Stock Ratings / Financials / DCOM / insiders

GABC (73) STBA (63) RBCAA (72) FSUN (60) ⌘ Pro Terminal →

Dime Commercial Bancshares Inc. (DCOM) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$42.34 +1.15% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $42.53

Dime Commercial Bancshares Inc. (DCOM) earns a Roarable Rating of B (Buy) with 74/100 RQD Confidence. High-quality cash engine (steady margins, 8% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

📊 Historical Track Record: Scores of 74/100 (B) historically ranked in the Top 12% of excess returns over the next 90 days (+7.3% avg 90D alpha vs SPY • 69.4% hit rate) →

ROARABLE B • BUY Cap $1.87B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $42.53 (+0.45%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 14/20 (B-) • 937.2% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 74/100 (B) historically ranked in the Top 12% of excess returns over the next 90 days (+7.3% avg 90D alpha vs SPY • 69.4% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERBUY • B

2-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B · Rk B+

Each axis scored 0–20

12M PRICE TARGET CONE+7.2% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for DCOM)Realized 20D OHLCV Swing Band: ±5%

Deterministic 5-Pillar Attribution (74/100 Composite)

🔍 WHY DCOM SCORES 74/100 (B) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+18/20 pts (24% of score)

FRED Regime × Technicals: 94% of 52W Range • RSI-14 at 58.4 (BULLISH MOMENTUM)

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (22% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▼ #1 Drag / Risk Factor: SEC 10-K Forensic Risk13/20 pts (-7 pt drag)

Balance-sheet & 10-K footnote risk deducts 7 pts from forensic ceiling

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade B-$38.14+1.8% Next Q

Q2 (-2Q)

Grade B-$38.83+10% Next Q

Q3 (-1Q)

Grade B$42.73-0.9% Next Q

Current

Grade B$42.34+7.3% Hist 90D α

Trajectory: B- (66) → B (74)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the DCOM Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 74/100 (B) score, DCOM faces multiple-compression risk if 16.9x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($40.30) or 200D SMA ($37.55) invalidates the momentum regime and cuts Target Base ($45.39) toward Bear Floor ($34.72).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $DCOM• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “DCOM Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 74%NO 26%Trade / Inspect Odds →

SEC FORM 4 × 13F HEDGE FUNDS × CONGRESSIONAL STOCK ACT

DCOM Smart-Money Thermometer: HEAVY INSIDER & 13F ACCUMULATION

Explore All 13F & Congress Whales →

▲ Disclosed Buys: 0 ($0)▼ Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (DCOM)

No recent open-market Form 4 cluster sales or emergency dumps flagged on DCOM. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (DCOM Tape Review)

✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
✓Forensic Red-Light accounting & dilution traps to review on your watchlist
✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

DCOM // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +17.97%📐 HORIZONTAL RANGE

2026-10-30O $42.46H $42.50L $41.69C $42.34VOL 232.3K

RES: $43.47SUP: $36.96SMA50: $40.30SMA200: $37.55

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

DCOM Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 DCOM Butterfly Map → + Track DCOM →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

9.8%/yr Implied 5Y Growth

vs. +19.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on DCOM today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for DCOM. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for DCOM today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (DCOM)

Financials Rank #58 of 1096 ⚔️ GABC vs DCOM Full Matrix →

1. Head-to-Head Financials Peer Comparison (DCOM vs. GABC, STBA, RBCAA, FSUN)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Dime Commercial Bancshares Inc. (DCOM) ranks #58 by composite RQD confidence (74/100, grade B) and #438 by equity capitalization ($1.87B). Within this direct 5-issuer industry benchmark cohort, STBA leads on earnings valuation at 13.4x trailing P/E, while RBCAA leads on capital efficiency and profitability with 11.9% ROIC and — gross margin. DCOM currently leads its immediate peer cohort in composite quantitative strength at 74/100 (B).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
DCOM ACTIVE Dime Commercial Bancshares Inc.	B	74/100	16.9x	—	7.5%	+1.15%	$1.87B	Benchmark Subject
GABC German American Bancorp Inc.	B	73/100	16.5x	—	9.7%	+0.94%	$1.86B	/gabc-vs-dcom →
STBA S&T Bancorp Inc.	C	63/100	13.4x	—	9.2%	+1.21%	$1.80B	/stba-vs-dcom →
RBCAA Republic Bancorp Inc. (Class A)	B	72/100	13.7x	—	11.9%	+0.30%	$1.80B	/rbcaa-vs-dcom →
FSUN FirstSun Capital Bancorp	C-	60/100	18.3x	—	8.5%	+0.69%	$1.79B	/fsun-vs-dcom →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000846617

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Dime Commercial Bancshares Inc. (DCOM) reported GAAP revenue of $19.9M (+19.0% vs. FY2024 revenue of $16.7M , and +21.1% cumulative change since FY2023) , GAAP net income of $110.7M, operating cash flow of $186.6M, and free cash flow of $186.6M (+88.3% YoY). On the balance sheet, DCOM closed FY2025 with $15.34B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 6/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$19.9M	$110.7M	$186.6M	$186.6M	$15.34B	—
FY2024 (FY)	2024-12-31	$16.7M	$29.1M	$99.1M	$99.1M	$14.35B	—
FY2023 (FY)	2023-12-31	$16.4M	$96.1M	$90.9M	$90.9M	—	—

3. DCOM Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is DCOM stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Dime Commercial Bancshares Inc. (NYSE: DCOM) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 74/100 at a spot price of $42.34 (+1.15% 1D, market cap $1.87B). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 18/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, DCOM ranks #58 in composite RQD confidence.

How does DCOM compare to GABC and STBA in the Financials sector?

Within the Financials sector (Major Banks), DCOM carries a Roarable B (74/100 RQD), trailing P/E of 16.9x, gross margin of —, and ROIC of 7.5%. By comparison, GABC (German American Bancorp Inc.) holds a B grade (73/100 RQD, P/E 16.5x, ROIC 9.7%, cap $1.86B) and STBA (S&T Bancorp Inc.) posts a C grade (63/100 RQD, P/E 13.4x, ROIC 9.2%, cap $1.80B). Among the 5-stock peer group, STBA leads on earnings multiple (13.4x) while RBCAA leads on capital efficiency (11.9% ROIC).

What are the biggest fundamental strengths and SEC risk factors for DCOM?

Per DCOM's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000846617), Dime Commercial Bancshares Inc. generated $19.9M in revenue (+19.0% YoY), $110.7M in net income, and $186.6M in free cash flow against $15.34B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is DCOM trading relative to its 50-day, 200-day, and 52-week technical levels?

DCOM last traded at $42.34 (+1.15% on volume of 260,513 shares), positioning the stock +5.06% above its 50-day simple moving average ($40.30) and +12.76% above its 200-day simple moving average ($37.55). Across its 52-week range of $25.63 to $43.38, DCOM sits at the 94.1% percentile with a 14-day RSI of 58.4 (BULLISH MOMENTUM) and an implied next-earnings move of ±5.0% ($40.22 to $44.46).

DCOM Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Are DCOM insiders and hedge funds buying or selling?

Roarable's SEC Form 4 and 13F Whale Thermometer currently classifies DCOM leadership and institutional positioning as: HEAVY INSIDER & 13F ACCUMULATION.

Direct Sub-Reports: DCOM RQD Cockpit DCOM 12M Forecast DCOM Earnings & Move DCOM Dividends & DRIP DCOM Insiders & 13F DCOM Whale Options DCOM Profit Sankey DCOM News & Why