest-rate fit

High sensitivity to tight interest rates or new risk warnings added to recent SEC annual filings.

Factor Grade: D+RQD 21 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

JEV AI Jury Split (Battleground) on FC

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

BULLISH (75)

12.4% ROIC with 76.2% gross margin and 9.94% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

NEUTRAL (55)

Altman-Z 2.60 and Piotroski 5/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

BEARISH (48)

19/40 institutional & smart-money positioning score with 10/20 macro alignment.

Bull Case: Why Buyers Like FC

✓Strong cash generator (76% profit margin)—profits are backed by real money, not accounting tricks.

Bear Case: What Could Go Wrong

!Sensitive to high interest rates and tighter Federal Reserve market liquidity.
!Priced at 68x earnings—high expectations leave less room for a lukewarm quarter.
!Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring FC)

✓Walkthrough of FC's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

FC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -12.92%⚡ TESTING RESISTANCE

2026-10-30O $18.13H $18.47L $18.04C $18.46VOL 42.3K

RES: $18.93SUP: $14.82SMA50: $18.34SMA200: $19.63

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

FC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 FC Butterfly Map → + Track FC →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

45.0%/yr Implied 5Y Growth

vs. -7.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on FC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for FC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for FC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (FC)

Consumer Discretionary Rank #551 of 1011 ⚔️ TPVG vs FC Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (FC vs. TPVG, KLC, EVI, WW)

Industry: Other Consumer Services (73 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, Franklin Covey Company (FC) ranks #551 by composite RQD confidence (55/100, grade D+) and #688 by equity capitalization ($208.5M). Within this direct 5-issuer industry benchmark cohort, TPVG leads on earnings valuation at 3.8x trailing P/E, while WW leads on capital efficiency and profitability with 85.0% ROIC and — gross margin. EVI currently holds the highest overall quantitative score in the immediate peer group at 61/100 (C-) compared with FC at 55/100 (D+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
FC ACTIVE Franklin Covey Company	D+	55/100	68.0x	76.2%	12.4%	+0.38%	$208.5M	Benchmark Subject
TPVG TriplePoint Venture Growth BDC Corp.	D+	56/100	3.8x	—	13.9%	+2.02%	$185.2M	/tpvg-vs-fc →
KLC KinderCare Learning Companies Inc.	D-	40/100	—	—	-1.0%	+5.13%	$243.0M	/klc-vs-fc →
EVI EVI Industries Inc.	C-	61/100	37.3x	30.4%	5.4%	+1.26%	$279.7M	/evi-vs-fc →
WW WW International Inc.	C-	59/100	—	—	85.0%	+4.59%	$150.5M	/ww-vs-fc →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-08-31 • CIK 0000886206

In its most recent audited fiscal period (FY2025, filed 2025-08-31), Franklin Covey Company (FC) reported GAAP revenue of $267.1M (-7.0% vs. FY2024 revenue of $287.2M , and -4.8% cumulative change since FY2023) , GAAP net income of $3.1M, operating cash flow of $29.0M, and free cash flow of $20.7M (-63.4% YoY). On the balance sheet, FC closed FY2025 with $221.3M in total assets against $0 in total debt (Altman Z-Score: 2.60, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-08-31	$267.1M	$3.1M	$29.0M	$20.7M	$221.3M	—
FY2024 (FY)	2024-08-31	$287.2M	$23.4M	$60.3M	$56.6M	$239.9M	—
FY2023 (FY)	2023-08-31	$280.5M	$17.8M	$35.7M	$35.7M	—	—

3. FC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is FC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Franklin Covey Company (NYSE: FC) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 55/100 at a spot price of $18.46 (+0.38% 1D, market cap $208.5M). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 7/20, Executive Insider Alignment 11/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 12/20. Across 1011 tracked Consumer Discretionary issuers, FC ranks #551 in composite RQD confidence.

How does FC compare to TPVG and KLC in the Consumer Discretionary sector?

Within the Consumer Discretionary sector (Other Consumer Services), FC carries a Roarable D+ (55/100 RQD), trailing P/E of 68.0x, gross margin of 76.2%, and ROIC of 12.4%. By comparison, TPVG (TriplePoint Venture Growth BDC Corp.) holds a D+ grade (56/100 RQD, P/E 3.8x, ROIC 13.9%, cap $185.2M) and KLC (KinderCare Learning Companies Inc.) posts a D- grade (40/100 RQD, P/E N/A, ROIC -1.0%, cap $243.0M). Among the 5-stock peer group, TPVG leads on earnings multiple (3.8x) while WW leads on capital efficiency (85.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for FC?

Per FC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-08-31, CIK 0000886206), Franklin Covey Company generated $267.1M in revenue (-7.0% YoY), $3.1M in net income, and $20.7M in free cash flow against $221.3M in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (76% profit margin)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is FC trading relative to its 50-day, 200-day, and 52-week technical levels?

FC last traded at $18.46 (+0.38% on volume of 30,451 shares), positioning the stock +0.65% above its 50-day simple moving average ($18.34) and -5.96% below its 200-day simple moving average ($19.63). Across its 52-week range of $11.16 to $26.81, FC sits at the 46.6% percentile with a 14-day RSI of 47.8 (NEUTRAL RANGE) and an implied next-earnings move of ±8.2% ($16.95 to $19.97).

FC Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell FC stock right now?

Franklin Covey Company (FC) currently earns a Roarable Rating of D+ (Sell — SELL) with 55/100 RQD Confidence. Stretched risk/reward at 68x P/E (12% return on capital) under elevated 10-year interest-rate pressure.

What is FC's 12-month price target and RQD AI Jury consensus?

FC's 12-month base price target is $18.21 (range $14.2 to $28.15), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: FC RQD Cockpit FC 12M Forecast FC Earnings & Move FC Dividends & DRIP FC Insiders & 13F FC Whale Options FC Profit Sankey FC News & Why