CATALYSTYahoo • 3d ago
Community Bancorp Q3 Earnings Rise 7% Y/Y on Strong Loan GrowthCMTV's Q3 earnings rise 7.24% y/y, driven by strong loan growth and higher net interest income despite increased credit costs and expenses.
Why CMTV Stock advanced +1.71% Today — RQD Quant Desk Flash
$42.19 +1.71% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $42.24
Community Bancorp. (CMTV) carries a Roarable Rating of C+ (Hold) with 69/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
ROARABLE C+ • HOLD / WATCH
Cap $236.3M
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Click Any Pre-Computed AI Quant Specialist Briefing on CMTV Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is CMTV stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-01, Community Bancorp. (NASDAQ: CMTV) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 69/100 at a spot price of $42.19 (+1.71% 1D, market cap $236.3M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 17/20. Across 1096 tracked Financials issuers, CMTV ranks #197 in composite RQD confidence.
✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does CMTV compare to INBK and OPBK in the Financials sector?
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Within the Financials sector (Major Banks), CMTV carries a Roarable C+ (69/100 RQD), trailing P/E of 13.9x, gross margin of —, and ROIC of 14.9%. By comparison, INBK (First Internet Bancorp) holds a D+ grade (52/100 RQD, P/E N/A, ROIC -9.8%, cap $238.2M) and OPBK (OP Bancorp) posts a C- grade (61/100 RQD, P/E 9.0x, ROIC 11.2%, cap $230.6M). Among the 5-stock peer group, OPBK leads on earnings multiple (9.0x) while CMTV leads on capital efficiency (14.9% ROIC).
✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for CMTV?
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Per CMTV's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000718413), Community Bancorp. generated $0 in revenue, $17.0M in net income, and $15.3M in free cash flow against $1.29B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
✓ Pre-computed one-to-many AI Quant brief
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INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $42.24 (+0.12%)🧬 Cannibal Buyback (-2.64% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 0.4% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record: Scores of 69/100 (C+) historically posted market-perform odds over rolling 90-day windows (+2.0% avg 90D alpha vs SPY • 57.3% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →RQD QUANT TACHOMETERHOLD / WATCH • C+
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw C+ · Rk B
Each axis scored 0–20
12M PRICE TARGET CONE+5% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for CMTV)Realized 20D OHLCV Swing Band: ±5.9%
Deterministic 5-Pillar Attribution (69/100 Composite)
🔍 WHY CMTV SCORES 69/100 (C+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Insider Conviction & Share Dilution+17/20 pts (25% of score)
SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)
▲ #2 Bullish Driver: Macro Regime Fit+16/20 pts (23% of score)
FRED Regime × Technicals: 92% of 52W Range • RSI-14 at 51 (NEUTRAL RANGE)
▼ #1 Drag / Risk Factor: Whale & Options Positioning11/20 pts (-9 pt drag)
Put hedging (50% put share) caps near-term gamma upside (-9 pts vs max)
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade B+$43.20-4.1% Next Q
77
Q2 (-2Q)Grade B+$41.44+2.1% Next Q
74
Q3 (-1Q)Grade B$42.31-0.3% Next Q
72
CurrentGrade C+$42.19+2% Hist 90D α
69
Trajectory: B+ (77) → C+ (69)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER
⚔️ Adversarial Opposing Case: Why the CMTV Bull Thesis Could Fail
Even with a 69/100 (C+) score, CMTV faces multiple-compression risk if 13.9x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
⚠️ Forensic Kill-Switch #1
Broader market pullbacks can still drag down strong stocks in the short run.
⚠️ Forensic Kill-Switch #2
Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
⚠️ Forensic Kill-Switch #3
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($41.38) or 200D SMA ($37.91) invalidates the momentum regime and cuts Target Base ($44.28) toward Bear Floor ($34.54).
🎲 LIVE PREDICTION MARKET ODDS TIED TO $CMTV• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “CMTV Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why CMTV Stock advanced +1.71% Today — RQD Quant Desk Flash
Community Bancorp. (CMTV) advanced +1.71% to $42.19, trading at 92% of its 52-week range ($22.66 – $43.95). Solid steady margins (15% return on capital), mixed timing at 14x P/E—hold if owned, no rush to chase.
- ▸Technical Tape: Trading at 92% of its 52-week range ($22.66 – $43.95) with RSI-14 at 51 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±5.9% around $42.19 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable C+ (Hold) backed by 52% gross margin and $15.3M annual free cash flow.
Live CMTV Headlines & Catalysts
CATALYSTYahoo • 4d ago
Community Bancorp (CMTV) Q3 Results Contrast Firm Earnings And NIM PressureCommunity Bancorp just reported Q3 2026 earnings that showed the real story in profitability, not in the share chart. The stock slipped about 1.1% today, yet basic EPS landed at roughly US$0.91 with quarterly net income
MARKET WIREYahoo • 5d ago
Community Bancorp. Reports Third Quarter 2026 EarningsDERBY, VT / ACCESS Newswire / October 27, 2026 / Community Bancorp. (NASDAQ:CMTV), the parent company of Community National Bank (the "Bank"), reported consolidated earnings for the third quarter ended September 30, 2026
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk
Scheduled RQD Strong Buys & Whale Accumulation Briefing (CMTV Tape Review)
- ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
- ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
- ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
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CMTV // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +5.61%▲ ASCENDING TRIANGLE
2026-10-30O $42.49H $42.92L $41.99C $42.19VOL 9.9K
RES: $44.03SUP: $40.58SMA50: $41.38SMA200: $37.91
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
CMTV Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
5.6%/yr Implied 5Y Growth
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on CMTV today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for CMTV. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for CMTV today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (CMTV)
Financials Rank #197 of 1096
⚔️ INBK vs CMTV Full Matrix →
1. Head-to-Head Financials Peer Comparison (CMTV vs. INBK, OPBK, PEBK, MRBK)
Industry: Major Banks (248 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, Community Bancorp. (CMTV) ranks #197 by composite RQD confidence (69/100, grade C+) and #859 by equity capitalization ($236.3M). Within this direct 5-issuer industry benchmark cohort, OPBK leads on earnings valuation at 9.0x trailing P/E, while CMTV leads on capital efficiency and profitability with 14.9% ROIC and — gross margin. MRBK currently holds the highest overall quantitative score in the immediate peer group at 73/100 (B) compared with CMTV at 69/100 (C+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| CMTV
ACTIVE
Community Bancorp. | C+ | 69/100 | 13.9x | — | 14.9% | +1.71% | $236.3M | Benchmark Subject |
| INBK First Internet Bancorp | D+ | 52/100 | — | — | -9.8% | +2.29% | $238.2M | /inbk-vs-cmtv → |
| OPBK OP Bancorp | C- | 61/100 | 9.0x | — | 11.2% | +0.98% | $230.6M | /opbk-vs-cmtv → |
| PEBK Peoples Bancorp of North Carolina Inc. | B- | 70/100 | 12.3x | — | 12.6% | +1.48% | $243.6M | /pebk-vs-cmtv → |
| MRBK Meridian Corporation | B | 73/100 | 10.4x | — | 10.9% | +0.32% | $226.9M | /mrbk-vs-cmtv → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000718413In its most recent audited fiscal period (FY2025, filed 2025-12-31), Community Bancorp. (CMTV) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $17.0M, operating cash flow of $16.0M, and free cash flow of $15.3M (+1.9% YoY). On the balance sheet, CMTV closed FY2025 with $1.29B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $0 | $17.0M | $16.0M | $15.3M | $1.29B | — |
| FY2024 (FY) | 2024-12-31 | $0 | $12.8M | $15.8M | $15.0M | $1.25B | — |
| FY2023 (FY) | 2023-12-31 | $0 | $13.4M | $14.9M | $14.9M | — | — |
3. CMTV Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs CMTV stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-01, Community Bancorp. (NASDAQ: CMTV) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 69/100 at a spot price of $42.19 (+1.71% 1D, market cap $236.3M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 17/20. Across 1096 tracked Financials issuers, CMTV ranks #197 in composite RQD confidence.
How does CMTV compare to INBK and OPBK in the Financials sector?
Within the Financials sector (Major Banks), CMTV carries a Roarable C+ (69/100 RQD), trailing P/E of 13.9x, gross margin of —, and ROIC of 14.9%. By comparison, INBK (First Internet Bancorp) holds a D+ grade (52/100 RQD, P/E N/A, ROIC -9.8%, cap $238.2M) and OPBK (OP Bancorp) posts a C- grade (61/100 RQD, P/E 9.0x, ROIC 11.2%, cap $230.6M). Among the 5-stock peer group, OPBK leads on earnings multiple (9.0x) while CMTV leads on capital efficiency (14.9% ROIC).
What are the biggest fundamental strengths and SEC risk factors for CMTV?
Per CMTV's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000718413), Community Bancorp. generated $0 in revenue, $17.0M in net income, and $15.3M in free cash flow against $1.29B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is CMTV trading relative to its 50-day, 200-day, and 52-week technical levels?
CMTV last traded at $42.19 (+1.71% on volume of 6,808 shares), positioning the stock +1.96% above its 50-day simple moving average ($41.38) and +11.29% above its 200-day simple moving average ($37.91). Across its 52-week range of $22.66 to $43.95, CMTV sits at the 91.7% percentile with a 14-day RSI of 51.0 (NEUTRAL RANGE) and an implied next-earnings move of ±5.9% ($39.70 to $44.68).
CMTV Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is CMTV stock moving today?
Why CMTV Stock advanced +1.71% Today — RQD Quant Desk Flash. Solid steady margins (15% return on capital), mixed timing at 14x P/E—hold if owned, no rush to chase.