Torrid Holdings Inc. (CURV) carries a Roarable Rating of D- (Sell) with 42/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
As of 2026-11-01, Torrid Holdings Inc. (NYSE: CURV) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 42/100 at a spot price of $2.22 (+4.72% 1D, market cap $221.4M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 5/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 4/20. Across 1011 tracked Consumer Discretionary issuers, CURV ranks #793 in composite RQD confidence.
Within the Consumer Discretionary sector (Clothing/Shoe/Accessory Stores), CURV carries a Roarable D- (42/100 RQD), trailing P/E of N/A, gross margin of 34.8%, and ROIC of 74.0%. By comparison, ZUMZ (Zumiez Inc.) holds a B- grade (70/100 RQD, P/E 17.3x, ROIC 6.9%, cap $231.8M) and LE (Lands' End Inc.) posts a C+ grade (68/100 RQD, P/E 52.6x, ROIC 7.9%, cap $289.5M). Among the 5-stock peer group, ZUMZ leads on earnings multiple (17.3x) while CURV leads on capital efficiency (74.0% ROIC).
Per CURV's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-01-31, CIK 0001792781), Torrid Holdings Inc. generated $1.00B in revenue (-9.4% YoY), -$7.0M in net income, and -$21.9M in free cash flow against $400.3M in total assets and $256.3M in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
20D Institutional Volume Accumulation (±12.5% realized swing band)
SEC XBRL FY 2025 (10-K): 0% FCF Margin ($0 FCF) & 34.8% Gross Margin
Dilution Drag (+2.20% YoY Shares) & executive Form 4 sales trim 16 pts from alignment
While CURV currently carries a cautious 42/100 (D-) rating due to Insider Conviction & Share Dilution (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
Established market leader in Consumer Discretionary with deep daily trading liquidity.
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($2.30) and Max Pain ($2.33) forces dealer call-delta covering toward $3.00.
Forensic Repair Trigger: Halting share dilution (Dilution Drag (+2.20% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
Torrid Holdings Inc. (CURV) surged +4.72% to $2.22, trading at 67% of its 52-week range ($0.94 – $2.86). Stretched risk/reward at current multiples (74% return on capital) under elevated 10-year interest-rate pressure.
LOS ANGELES, October 27, 2026--Torrid Holdings Inc. ("Torrid" or the "Company") (NYSE: CURV), a leading fashion destination for women sizes 8 to 30, today announced the top 15 finalists in its 2026 Casting Call. Selected
CITY OF INDUSTRY, Calif., October 19, 2026--Torrid Holdings Inc. ("Torrid" or the "Company") (NYSE: CURV), a direct-to-consumer apparel, intimates, and accessories brand in North America for women sizes 8 to 30, announce
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. -9.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on CURV today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for CURV. Explore sector supply chains on /butterfly.
Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, Torrid Holdings Inc. (CURV) ranks #793 by composite RQD confidence (42/100, grade D-) and #681 by equity capitalization ($221.4M). Within this direct 5-issuer industry benchmark cohort, ZUMZ leads on earnings valuation at 17.3x trailing P/E, while CURV leads on capital efficiency and profitability with 74.0% ROIC and 34.8% gross margin. ZUMZ currently holds the highest overall quantitative score in the immediate peer group at 70/100 (B-) compared with CURV at 42/100 (D-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| CURV
ACTIVE
Torrid Holdings Inc. | D- | 42/100 | — | 34.8% | 74.0% | +4.72% | $221.4M | Benchmark Subject |
| ZUMZ Zumiez Inc. | B- | 70/100 | 17.3x | 35.8% | 6.9% | +6.55% | $231.8M | /zumz-vs-curv → |
| LE Lands' End Inc. | C+ | 68/100 | 52.6x | 48.7% | 7.9% | +4.03% | $289.5M | /le-vs-curv → |
| DLTH Duluth Holdings Inc. (Class B) | D | 50/100 | — | 53.4% | -5.3% | +4.02% | $167.2M | /dlth-vs-curv → |
| DBI Designer Brands Inc. (Class A) | C | 62/100 | — | 43.6% | 16.4% | +7.09% | $347.6M | /dbi-vs-curv → |
In its most recent audited fiscal period (FY2025, filed 2026-01-31), Torrid Holdings Inc. (CURV) reported GAAP revenue of $1.00B (-9.4% vs. FY2024 revenue of $1.10B , and -13.2% cumulative change since FY2023) , GAAP net income of -$7.0M, operating cash flow of -$13.0M, and free cash flow of -$21.9M (-134.7% YoY). On the balance sheet, CURV closed FY2025 with $400.3M in total assets against $256.3M in total debt (Altman Z-Score: 1.54, Piotroski F-Score: 1/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2026-01-31 | $1.00B | -$7.0M | -$13.0M | -$21.9M | $400.3M | $256.3M |
| FY2024 (FY) | 2025-02-01 | $1.10B | $16.3M | $77.4M | $63.0M | $488.4M | $272.4M |
| FY2023 (FY) | 2024-02-03 | $1.15B | $11.6M | $42.8M | $42.8M | — | — |
As of 2026-11-01, Torrid Holdings Inc. (NYSE: CURV) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 42/100 at a spot price of $2.22 (+4.72% 1D, market cap $221.4M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 5/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 4/20. Across 1011 tracked Consumer Discretionary issuers, CURV ranks #793 in composite RQD confidence.
Within the Consumer Discretionary sector (Clothing/Shoe/Accessory Stores), CURV carries a Roarable D- (42/100 RQD), trailing P/E of N/A, gross margin of 34.8%, and ROIC of 74.0%. By comparison, ZUMZ (Zumiez Inc.) holds a B- grade (70/100 RQD, P/E 17.3x, ROIC 6.9%, cap $231.8M) and LE (Lands' End Inc.) posts a C+ grade (68/100 RQD, P/E 52.6x, ROIC 7.9%, cap $289.5M). Among the 5-stock peer group, ZUMZ leads on earnings multiple (17.3x) while CURV leads on capital efficiency (74.0% ROIC).
Per CURV's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-01-31, CIK 0001792781), Torrid Holdings Inc. generated $1.00B in revenue (-9.4% YoY), -$7.0M in net income, and -$21.9M in free cash flow against $400.3M in total assets and $256.3M in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.
CURV last traded at $2.22 (+4.72% on volume of 251,589 shares), positioning the stock -3.48% below its 50-day simple moving average ($2.30) and +20.00% above its 200-day simple moving average ($1.85). Across its 52-week range of $0.94 to $2.86, CURV sits at the 66.7% percentile with a 14-day RSI of 57.7 (BULLISH MOMENTUM) and an implied next-earnings move of ±12.5% ($1.94 to $2.50).
Why CURV Stock surged +4.72% Today — RQD Quant Desk Flash. Stretched risk/reward at current multiples (74% return on capital) under elevated 10-year interest-rate pressure.
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