Dime Commercial Bancshares Inc. (DCOM) earns a Roarable Rating of B (Buy) with 74/100 RQD Confidence. High-quality cash engine (steady margins, 8% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
FRED Regime × Technicals: 94% of 52W Range • RSI-14 at 58.4 (BULLISH MOMENTUM)
SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)
Balance-sheet & 10-K footnote risk deducts 7 pts from forensic ceiling
Even with a 74/100 (B) score, DCOM faces multiple-compression risk if 16.9x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($40.30) or 200D SMA ($37.55) invalidates the momentum regime and cuts Target Base ($45.39) toward Bear Floor ($34.72).
Dime Commercial Bancshares Inc. (DCOM) advanced +1.15% to $42.34, trading at 94% of its 52-week range ($25.63 – $43.38). High-quality cash engine (steady margins, 8% return on capital) with steady institutional support.
HAUPPAUGE, N.Y., Oct. 29, 2026 (GLOBE NEWSWIRE) -- Dime Commercial Bancshares, Inc. (NYSE: DCOM, DCOM PR and DCBG) (the “Company”) announced that its Board of Directors declared a quarterly cash dividend of $0.34375 per
HAUPPAUGE, N.Y., Oct. 29, 2026 (GLOBE NEWSWIRE) -- Dime Commercial Bancshares, Inc. (the “Company” or “Dime”) (NYSE: DCOM), announced today that it is supporting the Moriches Bay project again this year. The project is a
Small-cap stocks can be incredibly lucrative investments because their lack of analyst coverage leads to frequent mispricings. However, these businesses (and their stock prices) often stay small because their subscale op
Dime Commercial Bancshares has logged a strong share price run in recent years, and the key issue for anyone looking at the stock now is whether that move still lines up with what the bank actually earns. With the market
Keefe, Bruyette & Woods analyst David Konrad maintains Dime Commercial (NYSE:DCOM) with a Outperform and raises the price target from $47 to $49.
Regional bank Dime Community Bancshares (NASDAQ:DCOM) announced better-than-expected revenue in Q3 2026, with sales up 15.4% year on year to $134.6 million. Its non-GAAP profit of $0.91 per share was 5.3% above analysts’
Piper Sandler analyst Manuel Navas reiterates Dime Commercial (NYSE:DCOM) with a Overweight and raises the price target from $45 to $47.
Dime Commercial Bancshares just dropped its Q3 2026 scorecard and the stock did not wait for the fine print. Shares jumped about 6% on the day after the release, a punchy move for a regional bank that had barely budged o
The bank notched a double beat on its third-quarter results.
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +19.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on DCOM today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for DCOM. Explore sector supply chains on /butterfly.
Across 1096 tracked Financials securities in the Roarable RQD universe, Dime Commercial Bancshares Inc. (DCOM) ranks #58 by composite RQD confidence (74/100, grade B) and #438 by equity capitalization ($1.87B). Within this direct 5-issuer industry benchmark cohort, STBA leads on earnings valuation at 13.4x trailing P/E, while RBCAA leads on capital efficiency and profitability with 11.9% ROIC and — gross margin. DCOM currently leads its immediate peer cohort in composite quantitative strength at 74/100 (B).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| DCOM
ACTIVE
Dime Commercial Bancshares Inc. | B | 74/100 | 16.9x | — | 7.5% | +1.15% | $1.87B | Benchmark Subject |
| GABC German American Bancorp Inc. | B | 73/100 | 16.5x | — | 9.7% | +0.94% | $1.86B | /gabc-vs-dcom → |
| STBA S&T Bancorp Inc. | C | 63/100 | 13.4x | — | 9.2% | +1.21% | $1.80B | /stba-vs-dcom → |
| RBCAA Republic Bancorp Inc. (Class A) | B | 72/100 | 13.7x | — | 11.9% | +0.30% | $1.80B | /rbcaa-vs-dcom → |
| FSUN FirstSun Capital Bancorp | C- | 60/100 | 18.3x | — | 8.5% | +0.69% | $1.79B | /fsun-vs-dcom → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), Dime Commercial Bancshares Inc. (DCOM) reported GAAP revenue of $19.9M (+19.0% vs. FY2024 revenue of $16.7M , and +21.1% cumulative change since FY2023) , GAAP net income of $110.7M, operating cash flow of $186.6M, and free cash flow of $186.6M (+88.3% YoY). On the balance sheet, DCOM closed FY2025 with $15.34B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 6/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $19.9M | $110.7M | $186.6M | $186.6M | $15.34B | — |
| FY2024 (FY) | 2024-12-31 | $16.7M | $29.1M | $99.1M | $99.1M | $14.35B | — |
| FY2023 (FY) | 2023-12-31 | $16.4M | $96.1M | $90.9M | $90.9M | — | — |
As of 2026-11-01, Dime Commercial Bancshares Inc. (NYSE: DCOM) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 74/100 at a spot price of $42.34 (+1.15% 1D, market cap $1.87B). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 18/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, DCOM ranks #58 in composite RQD confidence.
Within the Financials sector (Major Banks), DCOM carries a Roarable B (74/100 RQD), trailing P/E of 16.9x, gross margin of —, and ROIC of 7.5%. By comparison, GABC (German American Bancorp Inc.) holds a B grade (73/100 RQD, P/E 16.5x, ROIC 9.7%, cap $1.86B) and STBA (S&T Bancorp Inc.) posts a C grade (63/100 RQD, P/E 13.4x, ROIC 9.2%, cap $1.80B). Among the 5-stock peer group, STBA leads on earnings multiple (13.4x) while RBCAA leads on capital efficiency (11.9% ROIC).
Per DCOM's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000846617), Dime Commercial Bancshares Inc. generated $19.9M in revenue (+19.0% YoY), $110.7M in net income, and $186.6M in free cash flow against $15.34B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
DCOM last traded at $42.34 (+1.15% on volume of 260,513 shares), positioning the stock +5.06% above its 50-day simple moving average ($40.30) and +12.76% above its 200-day simple moving average ($37.55). Across its 52-week range of $25.63 to $43.38, DCOM sits at the 94.1% percentile with a 14-day RSI of 58.4 (BULLISH MOMENTUM) and an implied next-earnings move of ±5.0% ($40.22 to $44.46).
Why DCOM Stock advanced +1.15% Today — RQD Quant Desk Flash. High-quality cash engine (steady margins, 8% return on capital) with steady institutional support.