Donegal Group Inc. (Class B) (DGICB) carries a Roarable Rating of D+ (Sell) with 57/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 4/9
Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)
Even with a 57/100 (D+) score, DGICB faces multiple-compression risk if 11.1x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($21.31) or 200D SMA ($19.76) invalidates the momentum regime and cuts Target Base ($23.59) toward Bear Floor ($18.40).
Donegal Group Inc. (Class B) (DGICB) dropped -8.49% to $23.70, trading at 58% of its 52-week range ($15.1 – $29.99). Stretched risk/reward at 11x P/E (12% return on capital) under elevated 10-year interest-rate pressure.
Donegal (DGICA) delivered earnings and revenue surprises of +51.52% and +0.83%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
(DGICB) on Thursday reported profit of $18.The Marietta, Pennsylvania-based company said it had profit of 45 cents per share.
MARIETTA, Pa., Oct. 29, 2026 (GLOBE NEWSWIRE) -- Donegal Group Inc. (NASDAQ: DGICA) and (NASDAQ: DGICB) today reported its financial results for the third quarter and first nine months of 2026. Significant Items for thir
Donegal Gr (NASDAQ:DGICB) reported quarterly earnings of $0.46 per share which beat the analyst consensus estimate of $0.43 by 6.98 percent. This is a 4.17 percent decrease over earnings of $0.48 per share from the same
Get a weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers, including dividend changes and key ex-dividend dates.
Gainers Netcapital (NASDAQ:NCPL) shares increased by 29.9% to $2.12 during Tuesday's regular session. The market value of their outstanding shares is at $12.7 million. Cheche Group (NASDAQ:CCG) shares rose 24.83%
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. -1.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on DGICB today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for DGICB. Explore sector supply chains on /butterfly.
Across 1096 tracked Financials securities in the Roarable RQD universe, Donegal Group Inc. (Class B) (DGICB) ranks #641 by composite RQD confidence (57/100, grade D+) and #578 by equity capitalization ($879.7M). Within this direct 5-issuer industry benchmark cohort, IGIC leads on earnings valuation at 8.3x trailing P/E, while ROOT leads on capital efficiency and profitability with 85.0% ROIC and — gross margin. ROOT currently holds the highest overall quantitative score in the immediate peer group at 70/100 (B-) compared with DGICB at 57/100 (D+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| DGICB
ACTIVE
Donegal Group Inc. (Class B) | D+ | 57/100 | 11.1x | — | 12.4% | -8.49% | $879.7M | Benchmark Subject |
| EIG Employers Holdings Inc | D | 48/100 | 81.6x | — | 1.1% | -4.53% | $881.5M | /eig-vs-dgicb → |
| ROOT Root Inc. (Class A) | B- | 70/100 | 20.8x | — | 85.0% | +3.13% | $832.5M | /root-vs-dgicb → |
| HIPO Hippo Holdings Inc. | D+ | 58/100 | 15.7x | — | 14.4% | -1.46% | $980.6M | /hipo-vs-dgicb → |
| IGIC International General Insurance Holdings Ltd. Ordinary Share | D+ | 58/100 | 8.3x | — | 17.9% | +1.69% | $1.06B | /igic-vs-dgicb → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), Donegal Group Inc. (Class B) (DGICB) reported GAAP revenue of $978.0M (-1.2% vs. FY2024 revenue of $989.6M , and +5.5% cumulative change since FY2023) , GAAP net income of $79.3M, operating cash flow of $70.2M, and free cash flow of $70.2M (+4.1% YoY). On the balance sheet, DGICB closed FY2025 with $2.39B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $978.0M | $79.3M | $70.2M | $70.2M | $2.39B | — |
| FY2024 (FY) | 2024-12-31 | $989.6M | $50.9M | $67.4M | $67.4M | $2.34B | — |
| FY2023 (FY) | 2023-12-31 | $927.3M | $4.4M | $28.6M | $28.6M | — | — |
As of 2026-11-01, Donegal Group Inc. (Class B) (NASDAQ: DGICB) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 57/100 at a spot price of $23.70 (-8.49% 1D, market cap $879.7M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 4/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 17/20. Across 1096 tracked Financials issuers, DGICB ranks #641 in composite RQD confidence.
Within the Financials sector (Property-Casualty Insurers), DGICB carries a Roarable D+ (57/100 RQD), trailing P/E of 11.1x, gross margin of —, and ROIC of 12.4%. By comparison, EIG (Employers Holdings Inc) holds a D grade (48/100 RQD, P/E 81.6x, ROIC 1.1%, cap $881.5M) and ROOT (Root Inc. (Class A)) posts a B- grade (70/100 RQD, P/E 20.8x, ROIC 85.0%, cap $832.5M). Among the 5-stock peer group, IGIC leads on earnings multiple (8.3x) while ROOT leads on capital efficiency (85.0% ROIC).
Per DGICB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000800457), Donegal Group Inc. (Class B) generated $978.0M in revenue (-1.2% YoY), $79.3M in net income, and $70.2M in free cash flow against $2.39B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
DGICB last traded at $23.70 (-8.49% on volume of 5,862 shares), positioning the stock +11.22% above its 50-day simple moving average ($21.31) and +19.94% above its 200-day simple moving average ($19.76). Across its 52-week range of $15.10 to $29.99, DGICB sits at the 57.8% percentile with a 14-day RSI of 64.4 (BULLISH MOMENTUM) and an implied next-earnings move of ±8.6% ($21.66 to $25.74).
Why DGICB Stock dropped -8.49% Today — RQD Quant Desk Flash. Stretched risk/reward at 11x P/E (12% return on capital) under elevated 10-year interest-rate pressure.
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