Donegal Group Inc. (Class A) (DGICA) carries a Roarable Rating of C+ (Hold) with 69/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
As of 2026-11-01, Donegal Group Inc. (Class A) (NASDAQ: DGICA) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 69/100 at a spot price of $18.83 (+1.07% 1D, market cap $699.0M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 17/20. Across 1096 tracked Financials issuers, DGICA ranks #188 in composite RQD confidence.
Within the Financials sector (Property-Casualty Insurers), DGICA carries a Roarable C+ (69/100 RQD), trailing P/E of 8.8x, gross margin of —, and ROIC of 12.4%. By comparison, TIPT (Tiptree Inc.) holds a D grade (45/100 RQD, P/E 18.0x, ROIC -6.8%, cap $627.2M) and ROOT (Root Inc. (Class A)) posts a B- grade (70/100 RQD, P/E 20.8x, ROIC 85.0%, cap $832.5M). Among the 5-stock peer group, AII leads on earnings multiple (5.6x) while ROOT leads on capital efficiency (85.0% ROIC).
Per DGICA's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000800457), Donegal Group Inc. (Class A) generated $978.0M in revenue (-1.2% YoY), $79.3M in net income, and $70.2M in free cash flow against $2.39B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)
FRED Regime × Technicals: 55% of 52W Range • RSI-14 at 51.8 (NEUTRAL RANGE)
Capital intensity & 0% operating margin leave 9 pts on the table
Even with a 69/100 (C+) score, DGICA faces multiple-compression risk if 8.8x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($18.71) or 200D SMA ($18.12) invalidates the momentum regime and cuts Target Base ($19.76) toward Bear Floor ($15.41).
Donegal Group Inc. (Class A) (DGICA) advanced +1.07% to $18.83, trading at 55% of its 52-week range ($16.11 – $21.06). Solid steady margins (12% return on capital), mixed timing at 9x P/E—hold if owned, no rush to chase.
Donegal Group (DGICA) posted mixed Q3 2026 results: EPS beat consensus, revenue missed slightly, underwriting stayed profitable, and shares rose premarket.
Donegal (DGICA) delivered earnings and revenue surprises of +51.52% and +0.83%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
(DGICB) on Thursday reported profit of $18.The Marietta, Pennsylvania-based company said it had profit of 45 cents per share.
MARIETTA, Pa., Oct. 29, 2026 (GLOBE NEWSWIRE) -- Donegal Group Inc. (NASDAQ: DGICA) and (NASDAQ: DGICB) today reported its financial results for the third quarter and first nine months of 2026. Significant Items for thir
Donegal Gr (NASDAQ:DGICA) reported quarterly earnings of $0.50 per share which beat the analyst consensus estimate of $0.43 by 16.28 percent. This is a 3.85 percent decrease over earnings of $0.52 per share from the
Kingstone Company is growing fast in New York City and boosting margins with reinsurance strategy shifts. Click for more on KINS stock.
Get a weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers, including dividend changes and key ex-dividend dates.
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. -1.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on DGICA today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for DGICA. Explore sector supply chains on /butterfly.
Across 1096 tracked Financials securities in the Roarable RQD universe, Donegal Group Inc. (Class A) (DGICA) ranks #188 by composite RQD confidence (69/100, grade C+) and #626 by equity capitalization ($699.0M). Within this direct 5-issuer industry benchmark cohort, AII leads on earnings valuation at 5.6x trailing P/E, while ROOT leads on capital efficiency and profitability with 85.0% ROIC and — gross margin. AII currently holds the highest overall quantitative score in the immediate peer group at 75/100 (B) compared with DGICA at 69/100 (C+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| DGICA
ACTIVE
Donegal Group Inc. (Class A) | C+ | 69/100 | 8.8x | — | 12.4% | +1.07% | $699.0M | Benchmark Subject |
| TIPT Tiptree Inc. | D | 45/100 | 18.0x | — | -6.8% | +0.06% | $627.2M | /tipt-vs-dgica → |
| ROOT Root Inc. (Class A) | B- | 70/100 | 20.8x | — | 85.0% | +3.13% | $832.5M | /root-vs-dgica → |
| AII American Integrity Insurance Group Inc. | B | 75/100 | 5.6x | — | 29.6% | +2.54% | $562.6M | /aii-vs-dgica → |
| DGICB Donegal Group Inc. (Class B) | D+ | 57/100 | 11.1x | — | 12.4% | -8.49% | $879.7M | /dgicb-vs-dgica → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), Donegal Group Inc. (Class A) (DGICA) reported GAAP revenue of $978.0M (-1.2% vs. FY2024 revenue of $989.6M , and +5.5% cumulative change since FY2023) , GAAP net income of $79.3M, operating cash flow of $70.2M, and free cash flow of $70.2M (+4.1% YoY). On the balance sheet, DGICA closed FY2025 with $2.39B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $978.0M | $79.3M | $70.2M | $70.2M | $2.39B | — |
| FY2024 (FY) | 2024-12-31 | $989.6M | $50.9M | $67.4M | $67.4M | $2.34B | — |
| FY2023 (FY) | 2023-12-31 | $927.3M | $4.4M | $28.6M | $28.6M | — | — |
As of 2026-11-01, Donegal Group Inc. (Class A) (NASDAQ: DGICA) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 69/100 at a spot price of $18.83 (+1.07% 1D, market cap $699.0M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 17/20. Across 1096 tracked Financials issuers, DGICA ranks #188 in composite RQD confidence.
Within the Financials sector (Property-Casualty Insurers), DGICA carries a Roarable C+ (69/100 RQD), trailing P/E of 8.8x, gross margin of —, and ROIC of 12.4%. By comparison, TIPT (Tiptree Inc.) holds a D grade (45/100 RQD, P/E 18.0x, ROIC -6.8%, cap $627.2M) and ROOT (Root Inc. (Class A)) posts a B- grade (70/100 RQD, P/E 20.8x, ROIC 85.0%, cap $832.5M). Among the 5-stock peer group, AII leads on earnings multiple (5.6x) while ROOT leads on capital efficiency (85.0% ROIC).
Per DGICA's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000800457), Donegal Group Inc. (Class A) generated $978.0M in revenue (-1.2% YoY), $79.3M in net income, and $70.2M in free cash flow against $2.39B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
DGICA last traded at $18.83 (+1.07% on volume of 162,356 shares), positioning the stock +0.64% above its 50-day simple moving average ($18.71) and +3.92% above its 200-day simple moving average ($18.12). Across its 52-week range of $16.11 to $21.06, DGICA sits at the 54.9% percentile with a 14-day RSI of 51.8 (NEUTRAL RANGE) and an implied next-earnings move of ±5.7% ($17.76 to $19.90).
Why DGICA Stock advanced +1.07% Today — RQD Quant Desk Flash. Solid steady margins (12% return on capital), mixed timing at 9x P/E—hold if owned, no rush to chase.
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