Stock Ratings / Financials / CWBC / dividends

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Community West Bancshares (CWBC) Dividend Safety Gauge & 10-Year DRIP Compounder

$26.10 +0.97% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

Community West Bancshares (CWBC) carries a Roarable Rating of C- (Hold) with 59/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C- • HOLD / WATCH Cap $708.1M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERHOLD / WATCH • C-

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE+0.5% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for CWBC)Realized 20D OHLCV Swing Band: ±5.4%

CASH DIVIDEND + BUYBACK YIELD

3.81% Total Yield

2.01% Cash ($0.52/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

88/100 • FORTRESS PAYOUT

FREE CASH FLOW PAYOUT RATIO

21.2% of FCF

8 consecutive years of payout growth

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (8.8% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $23,243

Est. Year-10 Shareholder Yield: $886/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$10.9K

Yr 1

$11.8K

Yr 2

$12.9K

Yr 3

$14.0K

Yr 4

$15.2K

Yr 5

$16.6K

Yr 6

$18.0K

Yr 7

$19.6K

Yr 8

$21.4K

Yr 9

$23.2K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Cash-Flow & Quality Compounder Desk

Cash-Fortress Compounders: Auditing Free Cash Flow & Yield Safety in CWBC & A-Rated Leaders

✓12-month Bull/Base/Bear fair-value walkthrough on CWBC and its top sector peer
✓Top Roarable A-Rated cash compounders with verified executive & 13F accumulation
✓Includes nightly RQD rating-change & forensic signal email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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CWBC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +10.03%⚡ TESTING RESISTANCE

2026-10-30O $26.24H $26.24L $25.71C $26.10VOL 130.8K

RES: $26.51SUP: $24.82SMA50: $26.04SMA200: $24.90

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

CWBC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 CWBC Butterfly Map → + Track CWBC →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

11.9%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on CWBC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for CWBC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for CWBC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (CWBC)

Financials Rank #551 of 1096 ⚔️ MSBI vs CWBC Full Matrix →

1. Head-to-Head Financials Peer Comparison (CWBC vs. MSBI, PFIS, AROW, BCAL)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Community West Bancshares (CWBC) ranks #551 by composite RQD confidence (59/100, grade C-) and #622 by equity capitalization ($708.1M). Within this direct 5-issuer industry benchmark cohort, BCAL leads on earnings valuation at 10.9x trailing P/E, while PFIS leads on capital efficiency and profitability with 11.4% ROIC and — gross margin. PFIS currently holds the highest overall quantitative score in the immediate peer group at 67/100 (C+) compared with CWBC at 59/100 (C-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
CWBC ACTIVE Community West Bancshares	C-	59/100	18.6x	—	9.3%	+0.97%	$708.1M	Benchmark Subject
MSBI Midland States Bancorp Inc.	D	48/100	—	—	-22.0%	-1.23%	$702.0M	/msbi-vs-cwbc →
PFIS Peoples Financial Services Corp.	C+	67/100	12.1x	—	11.4%	+0.37%	$715.3M	/pfis-vs-cwbc →
AROW Arrow Financial Corporation	C+	66/100	16.3x	—	10.2%	+1.67%	$716.2M	/arow-vs-cwbc →
BCAL California BanCorp	C	65/100	10.9x	—	10.9%	-0.46%	$689.3M	/bcal-vs-cwbc →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001127371

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Community West Bancshares (CWBC) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $38.2M, operating cash flow of $46.1M, and free cash flow of $43.6M (+154.1% YoY). On the balance sheet, CWBC closed FY2025 with $3.69B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$38.2M	$46.1M	$43.6M	$3.69B	—
FY2024 (FY)	2024-12-31	$0	$7.7M	$22.2M	$17.2M	$3.52B	—
FY2023 (FY)	2023-12-31	$0	$26.6M	$27.5M	$27.5M	—	—

3. CWBC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is CWBC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Community West Bancshares (NASDAQ: CWBC) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 59/100 at a spot price of $26.10 (+0.97% 1D, market cap $708.1M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 15/20. Across 1096 tracked Financials issuers, CWBC ranks #551 in composite RQD confidence.

How does CWBC compare to MSBI and PFIS in the Financials sector?

Within the Financials sector (Major Banks), CWBC carries a Roarable C- (59/100 RQD), trailing P/E of 18.6x, gross margin of —, and ROIC of 9.3%. By comparison, MSBI (Midland States Bancorp Inc.) holds a D grade (48/100 RQD, P/E N/A, ROIC -22.0%, cap $702.0M) and PFIS (Peoples Financial Services Corp.) posts a C+ grade (67/100 RQD, P/E 12.1x, ROIC 11.4%, cap $715.3M). Among the 5-stock peer group, BCAL leads on earnings multiple (10.9x) while PFIS leads on capital efficiency (11.4% ROIC).

What are the biggest fundamental strengths and SEC risk factors for CWBC?

Per CWBC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001127371), Community West Bancshares generated $0 in revenue, $38.2M in net income, and $43.6M in free cash flow against $3.69B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is CWBC trading relative to its 50-day, 200-day, and 52-week technical levels?

CWBC last traded at $26.10 (+0.97% on volume of 147,888 shares), positioning the stock +0.23% above its 50-day simple moving average ($26.04) and +4.82% above its 200-day simple moving average ($24.90). Across its 52-week range of $20.70 to $28.17, CWBC sits at the 72.3% percentile with a 14-day RSI of 47.7 (NEUTRAL RANGE) and an implied next-earnings move of ±5.4% ($24.69 to $27.51).

CWBC Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does CWBC pay a dividend and is it safe?

Community West Bancshares (CWBC) offers a 2.01% cash dividend yield ($0.52 annualized) and 3.81% total shareholder yield including buybacks. Roarable rates its payout coverage as FORTRESS PAYOUT.

Direct Sub-Reports: CWBC RQD Cockpit CWBC 12M Forecast CWBC Earnings & Move CWBC Dividends & DRIP CWBC Insiders & 13F CWBC Whale Options CWBC Profit Sankey CWBC News & Why