Stock Ratings / Consumer Discretionary / CRMT / forecast

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America's Car-Mart Inc (CRMT) 12-Month Stock Forecast & Price Target Cone

$1.06 +22.25% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $1.10

America's Car-Mart Inc (CRMT) carries a Roarable Rating of D (Sell) with 46/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (46/100 · D) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D • SELL / AVOID Cap $8.8M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on CRMT Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is CRMT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, America's Car-Mart Inc (NASDAQ: CRMT) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 46/100 at a spot price of $1.06 (+22.25% 1D, market cap $8.8M). Pillar breakdown: Fundamental Cash Engine 16/20, Institutional 13F & Options Flow 5/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 7/20. Across 1011 tracked Consumer Discretionary issuers, CRMT ranks #656 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does CRMT compare to NXXT and VRM in the Consumer Discretionary sector?

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Within the Consumer Discretionary sector (Retail-Auto Dealers and Gas Stations), CRMT carries a Roarable D (46/100 RQD), trailing P/E of N/A, gross margin of 35.4%, and ROIC of —. By comparison, NXXT (NextNRG Inc.) holds a E grade (28/100 RQD, P/E N/A, ROIC -35.0%, cap $5.3M) and VRM (Vroom Inc.) posts a D grade (44/100 RQD, P/E N/A, ROIC -35.0%, cap $41.3M). Among the 5-stock peer group, CRMT leads on earnings multiple (N/A) while NXXT leads on capital efficiency (-35.0% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for CRMT?

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Per CRMT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-04-30, CIK 0000799850), America's Car-Mart Inc generated $1.03B in revenue (-10.3% YoY), $0 in net income, and $63.1M in free cash flow against $1.63B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (35% profit margin)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $1.10 (+3.81%)🧬 Disciplined Float (+0.16% YoY Shares)⚙️ Cash Engine: 16/20 (B+) • 6.1% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (46/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-6.1% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D · Rk D

Each axis scored 0–20

12M PRICE TARGET CONE-5.7% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for CRMT)Realized 20D OHLCV Swing Band: ±12.5%

Deterministic 5-Pillar Attribution (46/100 Composite)

🔍 WHY CRMT SCORES 46/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Cash Engine Quality+16/20 pts (35% of score)

SEC XBRL FY 2025 (10-K): 6.1% FCF Margin ($63.1M FCF) & 35.4% Gross Margin

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+10/20 pts (22% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 3/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning5/20 pts (-15 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-15 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C-$1.32-18.9% Next Q

Q2 (-2Q)

Grade C-$1.07-27.1% Next Q

Q3 (-1Q)

Grade D$0.78+35.9% Next Q

Current

Grade D$1.06-6.1% Hist 90D α

Trajectory: C- (54) → D (46)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a CRMT Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While CRMT currently carries a cautious 46/100 (D) rating due to Whale & Options Positioning (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Strong cash generator (35% profit margin)—profits are backed by real money, not accounting tricks.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($1.48) and Max Pain ($1.11) forces dealer call-delta covering toward $30.14.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.16% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $CRMT• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “CRMT Beats Next Quarter EPS Consensus (Jan 28, 2027) & Holds Above 200D SMA”

YES 46%NO 54%Trade / Inspect Odds →

INTERACTIVE 12-MONTH POSITION SIMULATOR

Drag to Test Your CRMT Position Size: $10,000

Shares at $1.06: 9434.0 sh

$1,000$10,000$25,000$50,000$100,000

12M Bear Case FloorTarget $0.78

$7,358

$-2,642 (-26.4%)

12M Consensus BaseTarget $1.00

$9,434

$-566 (-5.7%)

12M Bull Case BreakoutTarget $30.14

$284,340

+$274,340 (+2743.4%)

Wall Street Analyst Breakdown & Historical Accuracy Audit (35 Desks)

Street Historical Accuracy: 64/100

● Strong Buy / Buy: 17● Hold: 9● Sell: 9

Wall Street Firm	Stance	12M Target	1Y Accuracy	Track Grade
Morgan StanleyInstitutional Equity Desk	HOLD	$1	74%	A
Goldman SachsSector Coverage Lead	UNDERPERFORM	$28	69%	B
JP MorganUS Large-Cap Research	SELL	$1	58%	C

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring CRMT)

✓Walkthrough of CRMT's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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CRMT // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -91.55%▲ RESISTANCE BREAKOUT

2026-11-02O $0.87H $1.06L $0.87C $1.06VOL 1.32M

RES: $0.82SUP: $0.50SMA50: $1.48SMA200: $9.10

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

CRMT Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 CRMT Butterfly Map → + Track CRMT →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. -10.3% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on CRMT today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for CRMT. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for CRMT today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (CRMT)

Consumer Discretionary Rank #656 of 1011 ⚔️ NXXT vs CRMT Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (CRMT vs. NXXT, VRM, JZXN, KXIN)

Industry: Retail-Auto Dealers and Gas Stations (20 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, America's Car-Mart Inc (CRMT) ranks #656 by composite RQD confidence (46/100, grade D) and #939 by equity capitalization ($8.8M). Within this direct 5-issuer industry benchmark cohort, CRMT leads on earnings valuation at N/A trailing P/E, while NXXT leads on capital efficiency and profitability with -35.0% ROIC and 8.4% gross margin. CRMT currently leads its immediate peer cohort in composite quantitative strength at 46/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
CRMT ACTIVE America's Car-Mart Inc	D	46/100	—	35.4%	—	+22.25%	$8.8M	Benchmark Subject
NXXT NextNRG Inc.	E	28/100	—	8.4%	-35.0%	-14.48%	$5.3M	/nxxt-vs-crmt →
VRM Vroom Inc.	D	44/100	—	—	-35.0%	-6.18%	$41.3M	/vrm-vs-crmt →
JZXN Jiuzi Holdings Inc.	D-	38/100	—	0.7%	—	+10.58%	$59.2M	/jzxn-vs-crmt →
KXIN Kaixin Holdings	E	34/100	—	96.0%	-35.0%	+7.73%	$94.6M	/kxin-vs-crmt →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2026-04-30 • CIK 0000799850

In its most recent audited fiscal period (FY2025, filed 2026-04-30), America's Car-Mart Inc (CRMT) reported GAAP revenue of $1.03B (-10.3% vs. FY2024 revenue of $1.15B , and -11.5% cumulative change since FY2023) , GAAP net income of $0, operating cash flow of $65.0M, and free cash flow of $63.1M (+219.9% YoY). On the balance sheet, CRMT closed FY2025 with $1.63B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 3/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2026-04-30	$1.03B	$0	$65.0M	$63.1M	$1.63B	—
FY2024 (FY)	2025-04-30	$1.15B	$0	-$48.8M	-$52.7M	$1.61B	—
FY2023 (FY)	2024-04-30	$1.16B	$0	-$73.9M	-$73.9M	—	—

3. CRMT Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is CRMT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does CRMT compare to NXXT and VRM in the Consumer Discretionary sector?

What are the biggest fundamental strengths and SEC risk factors for CRMT?

Where is CRMT trading relative to its 50-day, 200-day, and 52-week technical levels?

CRMT last traded at $1.06 (+22.25% on volume of 1,320,372 shares), positioning the stock -28.38% below its 50-day simple moving average ($1.48) and -88.35% below its 200-day simple moving average ($9.10). Across its 52-week range of $0.57 to $28.70, CRMT sits at the 1.7% percentile with a 14-day RSI of 46.4 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($1.00 to $1.19).

CRMT Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is CRMT's 12-month stock price target?

America's Car-Mart Inc (CRMT) carries a 12-month consensus base price target of $1 (-5.7% from $1.06), with a bull-case target of $30.14 and a bear-case floor of $0.78.

Is CRMT stock a Buy, Hold, or Sell right now?

Roarable's 5-Pillar RQD Quant Engine rates CRMT D (Sell — SELL) with an RQD Confidence score of 46/100.

Direct Sub-Reports: CRMT RQD Cockpit CRMT 12M Forecast CRMT Earnings & Move CRMT Dividends & DRIP CRMT Insiders & 13F CRMT Whale Options CRMT Profit Sankey CRMT News & Why