CB Financial Services Inc. (CBFV) carries a Roarable Rating of C (Hold) with 62/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
As of 2026-11-02, CB Financial Services Inc. (NASDAQ: CBFV) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 62/100 at a spot price of $39.67 (-1.34% 1D, market cap $204.3M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 10/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 15/20, and SEC Balance-Sheet Forensics 12/20. Across 1096 tracked Financials issuers, CBFV ranks #389 in composite RQD confidence.
Within the Financials sector (Major Banks), CBFV carries a Roarable C (62/100 RQD), trailing P/E of 41.7x, gross margin of —, and ROIC of 3.1%. By comparison, LARK (Landmark Bancorp Inc.) holds a D+ grade (57/100 RQD, P/E N/A, ROIC 0.0%, cap $196.9M) and SBFG (SB Financial Group Inc.) posts a B- grade (71/100 RQD, P/E 14.0x, ROIC 9.9%, cap $195.2M). Among the 5-stock peer group, GBFH leads on earnings multiple (10.6x) while GBFH leads on capital efficiency (12.6% ROIC).
Per CBFV's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001605301), CB Financial Services Inc. generated $0 in revenue, $4.9M in net income, and $17.2M in free cash flow against $1.55B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Priced at 42x earnings—high expectations leave less room for a lukewarm quarter.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
FRED Regime × Technicals: 92% of 52W Range • RSI-14 at 62.2 (BULLISH MOMENTUM)
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 4/9
Put hedging (50% put share) caps near-term gamma upside (-10 pts vs max)
Even with a 62/100 (C) score, CBFV faces multiple-compression risk if 41.7x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Priced at 42x earnings—high expectations leave less room for a lukewarm quarter.
Dilution & Margin Drag: Cannibal Buyback (-1.24% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($37.64) or 200D SMA ($36.26) invalidates the momentum regime and cuts Target Base ($40.38) toward Bear Floor ($31.50).
CB Financial Services Inc. (CBFV) slipped -1.34% to $39.67, trading at 92% of its 52-week range ($31.72 – $40.39). Solid steady margins (3% return on capital), mixed timing at 42x P/E—hold if owned, no rush to chase.
CB Financial Services (CBFV) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
DA Davidson analyst Jake Civiello maintains CB Financial Services (NASDAQ:CBFV) with a Buy and raises the price target from $44 to $46.
CB Financial Services just posted Q3 2026 results and the stock closed up 3.2% at US$40.39, which looks like investors cheering a clean headline. The real story is the earnings power behind that move. Basic earnings per
CB Financial Services (CBFV) delivered earnings and revenue surprises of +9.64% and -1.12%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
(AP) — CB Financial Services Inc. (CBFV) on Monday reported net income of $5.
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does CB Financial Services (CBFV) have what it takes? Let's find out.
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on CBFV today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for CBFV. Explore sector supply chains on /butterfly.
Across 1096 tracked Financials securities in the Roarable RQD universe, CB Financial Services Inc. (CBFV) ranks #389 by composite RQD confidence (62/100, grade C) and #880 by equity capitalization ($204.3M). Within this direct 5-issuer industry benchmark cohort, GBFH leads on earnings valuation at 10.6x trailing P/E, while GBFH leads on capital efficiency and profitability with 12.6% ROIC and — gross margin. SBFG currently holds the highest overall quantitative score in the immediate peer group at 71/100 (B-) compared with CBFV at 62/100 (C).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| CBFV
ACTIVE
CB Financial Services Inc. | C | 62/100 | 41.7x | — | 3.1% | -1.34% | $204.3M | Benchmark Subject |
| LARK Landmark Bancorp Inc. | D+ | 57/100 | — | — | 0.0% | -0.62% | $196.9M | /lark-vs-cbfv → |
| SBFG SB Financial Group Inc. | B- | 71/100 | 14.0x | — | 9.9% | -1.06% | $195.2M | /sbfg-vs-cbfv → |
| GBFH GBank Financial Holdings Inc. | D | 46/100 | 10.6x | — | 12.6% | -0.39% | $220.9M | /gbfh-vs-cbfv → |
| CFBK CF Bankshares Inc. | C+ | 68/100 | 12.7x | — | 9.5% | -1.36% | $222.1M | /cfbk-vs-cbfv → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), CB Financial Services Inc. (CBFV) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $4.9M, operating cash flow of $17.8M, and free cash flow of $17.2M (+399.5% YoY). On the balance sheet, CBFV closed FY2025 with $1.55B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $0 | $4.9M | $17.8M | $17.2M | $1.55B | — |
| FY2024 (FY) | 2024-12-31 | $0 | $12.6M | $6.8M | $3.4M | $1.48B | — |
| FY2023 (FY) | 2023-12-31 | $0 | $22.6M | $14.2M | $14.2M | — | — |
As of 2026-11-02, CB Financial Services Inc. (NASDAQ: CBFV) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 62/100 at a spot price of $39.67 (-1.34% 1D, market cap $204.3M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 10/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 15/20, and SEC Balance-Sheet Forensics 12/20. Across 1096 tracked Financials issuers, CBFV ranks #389 in composite RQD confidence.
Within the Financials sector (Major Banks), CBFV carries a Roarable C (62/100 RQD), trailing P/E of 41.7x, gross margin of —, and ROIC of 3.1%. By comparison, LARK (Landmark Bancorp Inc.) holds a D+ grade (57/100 RQD, P/E N/A, ROIC 0.0%, cap $196.9M) and SBFG (SB Financial Group Inc.) posts a B- grade (71/100 RQD, P/E 14.0x, ROIC 9.9%, cap $195.2M). Among the 5-stock peer group, GBFH leads on earnings multiple (10.6x) while GBFH leads on capital efficiency (12.6% ROIC).
Per CBFV's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001605301), CB Financial Services Inc. generated $0 in revenue, $4.9M in net income, and $17.2M in free cash flow against $1.55B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Priced at 42x earnings—high expectations leave less room for a lukewarm quarter.. Institutional options positioning shows a 50% call / 50% put premium split.
CBFV last traded at $39.67 (-1.34% on volume of 5,590 shares), positioning the stock +5.39% above its 50-day simple moving average ($37.64) and +9.40% above its 200-day simple moving average ($36.26). Across its 52-week range of $31.72 to $40.39, CBFV sits at the 91.7% percentile with a 14-day RSI of 62.2 (BULLISH MOMENTUM) and an implied next-earnings move of ±3.3% ($38.36 to $40.98).
Why CBFV Stock slipped -1.34% Today — RQD Quant Desk Flash. Solid steady margins (3% return on capital), mixed timing at 42x P/E—hold if owned, no rush to chase.
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