Stock Ratings / Financials / EFSC / options

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Enterprise Financial Services Corporation (EFSC) Options Positioning, Max Pain & Unusual Sweeps

$62.48 +0.08% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

Enterprise Financial Services Corporation (EFSC) carries a Roarable Rating of C+ (Hold) with 66/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C+ • HOLD / WATCH Cap $2.26B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERHOLD / WATCH • C+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk B

Each axis scored 0–20

12M PRICE TARGET CONE+3.6% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for EFSC)Realized 20D OHLCV Swing Band: ±4.1%

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±4.1%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (EFSC)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for EFSC.

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Whale Flow & Momentum Playbook: Evaluating EFSC & AI Leaders Without Chasing Tops

✓Institutional whale strikes & implied earnings move audit on EFSC
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✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders

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EFSC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +8.06%📐 HORIZONTAL RANGE

2026-10-30O $62.87H $62.93L $61.52C $62.48VOL 217.2K

RES: $69.02SUP: $56.85SMA50: $61.51SMA200: $60.63

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

EFSC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 EFSC Butterfly Map → + Track EFSC →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

1.1%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on EFSC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for EFSC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for EFSC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (EFSC)

Financials Rank #280 of 1096 ⚔️ NWBI vs EFSC Full Matrix →

1. Head-to-Head Financials Peer Comparison (EFSC vs. NWBI, WAFD, OFG, MBIN)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Enterprise Financial Services Corporation (EFSC) ranks #280 by composite RQD confidence (66/100, grade C+) and #411 by equity capitalization ($2.26B). Within this direct 5-issuer industry benchmark cohort, WAFD leads on earnings valuation at 9.7x trailing P/E, while OFG leads on capital efficiency and profitability with 14.8% ROIC and — gross margin. WAFD currently holds the highest overall quantitative score in the immediate peer group at 70/100 (B-) compared with EFSC at 66/100 (C+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
EFSC ACTIVE Enterprise Financial Services Corporation	C+	66/100	11.2x	—	9.9%	+0.08%	$2.26B	Benchmark Subject
NWBI Northwest Bancshares Inc.	C+	66/100	17.8x	—	6.7%	+0.79%	$2.25B	/nwbi-vs-efsc →
WAFD WaFd Inc.	B-	70/100	9.7x	—	7.5%	+1.16%	$2.19B	/wafd-vs-efsc →
OFG OFG Bancorp	C	63/100	10.5x	—	14.8%	+0.26%	$2.15B	/ofg-vs-efsc →
MBIN Merchants Bancorp	D+	52/100	10.9x	—	9.6%	+5.84%	$2.39B	/mbin-vs-efsc →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001025835

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Enterprise Financial Services Corporation (EFSC) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $201.4M, operating cash flow of $193.5M, and free cash flow of $181.5M (-24.3% YoY). On the balance sheet, EFSC closed FY2025 with $17.30B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$201.4M	$193.5M	$181.5M	$17.30B	—
FY2024 (FY)	2024-12-31	$0	$185.3M	$247.4M	$239.9M	$15.60B	—
FY2023 (FY)	2023-12-31	$0	$194.1M	$268.2M	$268.2M	—	—

3. EFSC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is EFSC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Enterprise Financial Services Corporation (NASDAQ: EFSC) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 66/100 at a spot price of $62.48 (+0.08% 1D, market cap $2.26B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 10/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, EFSC ranks #280 in composite RQD confidence.

How does EFSC compare to NWBI and WAFD in the Financials sector?

Within the Financials sector (Major Banks), EFSC carries a Roarable C+ (66/100 RQD), trailing P/E of 11.2x, gross margin of —, and ROIC of 9.9%. By comparison, NWBI (Northwest Bancshares Inc.) holds a C+ grade (66/100 RQD, P/E 17.8x, ROIC 6.7%, cap $2.25B) and WAFD (WaFd Inc.) posts a B- grade (70/100 RQD, P/E 9.7x, ROIC 7.5%, cap $2.19B). Among the 5-stock peer group, WAFD leads on earnings multiple (9.7x) while OFG leads on capital efficiency (14.8% ROIC).

What are the biggest fundamental strengths and SEC risk factors for EFSC?

Per EFSC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001025835), Enterprise Financial Services Corporation generated $0 in revenue, $201.4M in net income, and $181.5M in free cash flow against $17.30B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is EFSC trading relative to its 50-day, 200-day, and 52-week technical levels?

EFSC last traded at $62.48 (+0.08% on volume of 259,480 shares), positioning the stock +1.58% above its 50-day simple moving average ($61.51) and +3.05% above its 200-day simple moving average ($60.63). Across its 52-week range of $51.18 to $68.73, EFSC sits at the 64.4% percentile with a 14-day RSI of 55.8 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.1% ($59.92 to $65.04).