Stock Ratings / Financials / CCBG / earnings

FCBC (52) ORRF (75) GSBC (72) MPB (71) ⌘ Pro Terminal →

Capital City Bank Group (CCBG) Next Earnings Date & Expected ±3.9% Move

$51.18 +0.73% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $51.37

Capital City Bank Group (CCBG) earns a Roarable Rating of B (Buy) with 72/100 RQD Confidence. High-quality cash engine (steady margins, 11% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

📊 Historical Track Record: Scores of 72/100 (B) historically ranked in the Top 13% of excess returns over the next 90 days (+7.0% avg 90D alpha vs SPY • 68.7% hit rate) →

ROARABLE B • BUY Cap $875.9M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on CCBG Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is CCBG stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-01, Capital City Bank Group (NASDAQ: CCBG) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 72/100 at a spot price of $51.18 (+0.73% 1D, market cap $875.9M). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, CCBG ranks #101 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does CCBG compare to FCBC and ORRF in the Financials sector?

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Within the Financials sector (Major Banks), CCBG carries a Roarable B (72/100 RQD), trailing P/E of 14.2x, gross margin of —, and ROIC of 11.1%. By comparison, FCBC (First Community Bankshares Inc. (VA)) holds a D+ grade (52/100 RQD, P/E 72.8x, ROIC 2.4%, cap $875.2M) and ORRF (Orrstown Financial Services Inc.) posts a B grade (75/100 RQD, P/E 10.8x, ROIC 13.7%, cap $874.1M). Among the 5-stock peer group, ORRF leads on earnings multiple (10.8x) while ORRF leads on capital efficiency (13.7% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for CCBG?

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Per CCBG's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000726601), Capital City Bank Group generated $0 in revenue, $61.6M in net income, and $80.0M in free cash flow against $4.39B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $51.37 (+0.37%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 15/20 (B) • 2% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 72/100 (B) historically ranked in the Top 13% of excess returns over the next 90 days (+7.0% avg 90D alpha vs SPY • 68.7% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERBUY • B

2-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B · Rk B

Each axis scored 0–20

12M PRICE TARGET CONE+6.3% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for CCBG)Realized 20D OHLCV Swing Band: ±3.9%

Deterministic 5-Pillar Attribution (72/100 Composite)

🔍 WHY CCBG SCORES 72/100 (B) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+16/20 pts (22% of score)

FRED Regime × Technicals: 84% of 52W Range • RSI-14 at 59.2 (BULLISH MOMENTUM)

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (22% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▼ #1 Drag / Risk Factor: Whale & Options Positioning12/20 pts (-8 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-8 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C+$48.10+2% Next Q

Q2 (-2Q)

Grade B-$49.08+3% Next Q

Q3 (-1Q)

Grade B-$50.53+1.3% Next Q

Current

Grade B$51.18+7% Hist 90D α

Trajectory: C+ (64) → B (72)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the CCBG Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 72/100 (B) score, CCBG faces multiple-compression risk if 14.2x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($50.01) or 200D SMA ($47.23) invalidates the momentum regime and cuts Target Base ($54.40) toward Bear Floor ($41.97).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $CCBG• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “CCBG Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 72%NO 28%Trade / Inspect Odds →

NEXT EST. WINDOW: Dec 30, 2026 (~58 DAYS)

Historical OHLCV Volatility ±3.9% Swing Band

±$2.00 Expected Swing

MODEL EARNINGS SETUP GAUGE

CCBG Quantitative Pre-Earnings Setup: 72/100

Trailing EPS: $3.60 • YoY Revenue Growth: 12.4%

Model Bullish Setup (72/100)Model Risk Weight (28/100)

Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).

LOG YOUR PERSONAL PRE-EARNINGS STANCE (SAVED LOCALLY IN BROWSER):

Recent SEC Reported Revenue, Net Profit & Diluted EPS Cadence

Period	Filed	Revenue	Net Profit	Free Cash Flow	Gross Margin
FY 2025	2025-12-31	$0	$61.6M	$80.0M	52%
FY 2024	2024-12-31	$0	$52.9M	$54.9M	52%
FY 2023	2023-12-31	$0	$52.3M	$54.8M	52%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Options & Swing Structure Desk

Whale Flow & Momentum Playbook: Evaluating CCBG & AI Leaders Without Chasing Tops

✓Institutional whale strikes & implied earnings move audit on CCBG
✓How disciplined traders manage risk using pre-published trigger & invalidation levels
✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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CCBG // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +10.85%⚡ TESTING RESISTANCE

2026-10-30O $51.27H $51.50L $50.28C $51.18VOL 75.3K

RES: $51.53SUP: $47.49SMA50: $50.01SMA200: $47.23

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

CCBG Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 CCBG Butterfly Map → + Track CCBG →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

6.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on CCBG today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for CCBG. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for CCBG today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (CCBG)

Financials Rank #101 of 1096 ⚔️ FCBC vs CCBG Full Matrix →

1. Head-to-Head Financials Peer Comparison (CCBG vs. FCBC, ORRF, GSBC, MPB)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Capital City Bank Group (CCBG) ranks #101 by composite RQD confidence (72/100, grade B) and #579 by equity capitalization ($875.9M). Within this direct 5-issuer industry benchmark cohort, ORRF leads on earnings valuation at 10.8x trailing P/E, while ORRF leads on capital efficiency and profitability with 13.7% ROIC and — gross margin. ORRF currently holds the highest overall quantitative score in the immediate peer group at 75/100 (B) compared with CCBG at 72/100 (B).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
CCBG ACTIVE Capital City Bank Group	B	72/100	14.2x	—	11.1%	+0.73%	$875.9M	Benchmark Subject
FCBC First Community Bankshares Inc. (VA)	D+	52/100	72.8x	—	2.4%	-1.45%	$875.2M	/fcbc-vs-ccbg →
ORRF Orrstown Financial Services Inc.	B	75/100	10.8x	—	13.7%	+0.68%	$874.1M	/orrf-vs-ccbg →
GSBC Great Southern Bancorp Inc.	B	72/100	12.4x	—	11.2%	+0.63%	$881.9M	/gsbc-vs-ccbg →
MPB Mid Penn Bancorp	B-	71/100	15.4x	—	6.9%	+0.21%	$868.7M	/mpb-vs-ccbg →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000726601

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Capital City Bank Group (CCBG) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $61.6M, operating cash flow of $87.6M, and free cash flow of $80.0M (+45.8% YoY). On the balance sheet, CCBG closed FY2025 with $4.39B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$61.6M	$87.6M	$80.0M	$4.39B	—
FY2024 (FY)	2024-12-31	$0	$52.9M	$63.6M	$54.9M	$4.32B	—
FY2023 (FY)	2023-12-31	$0	$52.3M	$54.8M	$54.8M	—	—

3. CCBG Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is CCBG stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does CCBG compare to FCBC and ORRF in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for CCBG?

Where is CCBG trading relative to its 50-day, 200-day, and 52-week technical levels?

CCBG last traded at $51.18 (+0.73% on volume of 96,142 shares), positioning the stock +2.34% above its 50-day simple moving average ($50.01) and +8.36% above its 200-day simple moving average ($47.23). Across its 52-week range of $38.55 to $53.60, CCBG sits at the 83.9% percentile with a 14-day RSI of 59.2 (BULLISH MOMENTUM) and an implied next-earnings move of ±3.9% ($49.18 to $53.18).