Stock Ratings / Consumer Discretionary / DLX / dividends

WBTN (48) CMPR (57) MH (55) ACCO (62) ⌘ Pro Terminal →

Deluxe Corporation (DLX) Dividend Safety Gauge & 10-Year DRIP Compounder

$22.92 0.00% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $22.88

Deluxe Corporation (DLX) carries a Roarable Rating of C+ (Hold) with 68/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 68/100 (C+) historically posted market-perform odds over rolling 90-day windows (+1.8% avg 90D alpha vs SPY) →

ROARABLE C+ • HOLD / WATCH Cap $1.05B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $22.88 (-0.19%)🧬 Cannibal Buyback (-2.64% YoY Shares)⚙️ Cash Engine: 16/20 (B+) • 8.2% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 68/100 (C+) historically posted market-perform odds over rolling 90-day windows (+1.8% avg 90D alpha vs SPY • 56.9% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C+

2-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C+ · Rk C+

Each axis scored 0–20

12M PRICE TARGET CONE+4.5% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for DLX)Realized 20D OHLCV Swing Band: ±5.6%

Deterministic 5-Pillar Attribution (68/100 Composite)

🔍 WHY DLX SCORES 68/100 (C+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+17/20 pts (25% of score)

SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)

▲ #2 Bullish Driver: Cash Engine Quality+16/20 pts (24% of score)

SEC XBRL FY 2025 (10-K): 8.2% FCF Margin ($175.3M FCF) & 53% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning8/20 pts (-12 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-12 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade B+$23.14+0.2% Next Q

Q2 (-2Q)

Grade B$23.18+0.6% Next Q

Q3 (-1Q)

Grade B$23.32-1.7% Next Q

Current

Grade C+$22.92+1.8% Hist 90D α

Trajectory: B+ (76) → C+ (68)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the DLX Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 68/100 (C+) score, DLX faces multiple-compression risk if 12.8x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 50.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($23.37) or 200D SMA ($25.40) invalidates the momentum regime and cuts Target Base ($23.95) toward Bear Floor ($18.68).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $DLX• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “DLX Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 68%NO 32%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

7.05% Total Yield

5.25% Cash ($1.20/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

88/100 • FORTRESS PAYOUT

FREE CASH FLOW PAYOUT RATIO

20.5% of FCF

8 consecutive years of payout growth

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (10.6% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $27,387

Est. Year-10 Shareholder Yield: $1,931/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$11.1K

Yr 1

$12.2K

Yr 2

$13.5K

Yr 3

$15.0K

Yr 4

$16.5K

Yr 5

$18.3K

Yr 6

$20.2K

Yr 7

$22.4K

Yr 8

$24.8K

Yr 9

$27.4K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Cash-Flow & Quality Compounder Desk

Cash-Fortress Compounders: Auditing Free Cash Flow & Yield Safety in DLX & A-Rated Leaders

✓12-month Bull/Base/Bear fair-value walkthrough on DLX and its top sector peer
✓Top Roarable A-Rated cash compounders with verified executive & 13F accumulation
✓Includes nightly RQD rating-change & forensic signal email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

DLX // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -26.42%⚡ TESTING RESISTANCE

2026-10-30O $23.25H $23.25L $22.52C $22.92VOL 341.9K

RES: $23.52SUP: $22.01SMA50: $23.37SMA200: $25.40

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

DLX Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 DLX Butterfly Map → + Track DLX →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

3.8%/yr Implied 5Y Growth

vs. +0.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on DLX today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for DLX. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for DLX today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (DLX)

Consumer Discretionary Rank #221 of 1011 ⚔️ WBTN vs DLX Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (DLX vs. WBTN, CMPR, MH, ACCO)

Industry: Publishing (11 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, Deluxe Corporation (DLX) ranks #221 by composite RQD confidence (68/100, grade C+) and #505 by equity capitalization ($1.05B). Within this direct 5-issuer industry benchmark cohort, ACCO leads on earnings valuation at 9.7x trailing P/E, while CMPR leads on capital efficiency and profitability with 22.7% ROIC and 47.5% gross margin. DLX currently leads its immediate peer cohort in composite quantitative strength at 68/100 (C+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
DLX ACTIVE Deluxe Corporation	C+	68/100	12.8x	53.0%	—	0.00%	$1.05B	Benchmark Subject
WBTN WEBTOON Entertainment Inc.	D	48/100	—	23.3%	-8.5%	+0.11%	$1.29B	/wbtn-vs-dlx →
CMPR Cimpress plc (Ireland)	D+	57/100	99.3x	47.5%	22.7%	-19.35%	$1.49B	/cmpr-vs-dlx →
MH McGraw Hill Inc.	D+	55/100	33.8x	80.9%	7.6%	+1.61%	$2.66B	/mh-vs-dlx →
ACCO Acco Brands Corporation	C	62/100	9.7x	32.8%	5.0%	-0.46%	$402.5M	/acco-vs-dlx →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000027996

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Deluxe Corporation (DLX) reported GAAP revenue of $2.13B (+0.5% vs. FY2024 revenue of $2.12B , and -2.7% cumulative change since FY2023) , GAAP net income of $82.1M, operating cash flow of $270.6M, and free cash flow of $175.3M (+75.3% YoY). On the balance sheet, DLX closed FY2025 with $2.86B in total assets against $1.41B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 7/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$2.13B	$82.1M	$270.6M	$175.3M	$2.86B	$1.41B
FY2024 (FY)	2024-12-31	$2.12B	$52.8M	$194.3M	$100.0M	$2.83B	$1.47B
FY2023 (FY)	2023-12-31	$2.19B	$26.1M	$198.4M	$198.4M	—	—

3. DLX Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is DLX stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Deluxe Corporation (NYSE: DLX) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 68/100 at a spot price of $22.92 (0.00% 1D, market cap $1.05B). Pillar breakdown: Fundamental Cash Engine 16/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 17/20. Across 1011 tracked Consumer Discretionary issuers, DLX ranks #221 in composite RQD confidence.

How does DLX compare to WBTN and CMPR in the Consumer Discretionary sector?

Within the Consumer Discretionary sector (Publishing), DLX carries a Roarable C+ (68/100 RQD), trailing P/E of 12.8x, gross margin of 53.0%, and ROIC of —. By comparison, WBTN (WEBTOON Entertainment Inc.) holds a D grade (48/100 RQD, P/E N/A, ROIC -8.5%, cap $1.29B) and CMPR (Cimpress plc (Ireland)) posts a D+ grade (57/100 RQD, P/E 99.3x, ROIC 22.7%, cap $1.49B). Among the 5-stock peer group, ACCO leads on earnings multiple (9.7x) while CMPR leads on capital efficiency (22.7% ROIC).

What are the biggest fundamental strengths and SEC risk factors for DLX?

Per DLX's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000027996), Deluxe Corporation generated $2.13B in revenue (+0.5% YoY), $82.1M in net income, and $175.3M in free cash flow against $2.86B in total assets and $1.41B in total debt. Key quantitative strengths: Strong cash generator (53% profit margin)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is DLX trading relative to its 50-day, 200-day, and 52-week technical levels?

DLX last traded at $22.92 (0.00% on volume of 910,254 shares), positioning the stock -1.93% below its 50-day simple moving average ($23.37) and -9.76% below its 200-day simple moving average ($25.40). Across its 52-week range of $17.76 to $32.07, DLX sits at the 36.1% percentile with a 14-day RSI of 42.6 (NEUTRAL RANGE) and an implied next-earnings move of ±5.6% ($21.64 to $24.20).

DLX Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does DLX pay a dividend and is it safe?

Deluxe Corporation (DLX) offers a 5.25% cash dividend yield ($1.20 annualized) and 7.05% total shareholder yield including buybacks. Roarable rates its payout coverage as FORTRESS PAYOUT.

Direct Sub-Reports: DLX RQD Cockpit DLX 12M Forecast DLX Earnings & Move DLX Dividends & DRIP DLX Insiders & 13F DLX Whale Options DLX Profit Sankey DLX News & Why