Stock Ratings / Financials / CCBG / forecast

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Capital City Bank Group (CCBG) 12-Month Stock Forecast & Price Target Cone

$51.18 +0.73% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $51.37

Capital City Bank Group (CCBG) earns a Roarable Rating of B (Buy) with 72/100 RQD Confidence. High-quality cash engine (steady margins, 11% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

📊 Historical Track Record: Scores of 72/100 (B) historically ranked in the Top 13% of excess returns over the next 90 days (+7.0% avg 90D alpha vs SPY • 68.7% hit rate) →

ROARABLE B • BUY Cap $875.9M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $51.37 (+0.37%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 15/20 (B) • 2% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 72/100 (B) historically ranked in the Top 13% of excess returns over the next 90 days (+7.0% avg 90D alpha vs SPY • 68.7% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERBUY • B

2-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B · Rk B

Each axis scored 0–20

12M PRICE TARGET CONE+6.3% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for CCBG)Realized 20D OHLCV Swing Band: ±3.9%

Deterministic 5-Pillar Attribution (72/100 Composite)

🔍 WHY CCBG SCORES 72/100 (B) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+16/20 pts (22% of score)

FRED Regime × Technicals: 84% of 52W Range • RSI-14 at 59.2 (BULLISH MOMENTUM)

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (22% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▼ #1 Drag / Risk Factor: Whale & Options Positioning12/20 pts (-8 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-8 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C+$48.10+2% Next Q

Q2 (-2Q)

Grade B-$49.08+3% Next Q

Q3 (-1Q)

Grade B-$50.53+1.3% Next Q

Current

Grade B$51.18+7% Hist 90D α

Trajectory: C+ (64) → B (72)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the CCBG Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 72/100 (B) score, CCBG faces multiple-compression risk if 14.2x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($50.01) or 200D SMA ($47.23) invalidates the momentum regime and cuts Target Base ($54.40) toward Bear Floor ($41.97).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $CCBG• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “CCBG Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 72%NO 28%Trade / Inspect Odds →

INTERACTIVE 12-MONTH POSITION SIMULATOR

Drag to Test Your CCBG Position Size: $10,000

Shares at $51.18: 195.4 sh

$1,000$10,000$25,000$50,000$100,000

12M Bear Case FloorTarget $41.97

$8,200

$-1,800 (-18.0%)

12M Consensus BaseTarget $54.40

$10,629

+$629 (+6.3%)

12M Bull Case BreakoutTarget $64.19

$12,542

+$2,542 (+25.4%)

Wall Street Analyst Breakdown & Historical Accuracy Audit (34 Desks)

Street Historical Accuracy: 64/100

● Strong Buy / Buy: 23● Hold: 9● Sell: 2

Wall Street Firm	Stance	12M Target	1Y Accuracy	Track Grade
Morgan StanleyInstitutional Equity Desk	OUTPERFORM	$57	74%	A
Goldman SachsSector Coverage Lead	BUY	$60	69%	B
JP MorganUS Large-Cap Research	HOLD	$48	58%	C

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (CCBG Tape Review)

✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
✓Forensic Red-Light accounting & dilution traps to review on your watchlist
✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

CCBG // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +10.85%⚡ TESTING RESISTANCE

2026-10-30O $51.27H $51.50L $50.28C $51.18VOL 75.3K

RES: $51.53SUP: $47.49SMA50: $50.01SMA200: $47.23

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

CCBG Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 CCBG Butterfly Map → + Track CCBG →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

6.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on CCBG today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for CCBG. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for CCBG today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (CCBG)

Financials Rank #101 of 1096 ⚔️ FCBC vs CCBG Full Matrix →

1. Head-to-Head Financials Peer Comparison (CCBG vs. FCBC, ORRF, GSBC, MPB)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Capital City Bank Group (CCBG) ranks #101 by composite RQD confidence (72/100, grade B) and #579 by equity capitalization ($875.9M). Within this direct 5-issuer industry benchmark cohort, ORRF leads on earnings valuation at 10.8x trailing P/E, while ORRF leads on capital efficiency and profitability with 13.7% ROIC and — gross margin. ORRF currently holds the highest overall quantitative score in the immediate peer group at 75/100 (B) compared with CCBG at 72/100 (B).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
CCBG ACTIVE Capital City Bank Group	B	72/100	14.2x	—	11.1%	+0.73%	$875.9M	Benchmark Subject
FCBC First Community Bankshares Inc. (VA)	D+	52/100	72.8x	—	2.4%	-1.45%	$875.2M	/fcbc-vs-ccbg →
ORRF Orrstown Financial Services Inc.	B	75/100	10.8x	—	13.7%	+0.68%	$874.1M	/orrf-vs-ccbg →
GSBC Great Southern Bancorp Inc.	B	72/100	12.4x	—	11.2%	+0.63%	$881.9M	/gsbc-vs-ccbg →
MPB Mid Penn Bancorp	B-	71/100	15.4x	—	6.9%	+0.21%	$868.7M	/mpb-vs-ccbg →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000726601

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Capital City Bank Group (CCBG) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $61.6M, operating cash flow of $87.6M, and free cash flow of $80.0M (+45.8% YoY). On the balance sheet, CCBG closed FY2025 with $4.39B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$61.6M	$87.6M	$80.0M	$4.39B	—
FY2024 (FY)	2024-12-31	$0	$52.9M	$63.6M	$54.9M	$4.32B	—
FY2023 (FY)	2023-12-31	$0	$52.3M	$54.8M	$54.8M	—	—

3. CCBG Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is CCBG stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Capital City Bank Group (NASDAQ: CCBG) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 72/100 at a spot price of $51.18 (+0.73% 1D, market cap $875.9M). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, CCBG ranks #101 in composite RQD confidence.

How does CCBG compare to FCBC and ORRF in the Financials sector?

Within the Financials sector (Major Banks), CCBG carries a Roarable B (72/100 RQD), trailing P/E of 14.2x, gross margin of —, and ROIC of 11.1%. By comparison, FCBC (First Community Bankshares Inc. (VA)) holds a D+ grade (52/100 RQD, P/E 72.8x, ROIC 2.4%, cap $875.2M) and ORRF (Orrstown Financial Services Inc.) posts a B grade (75/100 RQD, P/E 10.8x, ROIC 13.7%, cap $874.1M). Among the 5-stock peer group, ORRF leads on earnings multiple (10.8x) while ORRF leads on capital efficiency (13.7% ROIC).

What are the biggest fundamental strengths and SEC risk factors for CCBG?

Per CCBG's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000726601), Capital City Bank Group generated $0 in revenue, $61.6M in net income, and $80.0M in free cash flow against $4.39B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is CCBG trading relative to its 50-day, 200-day, and 52-week technical levels?

CCBG last traded at $51.18 (+0.73% on volume of 96,142 shares), positioning the stock +2.34% above its 50-day simple moving average ($50.01) and +8.36% above its 200-day simple moving average ($47.23). Across its 52-week range of $38.55 to $53.60, CCBG sits at the 83.9% percentile with a 14-day RSI of 59.2 (BULLISH MOMENTUM) and an implied next-earnings move of ±3.9% ($49.18 to $53.18).

CCBG Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is CCBG's 12-month stock price target?

Capital City Bank Group (CCBG) carries a 12-month consensus base price target of $54.4 (+6.3% from $51.18), with a bull-case target of $64.19 and a bear-case floor of $41.97.

Is CCBG stock a Buy, Hold, or Sell right now?

Roarable's 5-Pillar RQD Quant Engine rates CCBG B (Buy — BUY) with an RQD Confidence score of 72/100.

Direct Sub-Reports: CCBG RQD Cockpit CCBG 12M Forecast CCBG Earnings & Move CCBG Dividends & DRIP CCBG Insiders & 13F CCBG Whale Options CCBG Profit Sankey CCBG News & Why